使降低

This thesis adopts foreign successful experiences on disposing of non-performing asset and brings forward conceivability to accelerating the reform of state-owned commercial banks, which uses bondly institutional, organizational, marketable and financial operational innovation by analyzing the conditions of non-performing asset, deeper forming reasons and the experiences and lessons disposing of them. Then we should sustaining enrich the approaches and means of disposing of non-performing asset, and shape a new system and market, and its aim is to accelerate economic development and to reduce financial risk, and to ensure moderate and persistent development of state-owned commercial banks.

本文在吸收借鉴国外处置不良资产成功经验的基础上，通过分析国内不良资产的现状、形成的深层次原因、处理不良资产的经验教训，提出了大胆利用制度创新、组织创新、市场创新、金融业务创新加速国有商业银行不良资产处置的操作构想，通过不断丰富不良资产处置的途径与手段，形成全新的制度与市场，以达到标本兼治的目的，旨在使国有商业银行更好的促进经济发展的同时，降低资产风险，保障国有商业银行的稳健运营、持续发展。

We make the effect width shorter and the effect length longer to decrease the leakage current by the seams in the poly-resistor. There are two kinds of seam in our thesis. One shape is spiral and the other is like a concentric circle.

我们将复晶矽电阻开缝隙，使元件电极看到的复晶矽电阻等效宽度变小或等效长度变大，藉此降低漏电流，本论文有同心圆缝隙及螺旋型缝隙两种结构。

The SAN makes it true that storage resources can be devided from servers, and can provide high performance data pipe with 100 MB/s and shared storage devices managed concentrically. This makes data access, backup and restore will not reduce performance of network largely. This removes people抯 misgiving for bandwidth of network.

SAN使存储资源与服务器分离，可以提供100兆字节／秒的高性能数据管道和共享的集中管理的存储设备，使得数据的访问、备份和恢复不会大幅度降低网络性能，消除人们对网络带宽的顾虑。

The concrete number will change with the type of car.

这不仅使发动机功率提升了多达8.5%，还令耗油量降低了11.2%、二氧化碳排放量减少了13.6%，具体数值因车型和装备而异。

Concurrent Engineering absorbs computer technique , database technique , network technique under the support of CAD, CAM, CAPP and CAE, considers conception form , scheme analyses , detail design, production, after service , production rejects all factors, resolves effetely lots of defects such as difficulty of data exchange , design changing frequently , cost high, long cycle for design and so on.

摘要并行工程是在CAD，CAM，CAPP和CAE等技术支持下，吸收了当前迅速发展的计算机技术、数据库技术、网络技术，在设计时综合考虑产品开发中的概念形成、方案分析、详细设计、生产制造、售后服务、产品报废等所有因素，有效解决了系统之间数据交换难，设计更改频繁，成本高，设计周期长等缺点。 DFM是并行工程的关键技术之一，在设计一开始就把制造系统的因素添加到设计过程中去，并从制造可行性的角度对设计进行分析评价，使设计满足制造要求，降低加工时间和生产成本。

The current real estate\'s industry tax policy\'s characteristic is, in the real estate sale, the hiring, in the transfer circuit levies the categories of taxes to be excessively many, the tax burden to be overweight, holds stage the tax burden to be relatively quite low, has provided the opportunity congenially for the real estate, under the appropriate external environment, easy to initiate the entire profession the congenial behavior.

合理的房地产税收政策应该具有前瞻性和导向性，我们通过立法改变地方政府对房地产企业乱收费的现状，通过在中央政府和地方政府之间重新分配税收收入，减少地方财政收入对房地产企业的依赖，通过简并税种适当降低房地产开发阶段的税负水平，通过实行差别税率来减少房地产投机行为，通过完善保有阶段的税(来源：ABC0e论文网www.abclunwen.com)种设置和房地产评估机制，使闲置不用的房产都能流入市场，解决供求矛盾问题，通过充实房地产业的税收优惠政策来体现我国政府对房地产行业发展的导向作用。

But for the strong activity of Nano-TiO2, the conglobation will happen easily, and it will greatly reduce the application effect in coating. And for the hydrophilicity , its hard to break up uniform in resins, so air gaps appear in the interface, then the high polymer in the interface willhappen degradation reaction or embrittlement reaction, and coatingsperformance will fall down.

但是由于纳米粒子表面极强的活性，使它们很容易团聚在一起从而形成带有若干弱连接界面的尺寸较大的团聚体，这大大降低甚至消除了纳米颗粒的实际应用效果，同时由于纳米粒子表面亲水疏油，在有机高分子树脂中难于均匀分散，界面上会出现空隙，当空气中的水分进入空隙中就会触发界面处高聚物的降解、脆化，导致涂层失效。

The first disadvantage of MMI device is wavelength sensitive, which leads to restricted applications. To reduce the wavelength insensitivity in optical network applications, the demand of light source with a specific wavelength is needed, especially for power splitters. For this reason, a wideband criterion for MMI splitter is proposed. The basic principle is based on reducing the interference length difference and making it shorter than the spot size for constructive mode interference. Simulation results show the spectra of proposed MMI splitter is wide enough (1.26-1.61um) to cover the fiber communication band and the size of the splitter is more compact than that of the conventional MMI or Y-branch splitter.

多模干涉元件的第一个缺点为波长敏感，此缺点会限制其在实际上的用途；因元件在网路上的应用时，通常都需要降低波长敏感性，以减低对光源波长准确性的要求；有鉴於此，本论文提出多模干涉分光器的宽频标准；基本原理是建立在缩短其多模干涉区的长度差，并使之小於建设性干涉的光点大小；透过模拟后发现，操作频宽可涵盖光纤通信全波段(1.26-1.61um)，且长度小於Y形分支结构的分光器。

However, ongoing statutory cut interest rates as high as the reduction of lending rates and bond yields continued to decline, so that the banks net interest income declined.

但是，目前的法定降息作为贷款利率和债券收益率继续降低高利率的下降，从而使银行的净利息收入下降。

However, the conventional CMAC has an enormous memory requirement so that it cannot be applied to solve higher dimensional problems.

因此，本研究提出一个具有自组织能力之阶层式小脑模型类神经网路，它可以依据分析学习样本的分布，自动建立网路的记忆体配置，并藉由阶层式的学习架构，来有效降低记忆体的需求，使其具有解决高维度问题的能力，而此类神经网路架构亦具有可扩充性，可以在不影响其他网路的学习架构下，任意的增减输出节点的个数，此外，我们也提出了一个渐进式学习的演算法来训练此一类神经网路。

And Pharaoh spoke to Joseph, saying, Your father and your brothers have come to you.

47：5 法老对约瑟说，你父亲和你弟兄们到你这里来了。

Additionally, the approximate flattening of surface strip using lines linking midpoints on perpendicular lines between geodesic curves and the unconditional extreme value method are discussed.

提出了用测地线方程、曲面上两点间短程线来计算膜结构曲面测地线的方法，同时，采用测地线间垂线的中点连线和用无约束极值法进行空间条状曲面近似展开的分析。