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We want to emphasize three points:(1) While we expect our super-cat business to produce satisfactory results over, say, a decade, we're sure it will produce absolutely terrible results in at least an occasional year;(2) Our expectations can be based on little more than subjective judgments - for this kind of insurance, historical loss data are of very limited value to us as we decide what rates to charge today; and (3) Though we expect to write significant quantities of super-cat business, we will do so only at prices we believe to be commensurate with risk.

我们有三点必须要强调(1)我们预期霹雳猫的业务长期来讲，假设以 10 年为期，应该可以获得令人满意的结果，当然我们也知道在这其中的某些年度成绩可能会很惨(2)我们这样的预期并非是基于客观的判断，对于这样的保险业务，历史的资料对于我们在做订价决策时并没有太大的参考价值(3)虽然我们准备签下大量的霹雳猫保单，但有一个很重要的前提那就是价格必须要能够与所承担的风险相当，所以若我们的竞争对手变得乐观积极，那幺我们的量就会马上减少，事实上过去几年市场价格有点低的离谱，这使得大部分的参与者都被用担架抬离场。

Thirdly, but not lastly, it's my belief that as what we are living is earth school we do have 'divine protection' which comes into play if we're learned enough to be deserving of such intervention.

第三，但最后，在我的信仰中，那是由于我们正居住在地球学校，并且我们有'保护神'，它正开始扮演，如果我们已充分的研究我们所正遭受的这样的干涉。

Be more generous about your money and consider the intrinsic value of what you're gaining in return.

在钱方面更加大方、考虑获得回报中的内在价值。

What? You're going to be late for work.

说什么呢？你上班要迟到了。

"Not many people in life," says Christopher Wheeldon,"have been lucky enough to fall into what they're meant to be or meant to do."

"没有多少人一生中拥有足够的运气，"克里斯托弗·惠尔登说，"可以成为他们注定要成为的人或从事他们注定该从事的职业。"

What if you're making me all that I was meant to be?

如果你让我，我的本意是是什么？

Always seek to learn, so that you'll be skilled in what you want to do. You feel sure when you're knowledgeable.

不断学习，你就会拥有你想做的事所需要技能，当你拥有了知识，你就会有自信。

Before you buy any wireless equipment, you need to be sure about what you're doing.

之前，你买任何无线设备，你必须要知道你在做什么。

I know what you're thinking, and I agree it would be easy for us to blame him.

我知道你的想法，我也同意如果把这件事怪在他一人身上，会简单点儿。

It's perfectly OK to admit you're on the wrong path and to be uncertain and frustrated about what to do next.

承认你走错了路，而且不知道下一步该怎么办，这样很好。

Singer Leona Lewis and former Led Zeppelin guitarist Jimmy Page emerged as the bus transformed into a grass-covered carnival float, and the pair combined for a rendition of "Whole Lotta Love".

歌手leona刘易斯和前率领的飞艇的吉他手吉米页出现巴士转化为基层所涵盖的嘉年华花车，和一双合并为一移交&整个lotta爱&。

This is Kate, and that's Erin.

这是凯特，那个是爱朗。