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There are many serious misleading in how to apply the principle of "fraud exception", whereas, it is necessary to make a legal research on the principle of "fraud exception" in light of former researches. The article consists of two parts. In the first part, the author put emphasis on the principle of abstract independence, the definition, the establishment and development of the principle of fraud exception, the analysis of the fraud, the theory, the prerequisite and the procedure of apply the principle of "fraud exception" in order to establish the general principle and necessary procedure. In the second part, the author analysis the existing backward conditions oflegislation and judicial practice in China, and courts" attitude to the judicial remedy for the principle of " fraud exception", further, the author puts forward some suggestions on how to make the legislation on the principle of "fraud exception" perfect, and how to apply the procedure of judicial remedy for the principle of "fraud exception". Lastly, the author hopes that these suggestions could benefit to the judicial practice and the future legislation on the principle of "fraud exception.

我国在加入世界贸易组织后，按照国际惯例和国际公约处理国际贸易中的纠纷己成为一种必然趋势，鉴于我国法院对如何准确适用信用证欺诈例外原则存在着严重误区，使得在先前学者研究的基础上再一次研究欺诈例外原则很有必要，本文分两个部分，第一部分对信用证独立抽象原则、信用证欺诈例外原则的定义、确立与发展、对例外原则下欺诈的分析、理论基础、适用条件以及程序等六方面展开论述，从而确立信用证欺诈例外原则的一般原则和必要的程序：第二部分主要分析我国司法实践中信用证欺诈例外原则司法救济的立法以及司法现状，及法院对欺诈例外原则的态度，从而对如何完善我国法院欺诈例外原则的法律依据以及如何正确适用欺诈例外原则的司法救济程序提出一些构思，希望为欺诈例外原则在我国的司法实践以及为以后的相应立法提供有益的参考。

Simultaneously, the exports of ionization rate and nonionzed concentration are set up as a powerful tool for studying thoroughly the freeze-out effect. dN〓/dp and dN〓/dn are neglected in the linearized equation system of the iteration methods of Newton and Gummel, due to having lower 15 orders or more than dN〓/dn and dN〓/dp, thus the computing effort is cut down with no effect on precision. A new cut-off technique is adopted to accelerate the convergence speed, about twice reduced for Newton iteration method and six times or so for Gummel iteration method. The approximate formulae of Fermi-Dirac statistics are also put forward with simpler form and higher precision. 3. A term dependent on time is added to the electron and hole current succession equations respectively. It is only this model that conservation of charge in transient analysis and alternating small-signal analysis at low temperature can be kept by. 4. The performance of SE-PISCES is explained by the simulation example of PISCES-2B, diode.

研究了低温半导体器件模拟的数值方法：对载流子浓度进行了新的归一化；编制了不考虑掺杂所引进的内建电场时的电离率计算程序；由于低温杂质电离率随偏压状态而变化，为此编制了每次求解迭代时的电离浓度计算程序，并将其插入到求解迭代程序中；同时，设置了杂质电离率和未电离杂质浓度的出口点，为更深入地研究冻析效应提供了有力工具；在Newton迭代法和Gummel迭代法的线性化方程组中忽略了dN〓/dp、dN〓/dn，是因为它们比dN〓/dn、dN〓/dp低15个数量级以上，这样减小了计算量又不影响模拟精度；对Newton迭代法和Gummel迭代法采取了新的截断技术，提高了收敛速度，Newton法迭代法和两次左右，Gummel法减少六次左右；给出了表达式更简单而精度更高的Fermi-Dirac积分近似计算公式。

When he joined the army when he was 15 years old, he kept an old little notebook for sketches for his companions. Till now he would never put down his fusains. He always says Arikha kept drawing for 8 years and became one the top artist in the world and he would like to keep drawing for his life.

