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ICBC act as inland famous commercial bank,held most bushiness halftone dot and comprehensive client resource,held presently compare advanced data warehouse system ,act as a branch ,xuzhou branch want develop credit card business, first of all energetically promote use advanced data warehouse technique best to learn client effective demand, prepare stipulate for marketing policy,combine at specific business region endue difference ministrant ability,withal torsion gently state subsidiary bank banker"s card trade development slowness, competitive power not strong, market share and enterprise strength unmatched disadvantage complexion with torsion xuzhou branch banker"s card trade development slowness competitive power not powerful ,share of market and enterprise strength unmatched disadvantage situation share of market and enterprise strength unmatched disadvantage complexion.

本文认为，中国工商银行作为国内最大的商业银行，拥有最多的营业网点和广泛的客户资源，拥有目前国际上较为先进的数据仓库系统，作为基层分行的徐州行，要发展信用卡业务，首先应大力提升利用先进的数据仓库技术更好地了解客户的有效需求，从而制订营销策略，并在特定的业务领域提供差异化服务的能力，以扭转徐州分行银行卡业务发展缓慢、竞争力不强、市场份额与企业实力不匹配的不利局面，推动银行卡业务的可持续发展。

The core thinking of the Value Investment Idea is to measure the "inner value" of a share through using a scale method, to compare the value with the market price of the share, and then to deicide the investing strategy on the share.

价值投资理念的核心思想是利用某一标度方法测定股票的"内在价值"，并与该股票的市场价格进行比较，进而决定对该股票的投资策略。

The loss will be larger in the listed company that has a high degree of shareholder concentration. State share ratio and legal person share ratio have negative relation with company's loss degree. Floating stock and employee share are not an obvious factor in which the company is in loss.

对亏损上市公司而言，股权集中度有一定的负面影响，股权集中度越高亏损程度趋大；国家股和法人股比例与亏损程度成负相关关系；流通股和内部职工股在企业亏损时发挥作用不明显。

Pal is by mind communicate with each other unfasten, each other be does not need speech, do not need very many communication, mind agrees with real very important, worth value too, you are willing to have no feeling in reserve and friend share in mind, you not good mood have already got littleness bailment letter give relief to unfasten, your joy mood can because share but let happiness redouble, because I hope you all can meet receive some more concern and warm, share homefelt world together!

好朋友是靠心灵相通了解，彼此是不需言语，不需太多的沟通，心灵契合真的很重要，也值得珍惜，你愿意把心里的感受毫无保留的与朋友分享，你不好的的心情已经得到些许的寄托函纾解，你喜悦的心情会因为分享而让快乐倍增，因为我希望你们都能接收到更多的关心与温暖，一同分享内心的世界吧！！！！

With the controlling shareholders share the same trademark brands, large advertising expenses from the controlling shareholder of expenditure And the controlling shareholder with a brand share of listed companies is almost a common problem, some property owned by the controlling shareholders, some property owned by the listed companies, the controlling shareholder owned property rights in the circumstances, the listed companies only pay a small fee to use, and the brand Promotion of large fees from the controlling shareholder of expenditure, not to share listed companies, listed companies inflated the profits.

五、与控股股东共用同一个商标品牌，大量广告宣传费开支由控股股东开支与控股股东共享用一个品牌几乎是上市公司的一个通病，有的是由控股股东拥有产权，有的由上市公司拥有产权，在控股股东拥有产权的情况下，上市公司只需支付少许使用费用，而品牌宣传的大额费用由控股股东开支，而未让上市公司分摊，虚增了上市公司的利润。

To be able to grasp more opportunities for sex crimes at the same time the relatively high use of three-station configuration, to operate a computer, here are divided into A Computer, B Computer and C computers, computer A computer-based operations, the main task is to buy and sell orders operations and holdings of individual stocks that have been tracked so that the best point and fled the country, late in the day or night, werewolves are the technical stock selection, with the potential to become a dark horse, or it is possible to start the second Stock elected, put into the C computer Optional Share Lane, B computer is a laptop, while wirelessly with a broadband connection, broadband and sometimes dropped to avoid or segment of electricity causes can not be traded, the general cases, the task of the computer B is always concerned about the A shares and Hong Kong stock market trend in broader market, in the opening period of time, C is Optional Share computer display, and interface options with the four shares of K-line column, and set to automatically turn the industry, so that If the C Optional Share computer technology, there are individual stocks will soon reach the selling points, werewolves can be found in the first time and simultaneously enter the code in the A computer, using keyboard shortcuts with the fastest speed for the next single!

