保险

At present the domestic insurancist and jurist have not distinguished the insurance deceive from the insurance jugglery .

目前国内保险学家和法学家对保险欺骗与保险欺诈二者的界定并不明确。

At present the domestic insurancist and jurist haven't distinguished the insurance deceive from the insurance jugglery.

目前国内保险学家和法学家对保险欺骗与保险欺诈二者的界定并不明确。

Up to now, most of the economists insist on efficiency in Social Security. After the analysis of the character and status of Basic Endowment Insurance, based on Keynesianism, I brought forward that Social Security, especially the Endowment Insurance System, should insist on the fair as the most important things.

笔者在分析基本养老保险的性质及其在中国经济发展中所占地位的基础上，结合凯恩斯的经济学思想，提出了社会保障，特别是基本养老保险体系要以"公平"为原则的经济学观点，并采用社会学和经济学相结合的分析方法，运用统计和精算原理，通过实证分析对于我国基本养老保险的公平问题进行了研究。

Finally, combining with the discussion contents above, the paper sums up several main arguments and put forward some proposals: accelerate the product transformation, reduce the deficiency in interest rate, enhance the operation revenues; expand the channels to increase the capital requirement, raise the capital adequacy ratio; continue broadening the investment channels to improve the investment profits that the insurance funds invested in the capital market; encourage the insurance funds to invest in the state keystone construction projects and the foundation construction projects which have long-term and steady return.

最后，本文结合以上讨论内容，总结出本文的几个主要论点，并就主要论点提出建议：加快产品转型，降低利差损，提高保险公司的承保利润；拓宽资本金扩充渠道，增加资本金，提高资本充足率；继续拓宽投资渠道，提高我国保险资金运用于资本市场的绩效；鼓励我国的保险资金投向有长期稳定回报的国家重点建设项目和基础设施建设项目。

The letter of attorney issued to the person to be appointed as the main person-in-charge of the proposed branch of the foreign insurance company, refers to the letter of attorney issued to the person to be appointed as the general manager of the proposed branch of the foreign insurance company, which is signed by the Chairman of the Board of Directors or General Manager of the foreign insurance company.

对拟任外国保险公司分公司主要负责人的授权书，是指由外国保险公司董事长或者总经理签署的、对拟任外国保险公司分公司总经理的授权书。

One of the main types of auto insurance policy offered by all insurance companies is the liability insurance.

其中的一个主要类型的汽车保险政策所提供的各保险公司，是责任保险。

The first part of the text introduce the difference between life insurance and annuity, so as their conceptions which make us have a wholly understanding to annuity. Then compare the research of annuity in China and foreign countries which also make us have a certain knowledge of annuity-pricing's history.

本文在第一部分介绍了年金保险的基本概念和其与人寿保险的差异，从而让我们对年金保险有一个总体的认识；接着对年金保险定价的中外研究进行纵向比较，使我们对年金定价的历史有一定的了解。

At present, CPIC Life provides over 150 lines of insurance products, covering life , annuity , health and accident etc.

公司目前开办险种150余个，覆盖人寿保险、年金保险、健康保险、意外伤害保险等多个领域。

The company currently has more than 150 products covering various fields of life, annuity, health, accidental injury, etc.. The product ranges promoted by the company are warmly welcome by the clients and gain great recognition from the market.

公司目前开办险种150余个，覆盖人寿保险、年金保险、健康保险、意外伤害保险等多个领域，公司推出的系列产品深受客户欢迎和市场肯定。

Though we include Gen Re's sizable life and health reinsurance business in the "insurance" sector, we show the results for Ajit Jain's life and annuity business in this section. That's because this business, in large part, involves arbitraging money. Our annuities range from a retail product sold directly on the Internet to structured settlements that require us to make payments for 70 years or more to people severely injured in accidents.

虽然我们把通用再保庞大的人寿及健康再保险业务归类在保险事业之下，另外我们则把 Ajit Jain 负责的人寿及年金业务归类在财务及金融商品业务项下，这是因为他的业务大部分都牵涉到套利资金，我们的年金保险的种类，从网络直接零售到因重大职业伤害而要求我们在 70 年后付款的协议清偿都有。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。