直到现在他还是笔不离手，他常说阿利卡画了8年的素描便成为世界级的艺术大师，他说他一定要坚持画一生，他悟出了艺术的真谛。

I soon found a way to convince him that I would do him no harm, and taking him up by the Hand laugh'd at him, and pointed to the Kid which I had kill'd, beckoned to him to run and fetch it, which he did; and while he was wondering and looking to see how the Creature was kill'd, I loaded my Gun again, and by and by I saw a great Fowl like a Hawk sit upon a Tree within Shot; so to let Friday understand a little what I would do, I call'd him to me again, pointed at the Fowl which was indeed a Parrot, tho' I thought it had been a Hawk, I say pointing to the Parrot, and to my Gun, and to the Ground under the Parrot, to let him see I would make it fall, I made him understand that I would shoot and kill that Bird; accordingly I fir'd and bad him look, and immediately he saw the Parrot fall, he stood like one frighted again, notwithstanding all I had said to him; and I found he was the more amaz'd, because he did not see me put any Thing into the Gun; but thought that there must be some wonderful Fund of Death and Destruction in that Thing, able to kill Man, Beast, Bird, or any Thing near, or far off; and the Astonishment this created in him was such, as could not wear off for a long Time; and I believe, if I would have let him, he would have worshipp'd me and my Gun: As for the Gun it self, he would not so much as touch it for several Days after; but would speak to it, and talk to it, as if it had answer'd him, when he was by himself; which, as I afterwards learn'd of him, was to desire it not to kill him.

其实，对星期五，我根本用不着采取任何防范措施。任何其他人都不可能有像星期五这样忠诚老实、听话可爱的仆人。他没有脾气，性格开朗，不怀鬼胎，对我又顺从又热心。他对我的感情，就像孩子对父亲的感情，一往情深。我可以说，无论何时何地，他都宁愿牺牲自己的生命来保护我。后来，他的许多表现都证明了这一点，并使我对此毫不怀疑。因此，我深信，对他我根本不用防备。

Sometimes I just feel like, quitting I still might Why do I put upthis fight, why do I still write Sometimes it's hard enough just dealin wit real life Sometimes I wanna jump on stage and just kill mics And show these people what my level of skills like But I'm still white, sometimes I just hate life Something ain't right, hit the brake lights Case of the stage fright, drawin a blank light Da-duh-duh-da-da, it ain't my fault Great big eyeballs, my insides crawl And I clam up, I just slam shut I just can't do it, my whole manhoods Just been stripped, I have just been vicked So i must then get, off this bus then split Man fuck this shit yo, I'm going the fuck home World on my shoulders as I run back to this 8 mile road I'm a man, I'ma make a new plan Time for me to just stand up, and travel new land Time for me to just take matters into my own hands Once I'm over these tracks man I'ma never look back (8 mile road) And I'm gone, I know right where I'm going Sorry mama I'm grown, I must travel alone Ain't gunna follow these footsteps, I'm making my own Only way I know how to escape from this 8 mile road I'm walking these train tracks, tryin to regain back the spirit I had fore I go back to the same crap To the same plant, in the same pants Tryin to chase rap, gotta move ASAP And get a new plan, mommas got a new mam Poor little baby sister, she don't understand Sits in front of the T.V, buries her nose in the pad And just colors until the crayon gets dull in her hand While she colors her big brother, her mother and dad Ain't no tellin what really goes on in her little head Wish I could be the daddy that neither one of us had But I keep runnin from something I never wanted so bad!

