查询词典 trade credit

This article from the introduction freight bill letter of credit's meaning, the flow extremely related characteristic obtains, further discusses letter of credit's risk question, begins from the import-export trade company's service condition to analyze the letter of credit risk each kind of situation, for instance letter of credit's cheat already one of typify risks.

本文从介绍跟单信用证的含义、流程极其相关特点入手，进一步探讨信用证的风险问题，从进出口贸易公司的业务状况着手分析信用证风险的各种情况，比如信用证的欺诈现已成为典型的风险之一。

In Chapter 1, the author makes a review of the international trade financing development history and concerned theories, and analyzes the essentiality of international trade financing to small and medium-sized foreign trade enterprises. The modes of export trade financing and import trade financing are expounded separately in Chapter 2. The export trade financing includes Loan and Overdraft, Packing Loan, Outward Bill Purchased, Export Discount, etc. And import trade financing includes Limits of Letter for Credit, Trust Receipt, Inward Bill Purchased, Delivery against Bank Guarantee, etc.

其中，对出口贸易融资业务如贷款和透支、打包贷款、出口押汇、出口贴现等，进口贸易融资业务如进口开证额度、信托收据、进口押汇、提货担保等进行了深刻探讨；福费廷和保理业务作为在我国最新发展的国际贸易融资方式在这部分也进行了重点剖析。

For export trade finance, it involves overdraft and loan, packing loan, letter of credit negotiation, outward documentary collection advance, export discount and etc; for import trade finance, it includes limit for letter of credit, trust receipt, inward bills receivables, delivery against banking guarantee, inward documentary collection advance and etc. Other than these points, this article emphasized on forfeiting and factoring as the newest two operations and gives a profound explanation.

其中，出口贸易融资业务涉及了贷款和透支、打包贷款、出口信用证押汇、出口托收押汇、出口贴现等；进口贸易融资业务涉及了进口开证额度、信托收据、进口押汇、提货担保、进口代收押汇等；福费廷和保理两项业务作为在我国最新发展的国际贸易融资业务在这部分也做了详细介绍。

They shall make strict examination of the genuine trade background, prevent arbitrage of banks' discount funds with commercial acceptance bills and other activities in violation of any law or rule, they shall improve the qualification examination procedures, make earnest investigations on the credit and debt repayment capacities of the acceptance enterprises and the enterprises applying for discount, and prudentially grant credit to enterprises with poor credit standing and financial conditions, so as to avoid newly added non-performing assets, they shall include the credit granting quota for discount, surety or discount surety of commercial acceptance bills into the comprehensive credit granting quota for management, control the total amount, and make dynamic adjustments at proper times in light of the conditions of the accepting enterprises and the enterprises applying for discount in respect of finance, credit and business operation, etc.

进行严格的真实贸易背景审查，防止利用商业承兑汇票套取银行贴现资金以及进行其他违法违规活动；完善资格审核程序，对承兑企业和贴现申请企业进行切实的资信、偿债能力调查，对资信和财务状况欠佳的企业要谨慎授信，避免新增不良资产；将商业承兑汇票贴现、保证、保贴业务的授信额度纳入综合授信额度管理，实行总量控制，并根据承兑企业和贴现申请企业的财务、信用和经营等状况适时动态调整。

Lose the trust of the phenomenon as a result of the existence of economic ties between enterprises, often using ancient只敢spot cash transactions, and did not dare to adopt more efficient and convenient tools for credit transactions; and commercial banks did not dare adopt a new credit instruments, and even in traditional business also extra careful; due to low level of credit in international trade have had extensive use of letters of credit, so that effectiveness and efficiency of damage.

失去信任的现象，由于存在经济关系的企业，常常利用古代只敢现货现金交易，并不敢采取更为高效，便捷的工具信贷交易；和商业银行也不敢采取新的信用工具，甚至在传统业务也格外小心，因为低水平的信用在国际贸易中已广泛使用的信用证，因此，效益和效率的损失。

According to the modern western economics theory, under the environment of bad credit, because of the unsymmetry of information, out of the inclination to maximize his own interests, the economic subject will disobey credit among the market trade course, thus raise the trade risk and transaction cost and reduce economic operational efficiency.

根据现代西方经济学理论，在不良信用环境下，由于信息的不对称性，出于自身利益最大化的倾向，经济主体在市场交易过程中会产生违信行为，从而提高交易风险与交易成本，降低经济运行效率。

According to introducing, the credence selling the home that pays treasure to sell a credit to served system of the evaluation that give a letter to bring into the net that clean out treasure to accumulate more than 3 years is recorded, and pay treasure data to trade bulkily quantity, trade the data index such as frequency, can undertake to the credit qualification of loan applicant reasonable evaluate, the Construction Bank will is opposite accordingly those who accord with a condition is naughty treasure sells the home to provide the evaluation that give a letter and credit service.

据介绍，支付宝卖家信贷服务授信评价体系纳入了淘宝网积累三年多的卖家信用记录，以及支付宝数据庞大的交易量、交易频率等数据指标，可以对贷款申请人的信贷资格进行合理评估，建行将据此对符合条件的淘宝卖家提供授信评价和信贷服务。

The record of credence selling the home that pays treasure to sell a credit to served system of the evaluation that give a letter to bring into the net that clean out treasure to accumulate more than 3 years and pay treasure data to trade bulkily quantity, trade the data index such as frequency, can undertake to the credit qualification of loan applicant reasonable evaluate, the Construction Bank will is opposite accordingly those who accord with a condition is naughty treasure sells the home to provide the evaluation that give a letter and credit service.

支付宝卖家信贷服务授信评价体系纳入了淘宝网积累3年多的卖家信用记录以及支付宝数据庞大的交易量、交易频率等数据指标，可以对贷款申请人的信贷资格进行合理评估，建行将据此对符合条件的淘宝卖家提供授信评价和信贷服务。

The credence selling the home that pays treasure to sell a credit to served system of the evaluation that give a letter to bring into the net that clean out treasure to accumulate more than 3 years is recorded, and pay treasure data to trade bulkily quantity, trade the data index such as frequency, can undertake to the credit qualification of loan applicant reasonable evaluate, the Construction Bank will is opposite accordingly those who accord with a condition is naughty treasure sells the home to provide the evaluation that give a letter and credit service.

支付宝卖家信贷服务授信评价体系纳入了淘宝网积累三年多的卖家信用记录，以及支付宝数据庞大的交易量、交易频率等数据指标，可以对贷款申请人的信贷资格进行合理评估，建行将据此对符合条件的淘宝卖家提供授信评价和信贷服务。

Article 53 The State may take such measures as import and export credit, export credit insurance, export tax refund and other foreign trade promotion measures for the purpose of developing foreign trade.

{# z# m 第五十三条国家通过进出口信贷、出口信用保险、出口退税及其他促进对外贸易的方式，发展对外贸易。

For a big chunk of credit-card losses; the number of filings (and thus charge-off rates) would be rising again, whether

年美国个人破产法的一个改动使得破产登记急速下降，而后引起了信用卡大规模的亏损。

Eph. 4:23 And that you be renewed in the spirit of your mind

弗四23 而在你们心思的灵里得以更新