住房问题

Beijing's policy include the following: First, affordable housing in Beijing will be in a certain range of external open cities, the central and western regions the Beijing government agencies can be a one-time bulk purchase of Beijing a certain amount of affordable housing, for staff to resolve the issue of temporary residence.

北京的政策包括以下方面：第一，负担得起的住房在北京将在一定范围内的外部开放城市，中部和西部地区，北京政府机构可一次性批量购买北京一定数量的可负担得起的住房，工作人员来解决此问题的临时居留。

Unfair distribution is a very practical question,张跃庆said that some relatively well-off housing units, and some people have several sets of family housing; Some units housing relatively tense, it was only a four square meters per capita, but also in Beijing this phenomenon is very prominent.

分配不公是一个很实际的问题，张跃庆说，一些相对富裕的公屋单位，以及一些人几套家庭住房；有的单位住房相对紧张，这只是一个4平方米人均，而且在北京这种现象是非常突出。

The problem is the housing they're building is not the housing they need.

问题在于他们的住房建设，是不是他们的住房需要。

The part clear which law housing mortgage bond insurance should apply,how to choose litigator.

明确住房抵押贷款保证保险适用的法律、诉讼主体如何进行选择，重点论述住房抵押贷款保证保险合同中常发生争议的问题，包括保证保险合同的独立

Yet, now, with the concept of land use right being established, and furthermore, with the development of reform and opening, the ownership of house property has been largely recognized and guaranteed by law. Small wonder, the privatization of house property will be the main stream in the future. The case being this, owners, while using, profiting from and disposing of their house property, will have to encounter preexistent problems thereof, and will inevitably suffer from conflict of rights between themselves.

因此在1997年5月28日上海市人民代表大会常务委员会通过了《上海市居住物业管理条例》作为管理住房的基本法律，而台湾地区也曾于1995年6月28日制定了内容类似的《公寓大厦管理条例》当然台湾学者均以"居家宪法"称之，台湾地区和上海市都属人口密集住房紧张的状况，法令需要解决的社会问题有其相似性，这也是笔者将两《条例》作出比较研究的动机。

More affordable housing construction and renovation of low-income people shantytown, have certain degree of housing difficulties.

加大保障性住房建设和棚户区改造力度，低收入群众住房困难问题得到一定程度缓解。

Choi to pay a deposit of 20,000 yuan with nature, in order to enter into a contract for the sale of real estate secured, it is both the commercial and residential housing can have a disagreement which led to failure to enter into a contract for the sale of commercial housing , and the subscription book, there is no clear agreement on this issue, it failed to enter into a contract for the sale of commercial housing is not attributable to the reasons for the parties, the two sides do not exist at fault, the deposit does not apply penalties, the plaintiff to pay the deposit should be returned.

经审理，法院认为崔某交一定的押金20000元，性质，以签订合同的销售不动产担保，这是双方的商业和住宅可以有分歧，而导致未能进入销售合同的商业住房，认购书，但没有明确就这一问题达成协议，但未能进入销售合同的商业住房不归于的原因，各方，双方不存在过错，存款不适用刑罚，原告支付定金应退还。

Mainly introduce the concept, origin, developing cause of assets securilization, developing history of securilization in the countries and areas such as U. S. A., British, Australia, Japan, Hongkong, ect. Part three, includes Chapter four, five, six, and seven. Mainly study the effect to the development of our country's economy by carrying out banking assets securitization, the actuality of banks in our country, imminency and realistic meaning to carry out assets securitization, and talk about the feasibility of take housing mortgage loan as a cut-in point and reference meaning of dealing with bad assets of banks; the design of carrying out housing mortgage loan at present moment, and the feasibility, difficulties and problem of making experiment of bad assets securitization, the study of relevant policy such as law system, revenue system, finance system, supervising principle and so on, which needs to be studied and resolved in making experiment of banking assets securitization; all kinds of risks, risks estimate and providing measures needed in.

主要研究实施资产证券化对我国经济发展的影响，主要从银行资产证券化入手，研究我国银行的现状，进行资产证券化的迫切性和现实意义，探讨了我国从住房抵押贷款作为切入点的可行性以及对处理银行不良资产的借鉴意义；现阶段我国实施住房抵押贷款证券化的方案设计，以及进行不良资产证券化试点的可行性、难点和需要解决的问题；近期我国进行银行资产证券化试点需要研究和解决的法律制度、税收制度、财会制度、监管原则等配套政策研究；资产证券化面临的各类风险、风险评价和需要采取的防范措施。

To count the issues in urban house pulling down and migration at present, this paper has put forward several measures by using Extension Methods. They are defining the connotation of management system and work mechanism of urban house pulling down and migration, formation of strategies for urban house pulling down and migration, that is to establish united management organization in the establishment of the organization, the management of urban house pulling down and migration indifferent to business projects, and focusing on public projects, raising compensatory prices and adjust original compensatory basis in compensatory mechanism, perfecting housing social insurance system in related policy, and increasing the amount of placement houses and build up a reasonable housing supply structure.

文章仅针对现行城市拆迁中存在的问题，提出了应用可拓方法的对策，明确了城市拆迁管理体制及工作机制的内涵，生成城市拆迁的策略，即：在机构设置上要增设统一的管理机构；在管理范围上要淡出商业专案的拆迁，专心致力於公共专案的拆迁；在补偿机制上要提高补偿价格，调整原有的补偿依据；在相关政策上要完善住房社会保障体系；另外应增加安置房的数量，建立合理的住房供应结构。

To count the issues in urban house pulling down and migration at present, this paper has put forward several measures by using Extension Methods. They are defining the connotation of management system and work mechanism of urban house pulling down and migration, formation of strategies for urban house pulling down and migration, that is to establish united management organization in the establishment of the organization, the management of urban house pulling down and migration indifferent to business projects, and focusing on public projects, raising compensatory prices and adjust original compensatory basis in compensatory mechanism, perfecting housing social insurance system in related policy, and increasing the amount of placement houses and build up a reasonable housing supply structure.

文章仅针对现行城市拆迁中存在的问题，提出了应用可拓方法的对策，明确了城市拆迁管理体制及工作机制的内涵，生成城市拆迁的策略，即：在机构设置上要增设统一的管理机构；在管理范围上要淡出商业项目的拆迁，专心致力于公共项目的拆迁；在补偿机制上要提高补偿价格，调整原有的补偿依据；在相关政策上要完善住房社会保障体系；另外应增加安置房的数量，建立合理的住房供应结构。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。