查询词典 social insurance

Objective To analyze the effect of coinsurance mechanism in social health insurance on health expenditure and on the health of Chinese urbanites,and to provide suggestions to social health insurance policy makers.

目的 探讨社会医疗保险共付制度对医疗费用的影响和对患者健康状况的影响，为城镇居民基本医疗保险提供政策性建议。

Up to now, most of the economists insist on efficiency in Social Security. After the analysis of the character and status of Basic Endowment Insurance, based on Keynesianism, I brought forward that Social Security, especially the Endowment Insurance System, should insist on the fair as the most important things.

笔者在分析基本养老保险的性质及其在中国经济发展中所占地位的基础上，结合凯恩斯的经济学思想，提出了社会保障，特别是基本养老保险体系要以"公平"为原则的经济学观点，并采用社会学和经济学相结合的分析方法，运用统计和精算原理，通过实证分析对于我国基本养老保险的公平问题进行了研究。

As we know, the insymmetry of medical information, the great ethical background and the indefinition of medical expenses, have greatly increase the supervising difficulty of medical insurance. It has been proved that we cannot control the growth of medical expenses simply by the enhancement of the supervision measures of insurance institutions. It is not the optimum choice. Through the analysis to behavior of the insurance institutions, medical agencies and the insurants, this paper has drawn a conclude that the fundamental reason of moral risk is the "third-party payment" social medical insurance system.

为了减少因道德风险而高涨的医疗费用，最安全的措施莫过于同时对医疗机构和被保险人进行监管，由于医疗信息的不对称，医疗消费浓重的伦理性色彩以及医疗消费的不确定性，增加了医保机构监管的难度，实践证明控制道德风险引发的医疗费用上涨，加大保险机构工作人员监管力度，往往不能达到预期的效果，显然不是一个最优的策略选择。

Thus, voluntary insurance is needed for supplementation. The third-party would get better compensation and the risks of the insured would be transferred if people could make a correct understanding of the interconnections of these two insurances and cover some certain voluntary third-party insurance in addition to compulsory insurance. As a result, the role of these two insurances could be fully played and social economy would also be promoted.

正确认识两者的关系，在投保交强险基础上，投保适当保险金额的商业三者险，第三者受害人受到的损害及时得到更充分的补偿，被保险人的风险得到转移，保险公司实现自身效益，充分发挥交强险与商业三者险的保险作用，尤其是社会保障作用，减轻经济的波动，促进经济的发展。

Contemporarily, narrates the significance of Directors Liability Insurance by analyzing the contributions of Directors Liability Insurance to economical and social development and make a brief introduction of the origination of Directors Liability Insurance and development history at home and abroad.

同时分析董事责任保险对经济和社会发展所起到的作用，阐述董事责任保险的意义；简要回顾董事责任保险的起源及在国外和我国的发展历程。

There are several main reasons: Liaoning's elderly insurance institution experimental reform model realizes the dividedly management between social finance and individual account,strengthens the levy of elderly insurance premium,widens the elderly insurance coverage,incentives workers to work actively because individual account become having fund accu...

分析其原因是：辽宁养老保险制度改革试点模式实行了社会统筹和个人账户分账管理，加强了养老保险费的征缴工作，扩大了养老保险覆盖面，做实了个人账户，激发了员工的劳动积极性，增加对养老保险的财政支出，缓解了企业缴费率提高的压力。

Present regional social security project, such as rural endowment insurance,rural medical insurance only covered less than 10% of the people in the countryside, the society succors, gives special care to finding a room for and social welfare are all very limited, it is far to meet the urgent need of the rural society, other questions such as ensuring area to be narrow, ensuring competence to be low ,ensuring function bad,manage system lag behind , and the further development be effected by the dualistic economic system, poor rural economic level, bad consciousness of rural residents, imperfect domanial system, the difficulty in collecting the capital ,running environment are restrained,etc.

然而我国农村到目前为止，还没有形成一套完整的农村社会保障体系，各种社会保障项目，如农村社会养老保险、农村社会医疗保险只覆盖了不到10%的农村人口，社会救助、优抚安置和社会福利都非常有限，远远满足不了农村社会的迫切需要，而且还存在着诸如保障面窄、保障水平低、保障功能差、管理体制落后等问题，本文正是针对这些问题进行分析。

With this,this paper suggests that to protect the endowment insurance interest of the migrant workers (especially the rural migrant workers),we execute an endowment insurance on a provincial basis without losing the urban mode,establish a system of permanent social security number,execute the system of social security document record,set up a central clearing and settlement system and branch it out provincially.

从这一新的价值选择出发，在保持现有各地实行的仿城型养老保险模式基础上，实行养老保险省级统筹；建立终身的社会保险号制度；实行社会保险档案记录管理制度；设立养老保险中央结算中心及其在各省的分支机构，以保障跨地区流动人员的养老保险权益。

According to the true situation of our countryside and pointing to the prominent problems for the existance of the system of social old - age insurance in our countryside. It is very important and eager to explore and research much about the necessity, thread and counter measure of setting up well the system of social old - age insurance in our countryside.

而农村社会养老保险则是其中的关键内容之一，它是国家为了解除农民养老之优而建立的保障全体农民老年基本生活的制度，是推进我国农村经济和社会协调发展、从根本上解决我国&三农&问第19卷第4期2X拓年12月曹应梅等：我国农村社会养老保险制度研究题，保持农村社会稳定的一项重要的基本社会政策。

After introducing commercial insurance, Chinese people would compare the institution, norm and value of commercial insurance with those of social security, family insurance and reciprocal insurance.

当中国从西方引进商业保险后，中国人将商业保险和这些相关的制度、规范和价值观进行比较，然后综合考虑决定采取什么态度和行为。

However, as the name（read－only memory）implies, CD disks cannot be written onorchanged in any way.

然而，正如其名字所指出的那样，CD盘不能写，也不能用任何方式改变其内容。

Galvanizes steel pallet is mainly export which suits standard packing of European Union, the North America. galvanizes steel pallet is suitable to heavy rack. Pallet surface can design plate type, corrugated and the gap form, satisfies the different requirements.

镀锌钢托盘多用于出口，替代木托盘，免薰蒸，符合欧盟、北美各国对出口货物包装材料的法令要求；喷涂钢托盘适用于重载上货架之用，托盘表面根据需要制作成平板状、波纹状及间隔形式，满足不同的使用要求。