不对称

independent audit is essenttially a group of contract among client,bailee and federation of cpa.those factors, such as economic activity's uncertainty,asymmetric information and limited rationality have resolved that contract is almost imperfect.so adverse selection and moral hazard always exist in all the course of signing and carrying a contract,and seriously in the responsibility insurance of cpa decided by professional characteristic of independent audit,and particularly in our country decided by "state-owned property right" and "public contract" of our state-owned enterprise.

独立审计实质上是委托人、受托人和注册会计师协会之间的一组契约的集合。经济活动的不确定性和复杂性，信息的不完全和不对称以及签约双方的有限理性等因素决定了契约总是不完备的，几乎在所有契约的签订和履行中，都不同程度地存在逆向选择和道德风险问题；独立审计的职业特点，决定了注册会计师执业责任保险中逆向选择和道德风险问题的严重性；我国国有企业"公有产权"和"公共契约"特性，决定了我国独立审计执业责任保险中逆向选择和道德风险问题的特殊性。

independent audit is essenttially a group of contract among client,bailee and federation of cpa.those factors, such as economic activity's uncertainty,asymmetric information and limited rationality have resolved that contract is almost imperfect.so adverse selection and moral hazard always exist in all the course of signing and carrying a contract,and seriously in the responsibility insurance of cpa decided by professional characteristic of independent audit,and particularly in our country decided by "state－owned property right" and "public contract" of our state－owned enterprise.

摘 要］独立审计实质上是委托人、受托人和注册会计师协会之间的一组契约的集合。经济活动的不确定性和复杂性，信息的不完全和不对称以及签约双方的有限理性等因素决定了契约总是不完备的，几乎在所有契约的签订和履行中，都不同程度地存在逆向选择和道德风险问题；独立审计的职业特点，决定了注册会计师执业责任保险中逆向选择和道德风险问题的严重性；我国国有企业"公有产权"和"公共契约"特性，决定了我国独立审计执业责任保险中逆向选择和道德风险问题的特殊性。

independent audit is essenttially a group of contract among client,bailee and federation of cpa.those factors, such as economic activity's uncertainty,asymmetric information and limited rationality have resolved that contract is almost imperfect.so adverse selection and moral hazard always exist in all the course of signing and carrying a contract,and seriously in the responsibility insurance of cpa decide

经济活动的不确定性和复杂性，信息的不完全和不对称以及签约双方的有限理性等因素决定了契约总是不完备的，几乎在所有契约的签订和履行中，都不同程度地存在逆向选择和道德风险问题；独立审计的职业特点，决定了注册会计师执业责任保险中逆向选择和道德风险问题的严重性；我国国有企业"公有产权"和"公共契约"特性，决定了我国独立审计执业责任保险中逆向选择和道德风险问题的特殊性。

The generality mainly displays that as the same as SMEs in other countries,SMEs in our country is facing the information asymmetry and diseconomy of scale.The particularity mainly refers to that our country is still in economic transition , the finance system and the management structure of banks is not perfect, community credit system is inadequate and so on.

一般性主要表现在同世界上其他国家一样，我国中小企业债务融资也面临着信息不对称和规模不经济；特殊性主要是指我国仍处于经济转轨时期，我国金融体系不健全、银行治理结构不完善和社会信用缺乏等。

Symmetry information is non perfect information, imperfect information leading to information asymmetry, so information is widespread.

充分信息不等于完全信息，信息-不完全导致信息不对称，所以信息不-称始终存在。

Chapter!? expounds the five main aspect of risk in national commercial bank, i.e..signal liability structure,bad loan quality, low capital efficiency, imperfect restriction on interior power, thin consciousness on risk avoidance;summarizes five characters of the bank risks, including risk concentration, moral risk, risks caused by system structure, inequi ty between bank risks and revenues, aggrandizement trend of bank risks;analysis eight reasons for bank risks, including proprietary ownership voidance,macroeconomic fluctuation, ineffective capita buffer mechanism, enterprise reasons.no synchronous fiscal investment and financial reform, incompetence law and regulation enforcement.

