查询词典 real estate

Guide commercial banks to effectively identify, measure, monitor and control credit risk in real estate, in August 2003 we began drafting the "Guide", on the first draft of the scope for small and the relevant professional institutions and commercial banks advisory opinion, the revised and listen to the real estate lending representative of the Banking Board and various areas of commercial banks, real estate companies and the Hong Kong region of the real estate lending risk control practice some more prominent banking institutions.

为引导商业银行有效识别、衡量、监测和控制房地产贷款风险，我们于2003年8月着手起草了《指引》，并就初稿小范围征求了相关专业咨询机构和商业银行的意见，修改后，又广泛听取在房地产贷款方面有代表性地区的银监局以及各类商业银行、部分房地产公司以及香港地区房地产贷款风险管控方面做法较突出的某些银行机构的意见。

Firstly, this paper analyzed the finance conditions around real estate industry, and then discussed problems exiting in real estate business financing and abuses about current financing policies based on financing theories, studied real estate business financing instruments involving bank loan, issuance of stocks, issuance of bonds, and real estate affiance.

本文首先分析房地产业所处的金融环境，依据融资理论的指导，探讨房地产企业融资存在的一些问题和融资政策方面的弊端，研究房地产企业融资工具，考察银行贷款、发行股票、发行企业债券以及房地产信托方式，旨在寻找适合企业自身条件的融资方式，拓宽企业融资渠道，改善企业融资结构。

Namely, based on proper increment corresponding to national economic development, total land supply and city plan shall be controlled, capital financed shall be in line with real estate increment, at same time, real estate taxation policies shall also be adopted in order to choke back the speculation in real estate market and guarantee the prosperous of real estate market.

即在与国民经济协调发展的合理增量的指导下，进行土地供应的总量控制和城市规划指导，实行控制与房地产增量相对应的融资总量的金融政策，为了抑制房地产市场中的投机行为，促进房地产业的长期繁荣，还需要执行房地产保有税税收政策。

It is learned that China's commercial real estate development there are still a number of shortcomings, one of which is the development of the concept of the blind, and some commercial real estate development companies inaccurate positioning of the project, the development of the commercial format is not clear, there is no sequence, such as investment management plan, which led to the development of real estate projects follow-up can not keep up; Second, the existing part of the commercial real estate development enterprises are engaged in housing construction origin, the former in order to sell an end in itself, is an obvious short-term business; while the latter is obtained through the lease operators for the purpose of long-term returns, the differences between the two was not by a clear understanding of corporate decision-makers, at the same time affected the design and planning until the latter part of the management and many other links.

据了解，中国的商业房地产的发展仍然存在着一些缺点，其中之一是发展的概念的盲人，和一些商业性房地产开发公司的定位不准确的项目，发展商业形式目前尚不清楚，也没有序列，如投资管理计划，这导致房地产开发项目的后续行动跟不上，二是现有的部分商业房地产开发企业从事住宅建设出身，前者以销售本身就是一个目标，是一个明显的短期业务；而后者则是通过租赁运营商的目的是长期回报，两国之间的分歧不是由一个清楚地了解企业的决策者，同时影响了设计和规划直至后期的管理和许多其它联系。

This paper researches the application of real estate securitization using in city renewal with the swot method, then discusses the latest development of real estate securitization——the operation pattern of exploitage real estate securitization, and puts forward some suggestions in real estate securitization promoting city renewal.

本文首先利用swot分析法研究不动产证券化在城市更新中的应用，然后探讨不动产证券化的最新发展类型——开发型不动产证券化的运作模式，最后对我国利用不动产证券化促进城市更新提出政策建议。

If July internationally renowned real estate fund management institutions Shengyang real estate fund with U.S. Homy Fund groups signed a 200 million U.S. dollars fund management framework, the Group commissioned by Homyfund Shengyang real estate fund in China real estate investment and management, commissioned by the Investment Management Fund is typical pattern.

如7月国际著名房地产基金管理机构盛阳地产基金与美国HOMY FUND集团签署了2亿美元的基金委托管理框架协议，由HOMYFUND集团委托盛阳地产基金在中国进行房地产投资和管理，这是基金委托投资管理模式的典型案例。

For the incompliant lending patterns mentioned above, on commercial banks part, improving the management and business technique will reduce, or even eliminate the incompliant behaviors in the pre-investigation process. From the Central bank and China Banking Regulatory Commission side, setting the inner network in the same industry, controlling the ratio of real estate loan, and enhancing the penalty to suppress the development of incompliant lending of real estate are effective ways to control risk. Fundamentally, the government should conduct the developer of real estate to search for the new financing mode to improve the stability and development, this might include some measures as follows: improving the liability financing structure of large real estate companies, develop the Reits and support its securitization to form the multi-financing.