有时候，我不安，因为我不是尚未引爆这就像我长大的，但我是不会长大我两个坚果尚未不要有代表我的一步，没有获得足够的肽的压力很大的人，我只是设法做最新最好的和我尝试，单独坐在我哭泣哟我不会告诉任何谎言，而不是目前的推移我不祈求天空，请我开始你的上帝请不要让我bitchin holdin没有固定工作哟我希望你能听到我家无论身处何地哟我tellin您dawg我白琳这拖车明天告诉我的妈妈我爱她，亲吻婴儿的妹妹再见说你需要我whenevr婴儿我永远远但是，你我有爱摆脱的唯一途径，我知道和我回到你的第二个，我的打击我拥有的一切，我会成为我自己去工作，我去，回到这个八英里道我一个人，我作出了一项新的计划时间对我来说，只是站起来，新的土地和旅行时间对我来说，只是考虑到我的问题自己手中一旦我对这些歌曲的人我从来没有回头看（ 8英里路）和我走了，我知道在那里我会对不起妈妈我长大，我必须单独旅行不是贡纳按照下列脚步，我让我自己唯一的办法，我知道如何摆脱这个8英里道你得活到觉得，你没有你不会得到它或看到什么大问题是，为什么这不是skillest 这是walkin寄宿线底特律城市的界限这是不同的，这在一定意义，证书的真实性，您甚至从来没有见过但everthing对我来说，这是我的信誉你从来没有见过或听说闻见了一个真正的三菱商事谁是难以置信的相同pedastal为我可是我仍然未签名的，有一个粗略的时间坐在门廊智慧我的所有朋友和踢哑巴儿歌去工作和服务三菱商事的在lunchline 但是在关键时刻，我punchlines哪里去谁，我必须表明，我国流动到胸部如果要我去，我必须知道谁还是我刚才在另一个蟹斗因为我不是没有运气havin与这个小兔子，以便他妈的它也许我需要一个新的出路，我startin怀疑狗屎我有点怀疑feelin谁余空闲时我看起来像一个流浪汉，你我的衣服是不是狗屎在救世军设法挽救一个装备和它的冷设法前往这道另外我觉得对滞留在该battlin模式我的防守是如此，并有一件事我不想遗憾的是没有人，这个城市是没有乐趣没有太阳，真是太黑暗有时候，我只是觉得我被分开从每一个我的四肢，每一个我的一个朋友这足以使我只是想跳出我的皮肤有时我觉得自己像一个机器人，有时我只是不知道是我的乐队我的打击，我的头是一个炉灶顶部我只是爆炸，水壶会这么热有时候，我的嘴刚刚超载的屁股，我没有但是，我学到了，现在是时候让我掉头你只需要一个时间，我引火烧身不是不属于任何下一次我遇到一个新的女孩我可以不再扮演笨或未成熟我每一个组成部分，我需要的是勇气就像我已经有了节拍，所有我需要的话得到的冲动，突然它的进口激增突然爆发的一个新的能源已经发生时间显示这些自由世界领导人在三个第三我不再害怕现在，我作为一个自由鸟然后我又和越过中间遏制击中动词和所有你看到的是一个模糊的8英里道我一个人，我作出了一项新的计划时间对我来说，只是站起来，新的土地和旅行时间对我来说，只是考虑到我的问题自己手中一旦我对这些歌曲的人我从来没有回头看（ 8英里路）和我走了，我知道在那里我会对不起妈妈我长大，我必须单独旅行不是贡纳按照下列脚步，我让我自己唯一的办法，我知道如何摆脱这个八英里道

During the 100th anniversary of Red Cross founded in Shanghai,Sahnghai Red Cross Association set 2004 as "the year of humanity" to not only care about the orphans,sick children as well as the old in great need, but also accelerate the steps of database for blood-making in China to save more blood-affected sicks,adjust and manage the fund of hospital for infants in schools,put an eye on the health of children and propagandize the spirit of Red Cross.

为纪念中国红十字会在上海诞生百年，上海市红十字会把2004年定为&博爱年&，以&庆百年博爱行&为主题，开展关爱孤儿、病孩救助因病致贫的特困老人活动，对特困家庭进行人道救助，还将加快中国造血干细胞资料库建设，救助更多的血液病人，调整办好中小学婴幼儿少儿住院基金，为保护青少年幼儿健康服务，通过贯彻全年的&博爱行&把红十字关爱送进千家万户。

In the paper, the task characteristics, suiting cooperative learning, have been put forward which is fit for the new curriculum reform in our country. It also has analysed the task content of g developed in chemistry curriculum.Thus, it is better for developing cooperative learning by recuring to information technology, especially in the environment of a computer network, typically internet, which is the biggest and open and possesses of rich and colorful learning resources.

