保险

Hurricane Class Action Lawsuit Against Allstate Floridian Insurance Co., Citizens Property Insurance Corp. and State Farm Florida Insurance Co.

飓风集体诉讼Allstate的floridian保险股份有限公司，公民财产保险股份有限公司和国有农场佛罗里达州保险股份有限公司

As a new product of insurance products, investment-join-danger insurance is not very popular among consumer. What's more, insurance companies are lack of marketing control experience of this kind of product which had lead to marketing information asymmetry of investment-join-danger insurance and do harm to their legitimate interests. To evade these kind of risks, we should follow close to the line of the principle of utmost good faith.

投资连结保险作为一种新产品，其特点还不完全为广大消费者所掌握，保险公司对该险种的营销也缺乏相应的管理经验，导致在投资连结保险营销的许多环节和方面都可能出现信息不对称的现象，损害各方的合法利益，这需要严格遵守最大诚信原则来规避这些风险。

This course is an excellent starting point for student in risk management, property insurance, and related fields. Student will gain a general understanding of global property insurance market and master Principles and Practice of Property Insurance.

本课程是财产保险（包括财产风险管理等领域）的基础课，通过本课程的教学，使学生了解财产保险国内外市场的基本概况和掌握财产保险的基本理论和基础知识。

Where is a partial loss of goods, merchandise, or other moveables, the measure of indemnity, subject to any express provision in the policy, is as follows:（1）Where part of the goods, merchandise or other moveables insured by a valued policy is totally lost, the measure of indemnity is such proportion of the sum fixed by the policy as the insurable value of the part lost bears to the insurable value of the whole, ascertained as in the case of an unvalued policy:(2) Where part of the goods, merchandise, or other moveables insured by an unvalued policy is totally lost, the measure of indemnity is the insurable value of the part lost, ascertained as in case of total loss:(3) Where the whole or any part of the goods or merchandise insured has been delivered damaged at its destination, the measure of indemnity is such proportion of the sum fixed by the policy in the case of the valued policy, or of the insurable value in the case of an unvalued policy, as the difference between the gross sound and damaged values at the place of arrival bears to the gross sound value:(4)"Gross value" means the wholesale price, or, if there be no such price, the estimated value, with, in either case, freight, landing charges, and duty paid beforehand; provided that, in the case of goods or merchandise customarily sold in bond, the bonded price is deemed to be the gross value.

货物、商品或者其他动产发生部分损失的，除保险单另有明文规定外，赔偿范围如下：(1)如果定值保险单承保的货物、商品或者其他动产的一部分发生全损，赔偿范围为保险单确定的保险金额中的比例部分，该比例为灭失部分的可保价值占全部可保价值的比例部分。可保价值的确定与不定值保险相同；(3)若不定值保险单承保的货物、商品或者其他动产的一部分发生全损，赔偿范围为损失部分的可保价值，可保价值的确定与全损时相同；(4)如果被保险货物或商品的全部或者一部分以受损状态运抵目的地，赔偿范围以完好毛值与受损价值的差额占完好毛值的比例计算，在定值保险单情况下，是保险单确定的金额的该比例部分，或者，在不定值保险单情况下，是可保价值的该比例部分；(5)"毛值"是指货物的批发价格，如果没有这种价格，则是货物的估计价值，不论哪一种情况，再加上已预先付讫的运费、卸货费和关税之后的价值；但是，如果货物或商品按惯例在关仓出售，那么关仓价格就视为毛值。

Agricultural insurance ; grantable public goods ; system of political agriculture insurance ; legislation on agricultural insurance

农业保险；准公共物品；政策性农业保险制度；农业保险立法

It is reported that China's mortgage insurance for "security room is not the grantor," and not conducive to the borrower's situation, a domestic insurance company recently introduced the first combination of personal protection, paying back the principal protection and the protection of old-age security insurance triple.

