保险

It is not mandatory, like in the case of automobile insurance to have a homeowners insurance.

这不是强制性的，如汽车保险的情况有一个拥有保险。

Automobile Insurance is the main part of Property Insurance .

汽车保险一直都是财产保险中的一个重要部分。

Therefore, the automobile insurance has become a major insurance company will fight the field.

因此，汽车保险已经成为现代各大保险公司的必争领域。

If your current automobile insurance carrier also offers homeowner's insurance, you should check with that company first.

如果您目前的汽车保险航母还提供了房主的保险，你应该检查与这家公司第一次。

At present, automobile insurance already becomes the first important dangerous species of property insurance.

目前，汽车保险已经成为财产保险的第一大险种。

In the past few years, medication problem has been a social-focused problem for that material medical takes major part of medication expensive and the phenomena of big prescription, backhander of drugs become more and more popular.

近年来，由于药品在医疗费用中所占比例过高，大处方、回扣药等不合理现象普遍存在，使药品问题已成为社会关注的热点问题，所以目前对医保(参加城镇职工基本医疗保险的职工，以下同)与非医保(未参加城镇职工基本医疗保险的公费和自费患者，以下同)患者住院药品的评价研究显得尤为重要。

Several types of insurance associated with travel are offered by most airline miles credit cards, including lost baggage insurance and car rental insurance.

几个险种与旅行最优惠的航空公司英里信用卡包括行李遗失保险及汽车租赁保险。

independent audit is essenttially a group of contract among client,bailee and federation of cpa.those factors, such as economic activity's uncertainty,asymmetric information and limited rationality have resolved that contract is almost imperfect.so adverse selection and moral hazard always exist in all the course of signing and carrying a contract,and seriously in the responsibility insurance of cpa decided by professional characteristic of independent audit,and particularly in our country decided by "state-owned property right" and "public contract" of our state-owned enterprise.

独立审计实质上是委托人、受托人和注册会计师协会之间的一组契约的集合。经济活动的不确定性和复杂性，信息的不完全和不对称以及签约双方的有限理性等因素决定了契约总是不完备的，几乎在所有契约的签订和履行中，都不同程度地存在逆向选择和道德风险问题；独立审计的职业特点，决定了注册会计师执业责任保险中逆向选择和道德风险问题的严重性；我国国有企业"公有产权"和"公共契约"特性，决定了我国独立审计执业责任保险中逆向选择和道德风险问题的特殊性。

independent audit is essenttially a group of contract among client,bailee and federation of cpa.those factors, such as economic activity's uncertainty,asymmetric information and limited rationality have resolved that contract is almost imperfect.so adverse selection and moral hazard always exist in all the course of signing and carrying a contract,and seriously in the responsibility insurance of cpa decided by professional characteristic of independent audit,and particularly in our country decided by "state－owned property right" and "public contract" of our state－owned enterprise.

摘 要］独立审计实质上是委托人、受托人和注册会计师协会之间的一组契约的集合。经济活动的不确定性和复杂性，信息的不完全和不对称以及签约双方的有限理性等因素决定了契约总是不完备的，几乎在所有契约的签订和履行中，都不同程度地存在逆向选择和道德风险问题；独立审计的职业特点，决定了注册会计师执业责任保险中逆向选择和道德风险问题的严重性；我国国有企业"公有产权"和"公共契约"特性，决定了我国独立审计执业责任保险中逆向选择和道德风险问题的特殊性。

independent audit is essenttially a group of contract among client,bailee and federation of cpa.those factors, such as economic activity's uncertainty,asymmetric information and limited rationality have resolved that contract is almost imperfect.so adverse selection and moral hazard always exist in all the course of signing and carrying a contract,and seriously in the responsibility insurance of cpa decide

经济活动的不确定性和复杂性，信息的不完全和不对称以及签约双方的有限理性等因素决定了契约总是不完备的，几乎在所有契约的签订和履行中，都不同程度地存在逆向选择和道德风险问题；独立审计的职业特点，决定了注册会计师执业责任保险中逆向选择和道德风险问题的严重性；我国国有企业"公有产权"和"公共契约"特性，决定了我国独立审计执业责任保险中逆向选择和道德风险问题的特殊性。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。