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In the first three parts , a summary process of personal house mortgage loan hypothecation in China is recounted.

论文前三章主要研究我国个人住房贷款担保制度发展的过程及其特点。

In the four part, America and Japans personal house mortgage loan hypothecation are .

美国的个人住房贷款担保体系经历了时间和实践的考验，现在发展几近成熟。

Basis on the four part, the five part constructs newly personal house mortgage loan hypothecation system.

这两个国家的担保体系对我国个人住房贷款担保体系的构建具有现实的借鉴意义。

Our idyll ended, of course, and we drove back to the world of loan payments, jobs and clogged washing machines.

我们田园式的漫游结束了，当然我们又得回到支付贷款、工作以及塞满了衣服的洗衣机的世界中来。

This is in the event of non-repayment of loan.

这是在发生非偿还贷款。

You can get a term in the neighborhood of one to five years for an unsecured loan.

你可以在任期1至5年里为无担保贷款。

Help came in the shape of a $10000 loan from his parents.

他父母提供帮助的形式为10000美元的贷款。

So far real estate financing mainly depends on commercial bank, the proportion of other financing channels such as IPO, trust loan, bond and fund are inappreciable.

我国房地产金融主要以银行信贷为主，其他金融方式如上市融资、信托融资、债券融资以及基金融资等所占比重较小，其融资格局较为单一的特征十分突出。

Under this circumstance, the incompliant loan of real estate companies came into being, which boomed the over-rely of real estate companies on bank industry to another extent.

在这种背景下，房地产违规信贷现象层出不穷，房地产企业融资过分依赖银行的局面仍未改变。

Subsequently, the paper indicated how the incompliant lending came from the bank and company sides, and summarized several common incompliant patterns based on personal experiences. Those patterns are as follows: firstly,"used shell to give birth to eggs"by the medium and small developer; secondly,"unified distribution"by large developer; thirdly,"do in the darkness"used in hyper-investment or roll development by developer. The paper summarized the characteristic and fund operation process for each mode, and analyzed the influence and risk of incompliant lending loan to both banks and real estate markets.

接着，从银行及企业两方面阐述房地产违规信贷的成因，并凭借个人实务经验总结出几种常见的违规信贷模式，一是中小型房地产商采用的借壳生蛋型，二是大型房地产商采用的统一调配型，三是在项目超投资或滚动开发时采用的暗渡陈仓型，对每一种模式归纳了特点及资金流转过程，并分析了违规信贷对银行和房地产市场的风险。

With Death guitarist Schuldiner adopting vocal duties, the band made a major impact on the scene.

随着死亡的吉他手Schuldiner接受主唱的职务，乐队在现实中树立了重要的影响。

But he could still end up breakfasting on Swiss-government issue muesli because all six are accused of nicking around 45 million pounds they should have paid to FIFA.

不过他最后仍有可能沦为瑞士政府&议事餐桌&上的一道早餐，因为这所有六个人都被指控把本应支付给国际足联的大约4500万英镑骗了个精光。