为了能够把握更多的机会，狼人同时运用3台配置相对较高的电脑进行操作，这里分为A电脑、B电脑和C电脑，其中A电脑为主操作电脑，主要任务就是进行买卖下单操作和对已经持有的个股进行跟踪，以便在最佳点位出逃，在每天的盘后或者是晚上，狼人都会进行技术选股，把有可能成为黑马或者是有可能二次启动的股票选出，放入到C电脑的自选股里，B电脑是笔记本，同时以无线方式与宽带连接，避免了有时宽带掉线或者是段电的原因造成无法进行交易，一般情况下B电脑的任务是随时关注A股大盘和港股大盘走势，在开盘的时间内， C电脑显示为自选股，同时界面上选择4股K线同列，并设置为自动翻业，这样，如果在C电脑的自选股中有个股即将到达技术买点，狼人可以在第一时间发现并同时在A电脑中输入代码，使用键盘快捷方式以最快速度进行下单！

If you want to change the choice of language and means of receipt of all future corporate communications, please complete and sign the Change Request Form printed at the reverse side of this letter and send it to the Company's H Share Registrar, c/o Computershare Hong Kong Investor Services Limited (the "Hong Kong Share Registrar"), using the mailing label and need not to affix a stamp when returning. Otherwise, please affix an appropriate stamp and send to the Hong Kong Share Registrar,the address is Rooms 1806-1807, 18th Floor, Hopewell Centre, 183 Queen's Road East, Wanchai, Hong Kong.

阁下欲更改今後所有公司通讯之语言版本及收取方式，请填妥及签署在本函背面的更改指示回条，并使用随附之邮寄标签及毋须贴上邮票；否则，请贴上适当的邮票，寄回H 股股份过户登记处，香港中央证券登记有限公司，地址为香港湾仔皇后大道东183 号合和中心18 楼1806-1807 室。

If you want to change the choice of language and means of receipt of all future corporate communications, please complete and sign the Change Request Form printed at the reverse side of this letter and send it to the Company's H Share Registrar, c/o Computershare Hong Kong Investor Services Limited (the "Hong Kong Share Registrar"), using the mailing label and need not to affix a stamp when returning. Otherwise, please affix an appropriate stamp and send to the Hong Kong Share Registrar, the address is 17M Floor, Hopewell Centre, 183 Queen's Road East, Wanchai, Hong Kong.

阁下欲更改今後所有公司通讯之语言版本及收取方式，请填妥及签署在本函背面的更改指示回条，并使用随附之邮寄标签及毋须贴上邮票如在香港投寄；否则，请贴上适当的邮票，寄回H股证券登记处，香港中央证券登记有限公司「香港证券登记处」，地址为香港湾仔皇后大道东183号合和中心17M楼。

But the effect on the information content of net income per share and the net income per share after deducting nonrecurring profit per share is not significant.

导致公允价值计量对商业银行每股净利润和扣除非经常性损益的每股净利润的信息含量的影响不显著主要有以下几个方面的原因：首先是样本数据少的局限性导致在公允价值和历史成本两种计量方法下，收益的差异不显著；其次是当前我国商业银行的主要收入来源还是没有流通市值的存贷利差，在估计其公允价值时，存在更多的主观判断而导致的计量误差；再次是监管部门没有把公允价值损益纳入资本充足率中，投资者不认为公允价值损益能传递价值信息和风险信息，因而较少关注公允价值信息；最后，我国证券市场是一个年轻和不成熟的市场，其内部结构和外部环境都处在急剧变化之中，这种大环境和结构性变迁不可避免地影响到研究的结果。

Parl 2 CalcuIation Of the rdet tO vote for sharehothers This part explains in detail theprinciple for one share one vote system according to the company act of our country and alsotells the calculation methods for non-voting share, the share with vote of majority and theshare with accumulative vote on the basis of both foreign legislation and our company act.

本文结合我国公司法的规定，具体阐释了一股一表决权原则，对于无表决权股份、多数表决权股份以及累计表决权的计算，文中根据各国立法先例，结合我国公司法实际，进行了有选择性的探讨。

However, as the name（read－only memory）implies, CD disks cannot be written onorchanged in any way.

然而，正如其名字所指出的那样，CD盘不能写，也不能用任何方式改变其内容。

Galvanizes steel pallet is mainly export which suits standard packing of European Union, the North America. galvanizes steel pallet is suitable to heavy rack. Pallet surface can design plate type, corrugated and the gap form, satisfies the different requirements.

镀锌钢托盘多用于出口，替代木托盘，免薰蒸，符合欧盟、北美各国对出口货物包装材料的法令要求；喷涂钢托盘适用于重载上货架之用，托盘表面根据需要制作成平板状、波纹状及间隔形式，满足不同的使用要求。