保险

An insurance document, such as an insurance policy, an insurance certificate or a declarationunder an open cover, must appear to be issued and signedby an insurance company, an underwriter or their agents or their proxies.

保险单据，例如保险单或预约保险项下的保险证明书或者声明书，必须看似由保险公司或承保人或其代理人或代表出具并签署。

It has been approved by history in many countries that insurance broker companies are beneficial to promoting the development of insurance, regulating insurance market, safeguarding the right of insurants, and strengthening the connections between domestic insurance market and international market.

作为成熟保险市场不可或缺的组成部分，保险经纪的诞生对促进我国保险业发展、规范保险市场、维护投保人利益、推动国内保险市场与国际接轨等方面具有重要意义，各国保险业发展的历史和经验无不证明了这一点。

Although it is an important tool in the resolution of in surance contract disputes, the insurance contract interpretation has not reached perfection in its regulation in the practice of the interpretation of Chinese I nsurance Law.

保险合同解释是处理保险合同纠纷的一项重要手段，但是，我国保险法律在保险合同解释方面的规定却不很完善。

In the second half of this paper, we applied the non-expected utility model based on info-modification to analyze the principle of insurance market equilibrium, indicated the fact that price equilibrium can gained in insurance market lies in the different risk environment and information accumulated between insurers and proposers, this offer a better understanding of the determinants of insurance market behavior.

本文后半部分运用前面所建立的基于信息修正的非期望效用模型，研究分析了保险市场价格均衡原理，指出保险市场实现价格均衡本质原因在于保险公司和投保人所处的不同风险环境以及双方在经验信息积累上的差异，更好地刻画了影响保险市场行为的关键因素，为实际市场行为提供了更合理自然的解释。

Depending on the unique needs of the insurance buying public of a given state, other residual market plans may exist for medical malpractice insurance and windstorm insurance (for states such as Florida which have many hurricanes).

由于在某些州购买保险的公众有特殊的保险需要，还会存在针对医疗责任事故保险和风暴保险(在诸如佛罗里达这样飓风发生较多的州)的其他的剩余市场计划。

Where the contract is to insure the subject-matter at and from, or from one place to another or others, the policy is called a "voyage policy " and where the contract is to insure the subject-matter for a definite period of time the policy is called a "time policy".

1在保险合同承保保险标的&在和从&或&从&某一地点运送至另一地点或其他地点之场合，该保险单称作&航次保险单&；在保险合同承保保险标的某一段固定期间之情况下，该保险单叫做&定期保险单&。

In the midst of that, I devised a way to convert a mutual insurance company into a stock insurance company, giving all the policyholders a choice of getting their money back or getting free insurance.

在那个时期中间，我设计出一种方法，把一个共同保险公司转化成一个股票保险公司，给所有的保险客户一个选择，拿走他们的钱或者得到一个免费的保险。

As the a salvage award, occur for the subject-matter insured suffered the perils of the sea, in light of the different conditions, that award may be seemed as the Sue and Labour, on the other times, may be seemed as the General Average, and be paid based on the insurance contract.

在保险船舶遭遇海难事故之后，根据遭遇的危险的实际情况的不同，有时将需要对保险标的(船舶或者共同航程中的其它财产中的一方或多方)进行救助，而此时产生的救助报酬可能要作为施救费用从保险合同中受偿，也有可能作为共同海损从保险合同中受偿。

The main article is based on China"s current industrial injury insurance,"added weight, light to prevent" an analysis of the status that the current "industrial injury insurance regulations on the provisions of injury prevention systems clear enough; Injury prevention expenses not clear; work injury insurance system is not sound different rates, premium rates and the state of production safety link industrial injury insurance management system chaos, the administration and injury prevention is insufficient, and so on - all factors constraining the injury prevention work the launching.

本文的主要内容就是通过对我国当前工伤保险&重补充、轻预防&的现状进行分析，认为当前《工伤保险条例》对工伤预防的规定不够系统明确；工伤预防费用支出不明确；工伤保险差别费率制度不健全，保险费率与安全生产状况脱钩；工伤保险管理体制混乱，工伤预防的行政管理和经办力量不足等等因素都制约了工伤预防工作的开展。

Before 1980, China had already had social security, family insurance and reciprocal insurance which have not only the function of economic indemnification, but also the functions of services, spiritual comfort, feeling support.

在中国恢复重建商业保险之前，中国就有社会保障制度、家庭保险制度、互助保险制度存在。这些制度不仅具有商业保险的经济保障功能，还有服务保障、精神慰藉、情感支持等功能。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。