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In this paper, we extend the "static model" in Milevsky and Salisbury (2006) by considering a more realistic situation that VA could lapse during the guaranteed period if the annuitant dies earlier. And if this happens, remaining annuity payments discontinue, whereas a death benefit will be offered to maintain the minimum withdrawal guarantee.

本文的研究基础建立在Milevsky and Salisbury (2006)的静态模型上，并且加以考虑变额年金被保险人在保证期间内死亡的情况；若变额年金被保险人於保证期间内死亡，其死亡给付必须能够维持原GMWB承诺之权益。

A fixed annuity ensures a certain payment amount whereas a variable annuity does not provide for a certain payment amount.

固定年金有一定保证赔付而可变年金并未规定缴纳一定数额。

First stage, we will bulid 30,000 t/y isoprene rubber industrialisation manufature equipment antecedency by one year, to establish basis for mass production construction and cultivating market, whereas there is no isoprene rubber industrialisation manufature in our country

第一阶段，鉴于国内尚无异戊橡胶工业化生产装置，因此，首先用一年的时间先行建成3万吨/年异戊橡胶工业化生产装置，为大规模生产建设和培育市场奠定基础。

At present, several definitions are available for the acetabular anteversion and inclination, whereas there are different expressions for one definition.

目前髋臼前倾角和外展角有多种定义，即使对于同一种定义，也有多种不同的表达方式。

Results The natural anthocyan pigments were relatively stable under the radiation of incandescent lamp, whereas their photic decomposition rates became faster under the radiation of high-pressured mercury lamp.

结果 花青素类天然色素在白炽灯下较为稳定，而在高压汞灯照射下，光降解速度明显加快。

In the third chapter we will deal with the discourse of Lewis Gordon on Anti-black racism, whereas in the fourth chapter the colonial thought of Franz Fanon will be explored.

第四章则交代二十世纪后殖民主义重要代表思想家，出身於加勒比海法属殖民地的法农有关黑白关系的讨论，以便进一步落实族群关系问题的探讨。

When viewed from above the dome is circular in shape, whereas the anticline is an elongated fold

与之相对，向斜是良好的储水构造。

The low-level wind field displayed cyclonic character on the north part of the squall line, whereas on its south part the wind field pattern was anticyclonic, with clear convergence of westerly and southeast inflows in between.

飑线不同位置的水平风场结构有很大不同，在飑线北端，低层是气旋性辐合风场，飑线南端是反气旋性辐合风场，而中部沿强对流窄带的前部是偏西和东南风的风场辐合。

The results showed that the 3′ end processing, strand transfer and disintegration activities of IN could be abolished by all of the three ScFvs at a ScFv/IN molar ratio of 8∶ 1, whereas BSA and antihuman cross? linked fibrin ScFv did not affect any of the enzymatic activities at the same molar concentration.

结果显示，在ScFv：IN摩尔浓度为8∶1时，3个克隆的ScFv可明显抑制IN的3′端加工、链转移及去整合活性；而相同浓度的BSA及抗人交联纤维的ScFv对IN活性无明显影响。

The results showed that with treatment of the fixative solution added with antimonite,the free Ca2+ in pear different organs and tissues could be changed into antimonite calcium and precipitated in situ,which,after being stained,appeared as black particles under electronic microscope,whereas such particles could not be observed in the treatment without antimonite.

结果表明：在固定液中加焦锑酸钾处理进行制样，梨树不同器官或组织细胞中的自由态Caa2+，都能生成焦锑酸钙在原部位沉淀，经染色后在电子显微镜下呈现出黑色颗粒，而固定液中不加焦锑酸钾处理的则没有这种颗粒。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。