住房问题

This article studies the key point is through sends the bank Dalian branch individual housing loan customer to the waters edge to pay off a debt the behavior present appraisal system question analysis, is clear about by the quantification primarily thought, proposed establishes the new system the principle, the model fuzzy mathematics theory, designs two dimensions, 15 targets, increase the confidence level computation function, according to the AHP law and the expert advice law assignment target weight, establishes the appraisal model, the division customer pays off a debt the behavior rank, sends the bank Dalian branch existing appraisal system to improve.

本文研究重点是通过对浦发银行大连分行个人住房贷款客户偿债行为现行评价体系问题的分析，明确以量化为主的思想，提出建立新体系的原则，借鉴模糊数学的理论，设计两个维度，十五项指标，增加可信度计算函数，根据AHP法和专家意见法分配指标权重，建立评价模型，划分客户偿债行为等级，对浦发银行大连分行现有的评价体系加以改进。

This article explores the following several aspects for innovation.(1) Taking the theories and methods of Regulation Economics and Industrial Organization as our instruction, we study the government regulation mechanism of China's housing market comprehensively and systematically. Combining with the new characteristics of price formation and game, we analyze some problems thoroughly,such as present situation, reason, monopoly structure ,information unsymmetry and land supply under China's price regulation of housing market, and so on.

本文探索如下几个方面以求有所创新：(1)以规制经济学和产业组织理论与方法为指导，全面系统地研究中国住宅市场政府经济规制机理，结合住宅市场价格形成与博弈的新特点，深入剖析中国住宅市场价格经济规制的现状、缘由、土地供给、垄断市场结构、信息不对称以及限价房和保障性住房价格规制等问题。

The problem remains of how to weigh the economic costs against the social benefits of home ownership.

存在的问题是如何权衡对自有住房带来社会利益的经济成本。

However, Dimitry Fleming at ING cautioned that a true recovery in US housing would not be possible until the supply overhang had been sufficiently addressed.

然而，荷兰国际集团的迪米特里。弗莱明警告说，在供应过剩问题得到充分解决之前，美国住房市场不可能出现真正复苏。

However, Dimitry Fleming at ING cautioned that a true recovery in US housing would not be possible until the supply overhang had been sufficiently addressed.

弗莱明警告说，在供应过剩问题得到充分解决之前，美国住房市场不可能出现真正复苏。

Land ex propriation a nd re quisition, h ousing d emolition, tra nsformation of e nterprises i nto sto ck

民住房、收入分配、社会治安、安全生产等方面还存在群众不满意的问题，土地征收征用、房屋

Those who endeavor to had made old room is reparative maintain, improve their living environment, also be one of the realest problems that build housing to ensure a system to need to care at present.

尽力做好旧房的修缮保养，改善他们的居住环境，也是目前建立住房保障体系需要关心的最现实的问题之一。

In this paPer, I am to exPoUnd the theory of mortgage, and base on it tO Probe in to the imPact of residental mortgage markCt, and go through the obtain a clear pictmps of Present sitllation of residential mortgage markct of Macau, the problem it faces, the possible solotions and oullook.

本文试图在阐述抵押贷款的理论的基础上，探讨抵押市场的作用，展示澳门住房抵押市场现况，所面对的问题，可能解决的方法及其展望。

The failure of charge policy on the price of real estate speeds up the rise of house price, aggravates those middle-low income group's shoulder, restrains the development of other industries, results in the unbalance between economy structure and social structure, invites new unjustness on social distribution, contuses the enthusiasm of labours badly, brings profound social problems, and even induces the breakout of finance crisis, presenting a mass of bad debts towards finance organization, all of which make the whole country economy be in hot water.

房地产价格调控政策的失灵，使住房价格上涨过快，加重了中低收入人群的负担，抑制其他产业的发展，导致经济结构和社会结构的失衡，招致社会分配新的不公，严重挫伤劳动者对策积极性，带来了深刻的社会问题，甚至会导致金融危机的爆发，给金融机构带来大量的呆账和坏账，使整个国民经济陷入困境。

If you permit the sale of this part of the housing market is bound to create unnecessary problems.

如果您允许出售这部分住房市场势必造成不必要的问题。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。