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Insurance company and assure company, the deed of security that provides by the bank is called defend case, by assure company, insurance company offers call deed of security or contracted deed of security.

在国外 ,工程担保的担保人一般为银行。保险公司与担保公司,由银行提供的担保书称为保函,由担保公司,保险公司提供的称为担保书或契约担保书。

The personal security interests legislation of the northy functional model, been as a primogenitor or delegate by the Article-9of the American , had provided a set of new way for the reform and development of the personal security law in the civil law system.

以美国《统一商法典》第九章为始祖和代表的北美功能式动产担保权益立法,为大陆法系动产担保制度之改革和发展,提供了另一崭新思路。

Because the negotiable securities unique hypothesized、the market price undulatory property、the intrinsic value uncertainty and the property rights and occupy the separability which is authorized, causes the stock mortgage in the form displays as the thing guarantee, in the essence is one kind of credit guarantee.

由于股票作为有价证券的特有的虚拟性、市价的波动性、内在价值的不确定性、所有权和占有权的可分离性,使得股票质押在形式上表现为物的担保,实质上为一种信用担保。

Suggesting to abandon the common priority and build a dualistic system,which is made of the volitive security interest(mortgage right and pledge right) and the legal security interest.

建议摒除国外优先权制度中一般优先权之规定;建构以抵押权、质权为代表的意定担保物权与优先权为代表的法定担保物权的二元化体系。

Our country's mortgage system was also produced on the base of economic developments in real estate industry and financial industry, whose main three bodies are the buyer、the property developer and the mortgage bank; the content includes three basic law relationships, which are the house buying and selling contract relationship、the borrow contract relationship and the charge security relationship; the purpose is to purchase the property; the target of the real estate buying and selling contract in the mortgage has identified with the one of the charge security contract; the mortgage becomes effective after the charge security target is gone through the registration form by the subjective government institutions; the mortgage title can be realized by receiving first recompenses.

我国的按揭制度也是以房地产业、金融业的发展为经济基础而产生的,其主体为购房人、房地产开发商及按揭银行三方主体;内容包括房屋买卖合同关系、借款合同关系、抵押担保关系三个基础法律关系;其目的是购置房地产;按揭中房地产买卖合同的标的与抵押担保合同的标的具有同一性;按揭在抵押担保标的向政府主管机关办理登记手续后方生效;按揭权通过优先受偿得以实现。

Because the mortgage of uncompleted building legal nature is the present theory dispute hot topic, therefore the article analyzed the real estate mortgage to mediate the right emphatically to pawn said that, obtained the author regarding the mortgage of uncompleted building qualitative soon mortgage of uncompleted building minute stage analysis, recognized before completion pawned the loan after the right but to be completed for the real estate mortgage loan, afterwards also mediated the new guarantee real right to the scientific theory or principle existence accurate mortgage to say has made the critique, the affirmation this article viewpoint rationality, finally through to remised the guarantee the introduction, will attempt to solve the future to legislate whether located mortgage in remises the guarantee the dispute.

由于楼花按揭的法律性质是目前理论争议的热点问题,故本章着重分析了不动产抵押说和权利质押说,得出笔者对于楼花按揭的定性即将楼花按揭分阶段分析,认定竣工前为权利质押贷款而竣工后为不动产抵押贷款,随后又对学理界存在的准抵押说和新型担保物权说做了批判,肯定本文观点的合理性,最后通过对让与担保的介绍,试图解决未来立法中是否将按揭定位于让与担保的纷争。

G To guarantee support and/or secure either with or without consideration the payment of any debentures, debenture stock, bonds, mortgages, charges, obligations, interest, dividends, securities, monies or shares or the performance of contracts or engagements of any company or person and in particular (but without prejudice to the generality of the foregoing) of any company which is, for the time being the Company's holding company as defined by Sections 736 and 736 of the Companies Act 1985 as amended by the Companies Act 1989 or another subsidiary, as defined by the said section of the Company's holding company or otherwise associated with the Company in business