对上述违规模式，从银行内部提高管理及业务水平方面，本文提出了针对性的风险防范措施，可有效地将违规的苗头扼杀在贷前调查过程中；从央行及银监会角度，可以通过建立同业信息沟通网络、严格控制房产信贷比重、加大违规惩戒力度等手段抑制房地产违规信贷的发展；而最根本的，政府应当引导房地产开发企业寻找新的融资渠道来促进房地产行业稳定和健康的发展，包括改善大型地产企业的债务融资结构、发展房地产投资信托基金及推动房产抵押证券化等方式形成房地产多元化融资的格局，这样，房地产违规信贷模式也就不攻自破了。

Based on the real estate enterprises of China, the paper points out many real estate financing problems, which are manifestes by two parts, one is that the sustainable financing capacity of most real estate enterprises is feeblish, the other is that the blindfold financing penomena is ubiquitous in the real estate industry, through the research on the financing activity of internal real eatate enterprises.

本文以我国房地产开发企业为研究对象，通过对我国现有房地产开发企业的融资行为进行研究，发现房地产开发企业融资存在许多问题，主要体现在以下两个方面：一是大多数房地产开发企业的可持续性融资能力较弱；二是盲目融资现象较为普遍。

The following factors, among others, could cause actual results and future events to differ materially from those set forth or contemplated in the forward-looking statements: defaults on or non-renewal of leases by tenants or renewal at lower-than-expected rent or failure to lease at all or on favorable terms, decreases in real estate values and impairment losses, increased interest rates and operating costs or greater-than-expected capital expenditures, our failure to obtain, renew or extend necessary financing, re-financing risks, risks related to our obligations in the event of certain defaults under co-investment ventures and other debt, risks related to debt and equity security financings, difficulties in identifying properties to acquire and in effecting acquisitions, our failure to successfully integrate acquired properties and operations, our failure to divest properties we have contracted to sell or to timely reinvest proceeds from any divestitures, our failure to contribute properties to our co-investment ventures, risks and uncertainties affecting property development, value-added conversions, redevelopment and construction (including construction delays, cost overruns, our inability to obtain necessary permits and public opposition to these activities), our failure to qualify and maintain our status as a real estate investment trust, risks related to our tax structuring, failure to maintain our current credit agency ratings or to comply with our debt covenants, environmental uncertainties, risks related to natural disasters, financial market fluctuations, changes in general economic conditions, global trade or in the real estate sector, inflation risks, changes in real estate and zoning laws, a continued or prolonged downturn in the U.S., California or global economy, risks related to doing business internationally and global expansion, risks of opening offices globally, risks of changing personnel and roles, losses in excess of our insurance coverage, unknown liabilities acquired in connection with acquired properties or otherwise and increases in real property tax rates.

以下因素可能会导致实际结果和未来事件与前瞻性陈述产生重大出入：承租人拖欠租金或者不续租；利率以及经营成本的提高；我们未能获得必要的外部融资；再融资的风险；与合资项目和其它债务发生特定违约时我方承担的义务有关的风险；与债务和股权融资有关的风险；确定拟收购的物业以及完成收购过程中遇到的困难；我们未能成功整合收购的物业和业务；我们未能剥离已经签约出售的物业或未能及时将剥离带来的收益再投资；影响物业开发和建设的风险和不确定性（包括建设延期、费用超支、我们无法获得项目建设所需的必要批准以及公众对项目开发建设的反对等）；我们无法获得或者维持作为房地产投资信托公司的资质；与我们的税收策划有关的风险；无法保持我们目前的信用评级；环保方面的不确定性；与自然灾害有关的风险；金融市场的波动；整体经济状况或者房地产业的变化；房地产和城市规划法律的调整；美国、加利福尼亚州或者全球经济的衰退；与开展国际业务和全球扩张有关的风险；保险范围之外的损失；与被收购的物业有关的或者其它未知责任以及房地产税率的提高等。我们的成功还依赖于总体经济走向，包括利率、所得税法、政府监管、立法、人口总数变化以及我们在10-K表中作的截至2009年12月31日的季度报告中&风险因素&和其它标题项下阐述的其它问题。

Through the analysis of the reel estate froth and the real estate speculation and embarking from the non-speculative and the speculative demand factor which influence the real estate price, this article carries on the regression analysis using the real estate congenial price mathematical model to determine the real estate froth degree, thus we call it the demand factor modeling.

本文主要通过对房地产泡沫、房地产投机的分析，从影响房地产价格的非投机性和投机性需求因素出发，利用房地产投机价格数学模型进行回归分析来确定房地产包沫度，因而称之为需求因素模型法。

With Death guitarist Schuldiner adopting vocal duties, the band made a major impact on the scene.

随着死亡的吉他手Schuldiner接受主唱的职务，乐队在现实中树立了重要的影响。

But he could still end up breakfasting on Swiss-government issue muesli because all six are accused of nicking around 45 million pounds they should have paid to FIFA.

不过他最后仍有可能沦为瑞士政府&议事餐桌&上的一道早餐，因为这所有六个人都被指控把本应支付给国际足联的大约4500万英镑骗了个精光。