查询词典 slump

On the basis of an analysis of the present profile of automobile consumer credit in China,a discussion is done on the meaning of its development. This thesis introduces the development of the market of automobile consumer credit overseas, and finds out the reasons why overseas automobile consumer credit leads to the successful development of automobile industry. It also analyses the causes of the slump in the market of automobile consumer credit in the country in aspects of influential elements such as economy,policies,society,consumption norms and so on. It has a deep discussion on some obvious problems in this field. For example,the market of automobile consumer credit is of no scale; the prices of automobiles are high; taxes are heavy and expenses are too much; average residents still have low income and no definite balance between income and predicted expenses; there is no perfect social credit system and individual credit system; there is not enough awareness of credit among the public. Taking theories in the area of industrial economics into consideration,it proposes basic measures of promoting the development of consumer credit in China: building up a credited society,a perfect and sound personal credit system.With credit database as the platform,all parties will be able to share information,improve the credit database,relevant regulations and laws as well as a risk warning system,thus operation and management of the operating entities will be improved,the cost of the practice of consumer credit will be reduced; strengthen the innovation of present financial system,develop financial products corresponding to different groups of customers,improve services,perfect the mode of "bank+insurance+automobile agents",make full use of the interne,adopt the practice of turning credit into securities.

本文在我国现阶段汽车消费信贷现状分析的基础上，对大力发展汽车消费信贷的意义进行了讨论；通过分析国外汽车消费信贷市场的发展概况，解析出国外汽车消费信贷促进汽车产业发展成功的原因；从影响汽车消费信贷市场发展的有关因素如经济环境、政策环境、社会环境和消费习惯等方面分析了我国汽车消费信贷市场现状低迷的症结所在；对中国汽车消费信贷市场的一些明显问题，如汽车消费市场尚未形成规模，汽车价格偏高，税费和使用费用负担沉重，相对较低的居民收入与预期收支不确定，社会信用体系尚未建立，个人信用制度缺失，公众信用意识淡薄等方面进行了深入探讨；立足于产业经济学理论，提出了构建信用社会，建立健全和完善个人信用体系，建立个人资信评估机构和登记制度，引入专业的资信中介机构，以信用数据库平台为基础，各方共享资源，组建客户信用数据平台，完善法规制度建设，建立健全汽车信贷消费的法律体系，建立风险预警机制，提高汽车消费信贷经营主体的经营管理水平，降低汽车信贷业务成本，加大金融制度创新的力度，开发适合不同消费群体的金融产品，提高服务质量，完善"银行+保险+汽车经销商"的汽车信贷模式，充分利用互联网、实行贷款证券化等促进我国汽车消费信贷发展的基本措施。

A cluster of Islamist parties saw their combined support slump from 39% to 29.5%.

一群伊斯兰主义政党的总支持率也从39%下滑到29.5%。

In the short term public largesse is a necessary response to the slump in private demand.

短期内公共财政的慷慨是对私人需求萎缩的必要反应。

In a survey of the world's economy and prospects for the coming year, the UN said the main drag was a US slowdown driven by the slump in the housing market.

联合国在一份对世界经济和今年前景的调研报告中表示，主要拖累因素是住宅市场暴跌导致的美国经济放缓。

Many people feel a mid-afternoon slump in mood and alertness, especially after a poor night of sleep.

很多人在中午感到一个情绪和警觉度的低潮，尤其是昨晚有个糟糕的睡眠。

Of course, Japan's extended slump has muted its ambitions.

当然，日本的扩张低迷，减弱了它的野心。

Reliable statistics are hard to come by, not least because many factories operate in a legal netherworld, but the severity of the slump is plain.

可靠的统计学很困难取得，不是最少因为许多工厂在合法的 netherworld 中操作，但是暴跌的严重是平原。

Yet, at worst, a lengthy slump might be needed to grind out a reduction in nominal prices and wages.

但在最糟糕的情况下，要努力降低名义价格和工资，或许需要一次漫长的低迷。

But I feel no confidence that Novell will turn around what has come to be a decade-long slump.

但我觉得没有什么信心，Novell网将逐渐被扭转了长达十年的不景气。

One of the reasons for the recent slump in the market has been investor concerns that the gradual end of these lock-up periods will lead many investors to off-load the shares.

近期中国股市暴跌的原因之一，是投资者担心，解禁期的逐渐来临将使得许多投资者抛出这些股票。

With Death guitarist Schuldiner adopting vocal duties, the band made a major impact on the scene.

随着死亡的吉他手Schuldiner接受主唱的职务，乐队在现实中树立了重要的影响。

But he could still end up breakfasting on Swiss-government issue muesli because all six are accused of nicking around 45 million pounds they should have paid to FIFA.

不过他最后仍有可能沦为瑞士政府&议事餐桌&上的一道早餐，因为这所有六个人都被指控把本应支付给国际足联的大约4500万英镑骗了个精光。