代位

Within the bylaw of the compulsory insurance of the third-party for vehicle,the legislators stipulate the system of the socil assistance fund for the traffic accident,but they don t stipulate which deartment should be responsible for the operation and the supervision of the assistance fund.There still doesn t exist a pecific legislative to abide,therefore,this system hasn t been put into practice effectively yet up to now.In this paper,the author will put up some proposals about the mode of the operation,th...

机动车第三者责任强制保险条例中规定了交通事故救助基金制度，但没有明确规定救助基金的运营和监管由哪个部门负责，也没有更具体的立法例可供遵循，所以一直未能得到有效实施，文章围绕交通事故救助基金制度的运作模式、资金来源、救助范围、代位追偿等提出几点意见，希望能引起业界同仁的共同关注，并促成该制度的付诸实施。

It has the characters of security, priority repay , legal establishment, impartibility, subrogation and so on.

优先权具有担保性、优先受偿性、法定性、不可分性、代位性等特征。

The forms of insurance company, the classification of insurance,the exertion and regulation of insurance capital,the nullification systems of insurance contract,the limitations of right of insurance subrogation in the Chinese insurance law are existing bugs incorresponding to the international insurance laws and the universal regulations of WTO.

中国的保险法在保险公司的组织形式、保险的分类、保险业资金的运用及监管、保险合同的无效制度和保险代位权的适用范围等方面，存在着不合乎国际保险法律以及世贸组织通行规则的缺陷。

It's rational that decide the judicative power base on litigant result of subrogating right, and the rights of party can be guaranteed.

根据代位权诉讼的结果决定判决的既判力是合理的，对于保障各方当事人的权利也是有利的。

For this reason, the author deems that we should restipulate the limits and order, inheritance fight of spouses and offside inheritance of legal inheritors in China.

鉴此，文章认为有必要对我国法定继承人的范围和顺序、配偶继承权、代位继承等方面作出重新规定。

In this thesis, from the above starting point, the author sketchily probes into the rational system of the creditor's right of subrogation.

本文试从该点出发，对合同法债权人代位权制度进行粗略论述。

All policies shall contain a waiver of insurer's rights to subrogate against __PTP __.

所有的保单条款必须包含放弃要求 _ PTP 代位偿还的保险人的权利。

Article 47 Except the family members or other members of the insured deliberately cause the insured risk to occur as provided for in the first paragraph of Article 44 of this law, the insurer shall not subrogate the family members or other members of the insured to exercise the right to indemnity claims.

第四十七条除被保险人的家庭成员或者其组成人员故意造成本法第四十五条第一款规定的保险事故以外，保险人不得对被保险人的家庭成员或者其组成人员行使代位请求赔偿的权利。

If, due to the fault of the insured, the insurer cannot subrogate the insured to exercise the right to claim for indemnities, the insurer shall reduce the payment of insurance money correspondingly.

由于被保险人的过错致使保险人不能行使代位请求赔偿的权利的，保险人可以相应扣减保险赔偿金。

Article 45 If an insured risk occurs due to the damage of the objects insured by a third party, the insurer shall, starting from the date of paying the indemnities, subrogate the insured to exercise the right to indemnities from the liable third party.

第四十五条因第三者对保险标的的损害而造成保险事故的，保险人自向被保险人赔偿保险金之日起，在赔偿金额范围内代位行使被保险人对第三者请求赔偿的权利。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。