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Second, the insurance investment overly regulated the rate of premium, which give rise to high rate of premium, piling the pressure on insurants and conducting the cut throat competition among the insurers.

保险投资的目的，是为了提高自身的经济效益，使投资收入成为保险企业收入的重要来源，增强赔付能力，降低费率和扩大业务。

However, the market of insurance assessment is also a market of information asymmetry. The assessors behavior influence both insurers and insurants.

但是，由于保险公估市场本身也存在着信息不对称问题，保险公估从业人员的行为既作用于保险人，又作用于被保险人，如果其在从事公估业务过程中，利用信息优势，做出评估不当或是明显偏袒某一方的行为，就会影响保险人或被保险人的利益。

Notice obligation means that the applicant should inform the double insurance facts to various insurers in order to avoid paying more insurance than insurants' actual losses after insurance accident happened.

通知义务是指投保人应将重复保险的事实通知各保险人，以免在保险事故发生后，各保险人所给付的保险金总和超过被保险人所遭受的实际损失。

In particular, Mr Obama has put forward in his budget proposals to generate $635bn for healthcare reform with roughly half coming from Medicare and Medicaid efficiencies (such as reducing Medicare overpayments to private insurers) and half from tax provisions limiting the itemised deduction rate for the wealthiest Americans to what it was when Ronald Reagan was president.

尤其要指出的是，奥巴马已在预算案中提出，将&创收&6350亿美元用于医改。其中，约一半资金来自Medicare和Medicaid的增效举措（例如削减Medicare对私营保险公司的过高支出），另一半来自修改税收条款——把美国最富裕人群的分项扣除额限制在罗纳德·里根任总统时的水平。

Chain ladder method has been widely used in loss reserving, it is very simple, and many insurers prefer the method.

链梯法是广泛应用于提取未决赔款准备金的一种方法，这种方法由于原理简单、操作简便而受到了保险公司的青睐。

In the course of my employment I had suffered bodily injury and wish to claim compensation or damages from my employers,their insurers,any tortfeasor or person,or any company,corporation,statutory or other bodies.

上文过程中有我的就业遭受人身伤害，并希望能从我的雇主那索赔补偿或损害赔偿，其保险，侵权行为或任何人或任何公司，企业，法定或其他机构的合作。

Congress also may tinker with the 12 regional Federal Home Loan Banks, which lend money to more than 8,000 commercial banks, thrifts, credit unions and insurers.

国会也可以对12家地区性联邦住房贷款银行进行改革。这些银行向8，000多家商业银行、储蓄银行、信用合作社和保险公司发放贷款。

Moreover, this essay will also discuss about whether or not the insurers should be liable for the insurance events caused by the wars, civil strifes, other armed forces and nuclear reaction.

此外，本文亦兼论有关战争、内乱及其他类似的武装变乱和核子反应造成之损害，保险人是否得以免责。

Niki Bolton, of car insurers Sheilas' Wheels, said: Too many women drivers are unaware of the dangers of wearing some of this summer's hottest sunglasses' styles when driving.

Sheilas' Wheels汽车保险公司的尼基·波尔顿说：&太多的女司机没有意识到戴夏季最流行款太阳镜开车有危险。&

What kinds of problem different from insurers will reinsurers face?

再保险公司业务的理赔和风险特征究竟与直接保险业务有何差别？

Do you know, i need you to come back

你知道吗，我需要你回来

Yang yinshu、Wang xiangsheng、Li decang,The first discovery of haemaphysalis conicinna.

1〕 杨银书，王祥生，李德昌。安徽省首次发现嗜群血蜱。