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This thesis made out creative analysis on credit risk management of stated-owned commercial banks under information asymmetry as follows:(1) It pointed out that banks can set for claim for compensation in credit contracts, so that companies that breach the faith would be published once the breach occurred.(2) It suggested that banks can set committees in companies to supervise the application of capitals, in order to make sure that specific capital should be used in specific projects.(3) It advised that special departments, acting like independent directors, can be set by banks enterprises to supervise the shared information, so that to decrease moral risk.

本文的创新点在于对信息不对称下的国有商业银行信用风险管理提出了如下几点对策：(1)银企双方在签订贷款合同时可以建立违约索赔的机制，一旦银行发现企业违约，而对方至少应该受到经济上的制裁；(2)建议银行设立投资监控管理委员会，对企业资金的使用状况进行监督管理，以保证借出的资金不被挪用到其他项目，做到专款专用；(3)在银企双方设立类似于独立董事的机制，对信息的透明度进行监控，保证企业不出现道德风险方面的问题。

The golfer who can be considered to be carrying a sandbagger handicap goes out of his way to make sure that his official handicap is somewhat higher than what it should be.

谁的球员可以被认为是携带sandbagger障碍超出他的方式，以确保他的官方障碍是略高於它应该的。

Love is an emotion that does not need to be bottle- or spoon-fed, and we may be sure that there is nothing to be gained by giving lip service to love.

爱是一种情感，不是依靠一瓶瓶一匙匙的餵食而来，或许我们可以确定的是，只是嘴巴说爱一点益处也没有。

So when an early writer shows his familiarity with them, quotes them as authoritative and as evidently well known to his readers, it may be taken as a proof not only of the existence and widespread knowledge of the Epistles, but that the writer took them for what they claim to be, genuine Epistles of St. Paul; and if the writer lived in the time of Apostles, of Apostolic men, of disciples of Apostles, and of Timothy and Titus (as did Ignatius, Polycarp, and Clement) we may be sure that he was correct in doing so.

因此，当早期的作家表明他熟悉他们，他们是权威的报价和明显众所周知他的读者，可以作为证据，不仅存在和广泛的知识的书信，但作者把他们的他们声称，真正的书信圣保罗；如果作家生活在使徒的时候，男人的使徒，使徒的门徒和蒂莫和提图斯（伊格内修一样，波利卡普，和克莱门特），我们可能可以肯定，他是正确的这样做。

So when an early writer shows his familiarity with them, quotes them as authoritative and as evidently well known to his readers, it may be taken as a proof not only of the existence and widespread knowledge of the Epistles, but that the writer took them for what they claim to be, genuine Epistles of St. Paul; and if the writer lived in the time of Apostles, of Apostolic men, of disciples of Apostles, and of Timothy and Titus (as did Ignatius, Polycarp, and Clement) we may be sure that he was correct in doing so.

因此，当早期的作家表明他熟悉他们，他们报价的权威性和明显众所周知，他的读者，可以作为一个证明不仅存在和广泛的知识，书信，但作者把他们的他们声称，真正的书信的圣保罗，如果作者生活在使徒时，男子的使徒的弟子门徒，以及霍震霆和提图斯（伊格内修一样，波利卡普，并克莱门特）我们可以可以肯定，他是正确的这样做。

In this mirror the most beautiful landscapes looked like boiled spinach, and the best persons were turned into frights, or appeared to stand on their heads; their faces were so distorted that they were not to be recognised; and if anyone had a mole, you might be sure that it would be magnified and spread over both nose and mouth.

最美丽的风景在这镜子里就会像煮烂了的菠菜；最好的人不是现出使人憎恶的样子，就是头朝下，脚朝上，没有身躯，面孔变形，认不出来。如果你有一个雀斑，你不用怀疑，它可以扩大到盖满你的鼻子和嘴。

In this mirror the most beautiful landscapes looked like boiled spinach, and the best persons were turned into frights, or appeared to stand on their heads; their faces were so distorted that they were not to be recognised; and if anyone had a mole, you might be sure that it would be magnified and spread over both nose and mouth.

于是魔鬼对于他这巧妙的发明就发出得意的笑声来。

One thing is sure, is that they do not support or even oppose the idea of substituting art, and associated with this is that they recognize the value or the value added of the fine arts. They are not esthetes, but firmly believe that art must have an aesthetic quality--in their eyes all the so-called ideas, even the most valuable concepts of art must be achieved through the aesthetic of the intermediary, even though they may oppose the concept of contemporary art's tendency to suppress the technology, but they do not flaunt technological supremacy. They acknowledge and accept the meaning of art, but they also convey the concept of artistic value in way they try to select a relatively moderate path, neutral, and not too left or right, but also East and West, ancient and modern, not avant-garde nor stale, either extremes must be avoided. And to be able to do this, we've reached the limits of a teacher's role, going beyond these expectations is not very realistic, as the less moderate we get, the further we are from a teacher's identity.

有一点可以肯定，那就是他们不赞成甚至反对以观念代替艺术，与此相关联的是他们承认甚至看重技术对於艺术的价值，他们都不是唯美主义者，但坚信审美是艺术必须具备的品质，在他们眼里一切所谓观念，即使是最有价值的观念在艺术中都必须经由审美的中介加以实现，虽然他们反对观念至上，反对当代艺术中蔑视以至讨伐技术的倾向，但他们并不标榜技术至上；他们承认并接受观念对於艺术的意义，但他们同时看重传达观念的方式，他们试图选择的是一条相对中庸的道路，不偏不倚，不左不右，亦中亦西，有古有今，前卫亦无不可，极端则须避免，能够做到这些，已经是作为教师的角色选择的极限，超越这些范畴的期待已经不很现实了，而远离这些范畴的选择又似乎有违於教师的身份。

And they said, If you send away the Ark of the God of Israel, do not send it away empty, but be sure to return Him a trespass offering. Then you will be healed, and it will be made known to you why His hand has not turned away from you.

6：3 他们说，你们若将以色列神的约柜送回去，不可空空的送去，必要给祂献赔罪的礼物，然后你们可以得痊愈，也可以知道祂的手为何不离开你们。

Check the blade guard of the saw, and be sure to be cutting on a sturdy surface.Finally, there are some general safety tips that can be applied to all power tools.

叶卫队的医生检查，一定要坚定对surface.finally切割、还有一些一般性安全提示，可以适用于所有电动工具。

Singer Leona Lewis and former Led Zeppelin guitarist Jimmy Page emerged as the bus transformed into a grass-covered carnival float, and the pair combined for a rendition of "Whole Lotta Love".

歌手leona刘易斯和前率领的飞艇的吉他手吉米页出现巴士转化为基层所涵盖的嘉年华花车，和一双合并为一移交&整个lotta爱&。

This is Kate, and that's Erin.

这是凯特，那个是爱朗。