保险

EXCLUSIONS 4 In no case shall this insurance cover 4.1 loss damage or expense attributable to wilful misconduct of the Assured 4.2 ordinary leakage, ordinary loss in weight or volume, or ordinary wear and tear of the subject-matter insured 4.3 loss damage or expense caused by insufficiency or unsuitability of packing or preparation of the subject-matter insured (for the purpose of this clause 4.3 "packing" shall be deemed to include stowage in a container or liftvan but only when such stowage is carried out prior to attachment of this insurance or by the Assured or their servants) 4.4 loss damage or expense caused by inherent vice or nature of the subject-matter insured 4.5 loss damage or expense proximately caused by delay, even though the delay be caused by a risk insured against (except expenses payable under Clause 2 above) 4.6 loss damage or expense arising from insolvency or financial default of the owners managers charterers or operators of the vessel 4.7 deliberate damage to or deliberate destruction of the subject-matter insured or any part thereof by the wrongful act of any person or persons 4.8 loss damage or expense arising from the use of any weapon of war employing atomic or nuclear fission and/or fusion or other like reaction or radioactive force or matter.

EXCLUSIONS 4在任何情况下都不得这个保险 4.1损失损害或费用的原因故意的不当行为的保证 4.2普通渗漏，普通的损失重量或体积，或普通磨损的标的物投保 4.3损坏或丢失所造成的费用不足或不适合的包装或准备受保标的物（目的是这一条款4.3 &包装&应视为包括存放在容器或liftvan但只有当这些堆放进行之前扣押保险或担保或其雇员） 4.4损坏或丢失所造成的牺牲固有的副总裁或性质的标的物投保 4.5损坏或损失近牺牲所造成的延误，即使是延迟所造成的风险保险（除费用缴付根据第2段） 4.6损失损害或费用所产生的破产或财务预设的业主管理人员承租人或经营者的船只 4.7故意损坏或蓄意破坏受保标的物或其任何部分的不法行为，任何人 4.8损失损害或费用的使用中出现的任何战争武器的使用原子或核裂变和/或融合或其他类似反应或放射性武力或事项。

Insurance companies may exaggerate the costs of providing health care in order to increase premiums, and well-covered policy holders may claim non-existent illness in order to get a few days of paid vacation.

保险公司可能会夸大健康保险的成本，从而提高保险金额。会利用隐性政策的人承认他们得了某种莫须有的疾病，目的就是获得几天带薪假期。

INSURANCE: To be effected by the Seller for 110% of the CIF invoice value covering ALL RISKS AND WAR RISK as per China Insurance Clauses.

由出口人购买保险，保险金额为发票到岸货值的110%，保险险别为一切险和战争险，并遵循 PICC 条款执行。

X0 O2 ?7 z; X (34)covering all risks including war risks as per ocean marine cargo clauses and air transportation cargo insurance clauses and ocean marine cargo war risk clauses and air transportation cargo war risk clauses of the Peoples Insurance Company of China dated

Z8 2 o%？ Q7 X6 r+ Q5 h 按照中国人民保险公司×年×月×日海洋运输货物保险条款和航空运输货物保险条款以及海洋运输货物战争险条款和航空运输货物战争险条款投保海空联运一切险和战争险。

Of the Peoples Government of the Beijing Municipality on February 20, 2001, and ensuring the sound transition of the medical insurance system on the basis of not lowering the existing medical treatment of employees, we hereby formulate the Interim Measures for the Supplementary Medical Insurance of Enterprises in Beijing Municipality, and print and distribute them to you, please implement them earnestly.

为贯彻落实《北京市基本医疗保险规定》（2001年2月20日北京市人民政府第68号令），不降低职工现有的医疗待遇水平，保证医疗保险制度平稳过渡，我们制定了《北京市企业补充医疗保险暂行办法》，现印发给你们，请认真执行。

The connection that expands as insurance and traffic carrying trade is increasingly close, the industrial catenary that is sure to be a center with traffic is formed stage by stage, the liaison man that includes industrial catenary front carries tool manufacturer, distributors, orgnaization of each insurance major, representative holding course of study concurrently and broker company, and the travel of insurance official estimate of industrial catenary back end, lawyer travel and hospital, carriage tool repairs business to wait.

随着保险业与交通运输业发展的联系日益紧密，以交通保险为中心的产业链逐步形成，包括产业链前端的交通运输工具制造商、销售商，各保险专业、兼业代理机构和经纪公司，以及产业链后端的保险公估行、律师行和医院、运输工具修理商等。

Time Charter Hire or Charter Hire for Series of Voyages A sum not exceeding 50% of the gross hire which is to be earned under the charter in a period not exceeding 18 months Any sum insured under 2012 to be taken into account and only the excess thereof may be insured, which excess shall be reduced as the hire is advanced or earned under the charter by 50% of the gross amount so advanced or earned but the sum insured need not be reduced while the total of the sums insured under 2012 and 2015 does not exceed 50% of the gross hire still to be earned under the charter An insurance under this Section may begin on the signing of the charter

2015期租租金或连续航次租金：其金额不得超过租船合同项下在18个月以内可收取的总租金的50％。根据第2012项的投保金额应予考虑，仅其超额部分可以保险，而且应从中扣除根据租船合同已预收或已赚取的总租金的50％，但如果根据第2012项及第2015项的总保险金额不超过根据租船合同待收总租金的50％时，可不作上述扣减。根据本项的保险可以自签订租船合同时开始。

In succession it analyze the development state of agricultural insurance in our country, and illuminate the true condition that agricultural insurance is in a trend of shrinking.

本文首先介绍了农业保险的基本概念，性质和功能，在此分析了我国农业保险的现状，运用材料说明我国农业保险不断萎缩的实际情况。

Since Insurance Fraud would strike the financial stability and security of an insurance company, it becomes kind of risk on company's management. This paper would be analyzing the practical operation of an insurance company and trying to find out the feasibility of Insurance Fraud Prevention by using various kinds of risk management countermeasures.

保险诈欺直接冲击的是保险公司的经营稳定性与安全性，对保险公司而言是经营上的风险，因此从风险管理的角度，分析保险公司的实务运作，探讨运用各种风险管理对策防制保险诈欺的可行性。

Thus it is necessary to offer opportunity for stock insurance company to finance in stock market.

二、逻辑结构本文从普遍存在的保险公司组织形式入手，对世界上比较常见的组织形式从介绍、分析，通过对各种保险组织形式的优、缺点的比较，为我国保险市场如何选择做铺垫。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。