提出了在我国新课程改革中适合合作学习任务的特征，并对化学课程中可以开展合作学习任务的内容进行了分析，从而提出借助于信息技术，特别是以Internet为代表的全球最大的、开放式的、蕴藏着极其丰富学习资源的计算机网络环境，更有利于合作学习的开展。

From the point of practice and dvelopment, how to impove the ability of credit risk management for Yinchuan city commercial bank is discussed surrounding the client raiting and credit extention, measures of credit risk, management strategies of credit risk, conclusions of the paper are listed as the following:Through positive analysis, the current methods of client rating and credit extension is simple and convenient for application, there are four disadvantages in index system of it: non-customer subdivision, non-consideration factors on industrial risks, larger quantitative indicators ratio, non-consideration factors on affiliated enterprise risk, and some corrective measures are put forward to solve it, customer subdivision, factors-added on industrial risks, set stationarity indices ratio in reason, factors-added on affiliated enterprise risk; From the point of development, Based on the technology of Value-at-Risk and CreditMetrics model we discussed the methods of credit risk analysis and measurement and gave the example of how to calculate the VaR value of individual loan and combined loan; This paper probes into the strategies which raise the ability of credit risk management for Yinchuan city commercial bank from five aspects, including strengthen the inner control, improve the technique level of risk management through information technique, solve the problem of non-performing loan, adjust the credit orientation and structure, foster credit culture with its core based on risk control.

从实践和发展的角度出发，围绕客户评级授信、信贷风险测量、信贷风险管理策略三个方面，就如何提高银川市商业银行信贷风险管理水平展开研究，得出以下结论：通过实证分析，银川市商业银行现有的客户评级授信方法具有方法简单、易于推广的优点，但客户评级授信指标体系具有客户分组不细、未考虑行业风险因素、定量指标占比过大、未考虑关联企业风险因素的缺点，应通过细化客户分组，增加行业风险因素指标、合理设定定性指标比重、增加关联企业风险评价指标等措施进行改进；从发展的角度出发，在基于VaR框架和CreditMetrics模型技术的基础上，探讨了银川市商业银行信贷风险分析和度量的方法，给出了采用CreditMetrics模型技术计算单笔贷款、组合贷款VAR值的例子；从五个角度探讨了提高银川市商业银行信贷风险管理能力的策略和手段，包括强化信贷风险内控管理机制、利用信息技术提高信贷风险管理技术水平、综合治理化解不良资产、调整信贷结构、建立以风险控制为核心的信贷文化等对策。

Third, put the following health-care formula mineral ores and health care raw materials into the vacuum tube, including: medical stone, wooden fish stone, tourmaline, sepiolite, zeolite, stalactites, Bian-stone, zinc ore, pearl, turtle shell, shell, jade powder and calcium carbonate, mineral ingredients according to a specific percentage, around 50 degrees under the leaching of water, biological activity, the local water quality, food structure, and family health status, health purposes and so on, using software to calculate nutritional supplements to determine, in principle, require many varieties with , multi-mine ore spot to take in order to eliminate batch variation, in which medical stone and the wooden fish accounted for over 50% of stone, turtle shell + pearl + jade powder dosage less than 1%, other appropriate compatibility require the use of the total mineral in the human level for more than 10 kg .

三是在真空管放入如下保健配方矿石和保健矿物质原料，其中有：麦饭石、木鱼石、托玛琳、海泡石、沸石、钟乳石、砭石、锌矿石、珍珠、龟板、贝壳、玉石粉和碳酸钙，具体比例按矿石成分含量、50度左右热水下溶出量、生物活性、当地水质、食物结构、家庭健康状况、保健目的等用营养配方软件计算确定，原则要求多品种搭配，多矿点取矿以消除批次变异，其中麦饭石和木鱼石占50%以上，龟板+珍珠+玉石粉用量不到1%，其它适当配伍，要求矿石使用总量在人平10公斤以上。

It's just too late when something happens.man should treat woman well in the daily life,make her feel that he loves her deeply.let's put future on ice for the moment,if you don't treat me well now,it's not useful even if you treat me well in the future.maybe you will have no chance to stop the wheel of the car rushing towards me for me.maybe you will have no chance to atone for me with all of your savings from the kidnapper.

等到有事发生，已经太迟了。男人平时就该对女人好，让她觉得他很爱她，让她觉得幸福。暂且不要说将来，现在对我不好，将来怎样好也是没用的。也许你这一辈子也没机会用身体为我挡住一辆冲过来的汽车。也许你一辈子也没机会用你毕生积蓄把我从绑匪手上赎回来，我更不愿意我遭逢不幸而你不离不弃。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。