保险

The interest rate descends consumption level and wallet of fighting the people in general. Compound interest's rolling to increase wealth income is another way. But the person of real meeting is still a handful of men, hence the gap between rich and poor's pulling has to open more, the margin is also larger. If general citizen can't make use of wealth to create more wealths effectively, just only put in the bank, and acceptancy the super and low interest income. When in June, 2001, Legislative Yuan resolution insurance revision bill, The life insurance industry can start selling an investment linked insurance product . The advantage of this product will "investment","insurance" unite as one with" property management" knot, for the economic environment of present very much a rather big help, deserve a research..

中文摘要理财行为因应时代而产生，利率的下降打击著一般民众的消费水准及荷包，在低利率的时代，复利滚存来增加财富收入似乎是可行之道，但是真正会的人仍是少数人，於是贫富差距就拉得更开，差距也更大了，一般市民大众若是无法有效的利用财富创造更多的财富，只能放在银行，而强迫接受超低的利息收入，在西元2001年6月时，立法院决议保险修正法案，寿险业可以开始贩售投资型保险商品，此一商品的好处将「投资」、「保险」与「资产管理」结合而为一，所以投资型商品隐含著背后庞大的商机，因为对於现今的经济环境确实有著相当大的助益，值得研究

During the first phase of the experiment, the insurance program provides four products—property insurance, employer's liability insurance, life accident insurance and hospitalization benefit insurance—which basically cover all the possible risks farmers may encounter in their businesses. Farmers will receive maximum preference in insurance fee and during the experiment period, farmers will be given 200 yuan per family as the government subsidy. Each family will get security from 650,000 to 850,000 yuan as a return of paying only 300 yuan.

在首期试点期间，将开设财产保险、雇主责任险、人身意外伤害险、住院津贴保险四个保险品种，基本涵盖了农户在产业过程中将面临的多种风险，在保费额度上也将给予最大的优惠，试点期间政府补贴每户200元，创业农户只需自行交纳300元就将得到65—85万元的风险保障。

During the first phase of the experiment, the insurance program provides four insurance products—property insurance, employer's liability insurance, life accident insurance and hospitalization benefit insurance — which basically cover all the possible risks farmers may encounter in their businesses.

在首期试点期间，将开设财产保险、雇主责任险、人身意外伤害险、住院津贴保险四个保险品种，基本涵盖了农户在产业过程中将面临的多种风险，在保费额度上也将给予最大的优惠，试点期间政府补贴每户200元，创业农户只需自行交纳300元就将得到65—85万元的风险保障。

An insurance accident refers to an accident that is within the limits of insurance liability as contracted.

保险事故是指保险合同约定的保险责任范围内的事故。

In Taikang Asset Management's purchase of 8,000 shares, but also other small and medium-sized insurance companies are state Insurance through traditional insurance products account for the purchase of 14 million shares.

在泰康资产管理公司购买的8000股，而且其他小型和中型保险公司的保险产品，通过传统的国家保险的1400万股购买帐户。

Insurance adjuster is one of the three intermediaries of the international insurance market.

保险公估是国际上三大保险中介之一，其在保险理赔、风险评估领域发挥着重要的中介作用。

If, owing to delay, deviation, forced discharge, reshipment or transhipment beyond the control of the Insured or any change or termination of the voyage arising from the exercise of a liberty granted to the shpowners under the contract of affreightment, the insured goods arrive at a port or place other than that named in the Policy, subject to immediate notice being given to the Company by the Insured and an additional premium being paid, if required, this insurance shall remain in force and shall terminate as hereunder

二由于被保险人无法控制的运输延迟、绕道、被迫卸货、重行装载、转载或承运人运用运输契约赋予的权限所作的任何航海上的变更或终止运输契约，致使被保险货物运到非保险单所载明目的地时，在被保险人及时将获知的情况通知保险人，并在必要时加缴保险费的情况下，本保险仍继续有效，保险责任按下列规定终止。

Article 2 The term "custody of an insurance company's stock assets" means an insurance company's activities of signing a custody agreement with a commercial bank or other specialized financial institution in accordance with relevant provisions of the CIRC and entrust it to keep custody of the stocks and funds for stock investment and to be responsible for clearing, settlement, assets evaluation, investment supervision, etc.

第二条 保险公司股票资产托管是指保险公司根据中国保险监督管理委员会的有关规定，与商业银行或者其他专业金融机构签订托管协议，委托其保管股票资产、负责清算交割、资产估值、投资监督等事务的行为。

Chongqing Municipal Government has introduced policies about migrant workers participating in health insurance, and in October 2007, launched a urban and rural residents cooperative medical insurance, from October 1 a comprehensive medical insurance of migrant workers launched, It can be said that the entire medical insurance from start to now has been a progressive development and progress in the direction of universal health insurance.

重庆市政府不断推出农民工参加医疗保险的相关政策，并在2007年10月份开展了城乡居民合作医疗保险的试点工作，从10月1日起农民工医疗保险全面启动，整个医疗保险从启动到现在可以说是在往全民医保的方向逐渐发展和进步。

At the same time,the paper makes comparison study to the United Kingdom,the United States,and Japan\'s current fire insurance systems,and analyzes the status of fire insurance,fire insurance in China,explores the development trend of the systems,presents the development of China\'s system of fire insurance six ways.

对英国、美国、日本的现行火灾保险制度进行了对比研究，并分析了我国的火灾保险现状，探讨了我国火灾保险制度的发展趋势，提出发展我国火灾保险制度的六方面途径。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。