交易贷款

American International Group Inc., its shares in free-fall, struggled Monday to pull off a tangled deal that involved placating state and federal regulators, convincing banks to give it a huge loan and staving off the credit-rating agencies that hold the giant insurer's fate in their hands.

股价直线下滑的美国国际集团(American International Group Inc。， AIG)周一极力想做成一桩错综复杂的交易，包括安抚政府监管机构，说服银行为它提供巨额贷款，并避开掌握这家保险巨头命运的信用评级机构。

How taxes will be prorated, who pays for what, when do you agree to close the transaction and when will you be allowed to take possession of the property are all in your home mortgage refinancing contract.

如何将税款比例，付出什么，当您同意结束交易，当你可以接管所有的财产都在你家按揭贷款合同。

One area of debate is how banks should assess potential losses on commitments for deals that might be renegotiated.

存在争议的领域之一，是银行应如何评估那些可能重开谈判的交易中贷款承诺的潜在损失。

Variables such as value at risk (a measure of how much banks stand to lose if markets turn against them) and the ratio of risky assets to equity have been rising, suggesting that investment banks' returns have been souped up by trading with borrowed money.

一些数值如在险价值(VAR 一种测量银行在市场不利条件下最大损失的指标)和风险资产与股权的比值在增加，暗示这些投行的收入增长来自于他们在用贷款作交易。

Investors bet that a sharp rise in an IPO's share price in the first days of trading will enable them to sell the stock at a premium high enough to repay the loan with interest, and still net a profit - a practice known as "stagging".

投资者们确信 IPO 的股价会在交易的头几天飙升，让他们抛掉股票，并在归还贷款及利息之余，还赚到利润——这种做法称为&新股套利&。

A developer, city housing property rights transaction management office a copy of a city housing commercialization office, the city of a Bureau of Land Management, and then you have a, but you get that mortgage banks, it is necessary to wait for you all END can also give you the loan.

开发商一份，市房屋产权交易管理处一份，市房屋商品化办公室一份，市土地管理局一分，然后你本来有一份的，但是你那份拿到银行办理按揭，要等你全部还完贷款才能给你。

The thesis begins with the current situation of foreign trade of Guangdong Province and the development status of foreign exchange business of CCB Guangdong Branch. Then the author reviews theoretical accomplishments of credit financing over the past 30 years, mainly involving credit transaction cost security theory, adverse selection and moral risk security theory, and relationship lending security theory. So CCB should open-mindedly reassess the scope and controllability of mortgage security and increase the importance of cash flow to repayment.

本文首先介绍了广东省对外贸易进出口状况及建行广东省分行的外汇发展状况，回顾了信贷融资理论近三十年的发展成果，主要涉及信贷交易成本担保理论，逆向选择与道德风险担保理论和关系贷款担保理论，指出省建行必须重新认识抵押担保的范围和可操控性，强化现金流对还款的重要性。

Discussing laws against usury, for example, Smith wanted state regulation to protect citizens from the "prodigals and projectors" who promoted unsound loans

现在，一个误导借贷者承担轻率风险的次级贷款的贷主，可以将金融资产转移给远离原初交易的第三方。

A recent letter sent to Treasury Secretary Henry Paulson, and signed by a dozen real-estate trade groups, painted a bleak scenario:'Right now, we believe there is insufficient systemic capacity to refinance expiring, performing commercial real-estate loans,' said the letter.

10多家地产交易机构近期向美国财政部长鲍尔森联名致函，描述了一幅惨淡图景：他们在信上表示，我们认为现在的信贷体系能力不足于为即将到期的良好商业地产贷款提供再融资。

Brazil : Carry-trade investment flows into Brazil will climb this year as traders tap into central bank rate increases.

巴西：今年套息交易投资流入巴西将上升，因商人向央行贷款利率增加。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。