试译:旨在提供担保支持和/或在有或无对价的情况下,保证无担保债券、公司债券、有担保债券、抵押、押记、债务、利息、股息、证券、款项或股票的支付,或者保证任何公司或个人履行合同,尤其是保证(但不妨害上述规定的普遍性)以下公司履行合同:按1985年颁布、后经1989年《公司法》所修正的《公司法》第736节和第736节定义的暂时为公司的控股公司,或者是这些节所定义的公司控股公司的另一个子公司或与公司业务相关的其他公司。

The total investment is RMB¥45,000,000,it covers an area of 63861㎡.There are 5 appropriative freight storage yard,tens of traveling crane,a kiloton class cargo wharf,3 dock crane of 10~40 tons class,and a planished steel plate plant.To develop the market healthily,the Corp invested RMB¥98,000,000 and established the "Zhejiang Miao's Security Co.Ltd" as a support to the market which can provide financing assurance for up grade clients.

公司总项目投资4500万元,市场总占地面积63861平方米,市场内共有五个专用货物堆场,十到四十吨行车十多台;-个千吨级货运码头,配有十到四十吨的码头吊三台;-个开平板车间等等,为促进市场良性健康发展,公司专门为市场配套成立了&浙江缪氏担保公司&投资9800万元,为优质客户提供融资担保。

Chapter Two illustrates the nature of the international guarantee.At first,the writer analyses the meaning of collateral nature and its theoretical basis.Thewriter points out that in order to reinforce the protection of the guarantor'sinterest,the guarantee is located as collateral guarantee in all countries'traditional legislation.In other words,the validity of the guarantee contract isdetermined by the underlying contract,i.e.if the underlying contract isestablished,the guarantee contract is established,too;if the underlying contract isvalid,and the guarantee contract is valid too.It is true,otherwise.But thedoctrine of autonomy of private law dominates the civil law and commercial lawin all the countries,so the parties are permitted to alter the collateral nature of theguarantee by an agreement under the related laws worldwide.so the collateralnature of the guarantee is not the compulsory nature of the law.This lays a solidfoundation for the emerging of the independent guarantee.The writer thenanalyses the meaning of independence and the cause of the booming of theindependent guarantee.In fact,the independent guarantee was originated fromthe change of the collateral nature by the parties contract.As a result,the validityof the contract of independent guarantee is not determined by the underlyingcontract as the collateral guarantee,But the validity of the independent guaranteecontract is independent from the underlying contract,the establishment and thevalidity of the contract of independent guarantee are not subjected to theunderlying contract.

第二章对国际信用担保的法律属性进行了论述,首先分析了从属性的含义及其理论基础,指出虽然各国传统立法为了加强对保证人利益的保护,都将信用担保定位于从属保证,即保证合同的效力取决于主合同的效力,主合同成立,保证合同也成立,主合同生效,保证合同也生效;主合同不成立,保证合同也不成立,主合同不生效,保证合同也不生效,但是由于私法自治的精神主导着各国的民商法领域,各国立法都允许当事人通过合同约定对信用担保的从属性进行改变,所以保证的从属性从来就不是信用担保制度的法律强制属性,这也为独立保证制度的出现奠定了制度前提;其次分析了独立性的含义以及独立保证兴起的原因,独立保证实际上就是当事人通过合同约定对保证从属性的改变,使独立保证合同的效力不再象从属保证合同的效力那样取决于主合同的效力,而是使独立保证合同的效力独立于主合同的效力,独立保证合同成立不因主合同的不成立而受影响,也不因主合同的无效而无效。

The article analyzes it from two points of view.lt applies to "guarantee of righf from the point of view of guarantee of obligation while it applies to "the transference of ownership subject to conditions of suspension from the point of view of transference of ownership.

从作为债的担保方式来看应为权利担保,从所有权移转的角度看应为附停止条件。

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This one mode pays close attention to network credence foundation of the businessman very much.

这一模式非常关注商人的网络信用基础。

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