据报道，中国的抵押贷款保险的"安全房不保人"，不利于借款人的情况下，国内保险公司最近推出了第一款相结合的个人防护，支付本金的保护和保护老年保险三倍。

The Vessel has leave to dock and undock, to go into graving dock, to sail or navigate with or without pilots, to go on trial trips and to assist and tow vessels or craft in distress, but it is warranted that the Vessel shall not be towed, except as is customary or when in need of assistance, or undertake towage or salvage services under a contract previously arranged by the Assured and/or Management and/or Charterers without the prior written agreement of the Underwriters.

保险船舶在所有时间根据本保险的各项规定承保，并许可在有或没有引航员的情况下开航或航行，试航及协助，拖带遇险船舶或驳船，但保证保险船舶不得被拖带，除非是习惯性的，或当需要协助时；事先未经保险人书面协议，也不得根据被保险人，船舶所有人，管理人和/或承租人事先安排的合同从事拖带或救助服务。

The Vessel has leave to dock and undock, to go into graving dock, to sail or navigate with or without pilots, to go on trial trips and to assist and tow vessels or craft in distress, but it is warranted that the Vessel shall not be towed, except as is customary or when in need of assistance, or undertake towage or salvage services under a contract previously arranged by the Assured and/or Management and/or Charterers without the prior written agreement of the Underwriters This Clause 4 shall not exclude customary towage in connection with loading and discharging

保险船舶在所有时间根据本保险的各项规定承保，并许可在有或没有引航员的情况下开航或航行，试航及协助，拖带遇险船舶或驳船，但保证保险船舶不得被拖带，除非是习惯性的，或当需要协助时；事先未经保险人书面协议，也不得根据被保险人，船舶所有人，管理人和/或承租人事先安排的合同从事拖带或救助服务。

Our working time is 5 days per week and 8 hours per day. we have at least half a month extra public holiday per year and provide 13th month salary and spring festival allowance and maximum 3 months bonus per year based on working duration in company .we expand our business at a high speed as we are a promising company .we need qualified talent to join us .we welcome specialists and students from hk , singapore ,china and france who know english or french well to attend our company.

以上所有职位均需英文读写能力，高薪聘请，提供税后工资，除社会保险、住房公积金或综合保险等法定保险公司全部负担外，还为所有员工加保优厚商业保险，本公司工作时间五天八小时，除法定假期外全年不少于半个月有薪假期，年终双薪，有春节津贴，并有机会享受三个月工资的年终奖金，目前公司正处于急速发展中，诚邀各界英才加盟，懂法语或英语的专业人士更佳，也欢迎香港，新加坡，旅法华人和在中国的法国人前来应聘或实习，我们也欢迎学建筑，家具及装潢设计等专业的学生及办学机构联系实习。

Above positions need at least written and reading english skill, we pay high salary for them and give all employees a package of social insurance .in addition, we add rich commercial insurance to each employee.our working time is 5 days per week and 8 hours per day. we have at least half a month extra public holiday per year and provide 13th month salary and spring festival allowance and maximum 3 months bonus per year based on working duration in company .we expand our business at a high speed as we are a promising company .we need qualified talent to join us .we welcome specialists and students from hk , singapore ,china and france who know english or french well to attend our company. also we welcome educational institute (architect/furniture/design) to communicate with us about the recruitment or train of your students.

以上所有职位均需英文读写能力，高薪聘请，提供税后工资，除社会保险、住房公积金或综合保险等法定保险公司全部负担外，还为所有员工加保优厚商业保险，本公司工作时间五天八小时，除法定假期外全年不少于半个月有薪假期，年终双薪，有春节津贴，并有机会享受三个月工资的年终奖金，目前公司正处于急速发展中，诚邀各界英才加盟，懂法语或英语的专业人士更佳，也欢迎香港，新加坡，旅法华人和在中国的法国人前来应聘或实习，我们也欢迎学建筑，家具及装潢设计等专业的学生及办学机构联系实习。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。