紧接着在第三章阐述了我国国有商业银行风险的"五大表现"，即负债结构单一、信贷资产质量差、资本充足率低、内部控制机制薄弱、防范风险的意识淡薄；总结了我国国有商业银行风险的"五大特点"，即风险高度集中、风险人为匿藏、风险的体制性、风险与收益严重不对称、风险呈继续扩大态势；剖析了我国国有商业银行风险形成的"八大因素"，即金融产权"人格"虚设、宏观经济波动、资本金等缓冲机制不健全、财政、投资和金融的体制改革不配套、法律和法规不健全等。

The spatial measurement of cosmic time-space is the eternal measurement of 1.57×10177 m3, so the spatial measurement of relative time-space cosmic energy follow the rise and fall of quantum spatial measurement, at original cosmic time-space set out, from 0.785×10177 m3 come to do not smaller 0.3925×10177 m3, not exceed 0.58875×10177 m3, come to do not symmetrically gradually belong to stabilization thus at reductively fluctuate, not can reversely strides across reach the stable state of (1/3)×1.57×10177 m3, maintain unchanging.

宇宙时空的宇称为1.57×10177m3的恒量，所以宇宙能量的相对时空宇称随宇称量子的涨与落，在原初的宇宙时空启动，从0.785×10177m3成不小于0.3925×10177m3，不大于0.58875×10177m3，成不对称地递归于稳定而在缩小地波动，不可逆地跨越到(1/3)×1.57×10177m3的稳定状态保持不变。

So, the average density of spatial energy of spatial radius is the length of Planck of relative time-space cosmic energy follow the rise and fall of quantum spatial measurement, at original cosmic time-space set out, from the structure-energy of mass 16.38×10-71 N · m to the space-energy of 8.19×10-71 N · m and the mass-energy of 8.19×10-71 N · m, come to do not exceed the structure-energy of mass 32.76×10-71 N · m to the space-energy of 8.19×10-71 N · m and the mass-energy of 24.57×10-71 N · m, not smaller the structure-energy of mass 21.84×10-71 N · m to the space-energy of 8.19×10-71 N · m and the mass-energy of 13.65×10-71 N · m, come to do not symmetrically gradually belong to stabilization thus at reductively fluctuate, not can reversely strides across reach the stable state of structure-energy mass 24.57×10-71 N · m to the space-energy of 8.19×10-71 N · m and the mass-energy of 16.38×10-71 N · m maintain unchanging.

所以，宇宙能量的相对时空空间的半径为普朗克长度的空间的能量平均密度随宇称量子的涨与落，在原初的宇宙时空启动，从16.38×10-71N · m 质量结构能对于8.19×10-71N · m 空间能与8.19×10-71N · m 质能，成不大于32.76×10-71N · m 质量结构能对于8.19×10-71N · m 空间能与24.57×10-71N · m 质能，不小于21.84×10-71N · m 质量结构能对于8.19×10-71N · m 空间能与13.65×10-71N · m 质能，成不对称地递归于稳定而在缩小地波动，不可逆地跨越到24.57×10-71N · m 质量结构能对于8.19×10-71N · m 空间能与16.38×10-71N · m 质能的稳定状态保持不变。

As a nation who eulogizes honesty and credit for about two thousand and five hundred years, we find that there are lots of phenomena of missing honesty and credit in our social and economic life.

作为一个将诚信的美德传扬了两千五百年的民族，在今天的社会经济生活中却遇到了所谓&诚信危机&的困窘，其成因是多方面的，既有市场经济体制本身不健全、法制不完备的原因，也有信息不对称、政府行为不规范等其他方面的原因。

In recent years, many studies have suggested that the selective pressure be-tween dispersers and plants is rather weak.

然而，食果动物和植物一对一的协同进化的例证并不多见；适合种子萌发和生长的环境在时空上难以确定；食果动物和植物的进化速度不一致；植物与种子传播者的选择压力存在着高度的不对称和不平衡，加上环境因素的重要影响，这种选择压力受到极大的限制而有可能变得不显著。

Breath, muscle contraction of the buttocks; arch body, as far as possible to hold his head, right leg straight towards the ceiling (peg-leg knee in order to avoid muscle tension).

呼气，收缩臀部肌肉；拱起身体，尽量抬起头来，右腿伸直朝向天花板（膝微屈，以避免肌肉紧张）。

The cost of moving grain food products was unchanged from May, but year over year are up 8%.

粮食产品的运输费用与5月份相比没有变化，但却比去年同期高8％。