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Car insurance policies include an excess to deter people from making trivial accident claims which cost the insurers millions of pounds.

汽车保险政策包括过多，以防止人们从决策小事事故索赔的保险费用数百万英镑。

The company seen as most likely to attract attention from Chinese insurers is Prudential, the UK's second-largest life assurer, which has built a powerful position in China and across the broader Asian region.

外界认为，最有可能吸引中国保险公司注意力的企业，是英国第二大寿险公司保诚保险，该公司已经在中国乃至亚洲其它地方建立了强大市场地位。

The company seen as most likely to attract attention from Chinese insurers is Prudential, the UK's second-largest life assurer, which has built a powerful position in China across the broader Asian region.

外界认为，最有可能 www.ssBBww.cOm 吸引中国保险公司注意力的企业，是英国第二大寿险公司保诚保险，该公司已经在中国乃至亚洲其它8ttt8地方建立了强大市场地位。

Three in particular: innovation in offerings, a greater role for private insurers, and a narrower focus for some of the public insurers that used to bestride the field.

在三个方面比较突出表现，承保项目的创新、私人保险公司的异军突起和曾经风光一时的公立保险公司耀眼光芒的逐渐褪去。

Where two or more policies are effected by or on behalf of the assured on the same adventure and interest or any part thereof, and the sums insured exceed the indemnity allowed by this Act, the assured is said to be over-insured by double insurance (2) Where the assured is over-insured by double insurance The assured, unless the policy otherwise provides, may claim payment from the insurers in such order as he may think fit, provided that he is not entitled to receive any sum in excess of the indemnity allowed by this Act; Where the policy under which the assured claims is a valued policy, the assured must give credit as against the valuation for any sum received by him under any other policy without regard to the actual value of the subject-matter insured; Where the policy under which the assured claims is an unvalued policy he must give credit, as against the full insurable value, for any sum received by him under any other policy; Where the assured receives any sum in excess of the indemnity allowed by this Act, he is deemed to hold such sum in trust for the insurers according to their right of contribution among themselves.

当被保险人或其代表，(1)就同一冒险和利益或其中的一部分订立了两份以上的保险单，且保险金额超过本法所允许的赔偿限额时，被保险人即被视为因重复保险而超额保险。(2)在被保险人因重复保险而超额保险之场合：除非保险单另有规定，被保险人可根据自已认为合适的顺序，依次向其保险人索赔，但他所得金额不得超过本法允许的赔偿限额；如果被保险人凭以索赔的保险单是一份定值保险单，被保险人必须将其他保险单项下他已收取的任何数额从约定保险价值中扣除，无需考虑保险标的的实际价值；如果被保险人据以索赔的保险单是一份不定值保险单，被保险人必须将其他保险单项下他已收取的数额从全部保险价值中扣除；若被保险人得到的金额超过本法所允许的赔偿额，则此种超出金额即被视为由被保险人代各保险人托管，由保险人按他们之间的分摊权利摊回。

Where two or more policies are effected by or on behalf o f the assured on the same adventure and interest or any part thereof, and the sums insured exceed the indemnity allowed by this Act, the assured is said to be over-ins ured by double insurance (2)Where the assured is over-insured by double insurance The assured, unless the policy otherwise provides, may claim payment from the insurers in such order as he may think fit, provided that he is n ot entitled to receive any sum in excess of the indemnity allowed by this Act;Where the policy under which the assured claims is a valued policy, the assured must give credit as against the valuation for any sum rec eived by him under any other policy without regard to the actual value of the subject-ma tter insured;Where the policy under which the assured claims is an unvalu ed policy he must give credit, as against the full insurable value, for any sum rec eived by him under any other policy; Where the assured receives any sum in excess of the indemnit y allowed by this Act, he is deemed to hold such sum in trust for the insurers acco rding to their right of contribution among themselves.

1当被保险人或其代表，就同一冒险和利益或其中的一部分订立了两 32。份以上的保险单，且保险金额超过本法所允许的赔偿限额时，被保险人即被视为因重复保险而超额保险。(2)在被保险人因重复保险而超额保险之场合：除非保险单另有规定，被保险人可根据自己认为合适的顺序，依次向其保险人索赔，但他所得金额不得超过本法允许的赔偿限额；如果被保险人凭以索赔的保险单是一份定值保险单，被保险人必须将其他保险单项下他已收取的任何数额从约定保险价值中扣除，无需考虑保险标的的实际价值；如果被保险人据以索赔的保险单是一份不定值保险单，被保险人必须将其他保险单项下他已收取的数额从全部保险价值中扣除；若被保险人得到的金额超过本法所允许的赔偿额，则此种超出金额即被视为由被保险人代各保险人托管，由保险人按他们之间的分摊权利摊回。

So far, 36 foreign insurance firms have set up 57 operational entities in China, including 20 life insurers, 14 property insurers and 2 reinsures.

到目前为止，已经有36家外国保险公司在中国设立了57家经营实体，包括了20家人寿保险公司，14家财产保险公司，还有两家再保险公司。

We represent insurers and re-insurers to handle subrogated claims, liability and professional indemnity claims.

我们代表保险及再保险公司处理代位索偿、责任及专业弥偿等索偿。

This was an appeal by the cargo-insurers and a cross-appeal by the ship managers from the decision of the Court of Appeal of Hong Kong in which it was held that the ship managers could join the shipowners as additional plaintiffs in the claims against the cargo insurers for general average contributions but not in the claims against the cargo-owners.

货物保险人提出了上诉请求，船舶经营人也提出了一个交叉上诉请求。根据香港上诉法院的一项决定，船舶经营人可以与船舶所有人一起作为共同原告向货物保险人提出共同海损请求，但是不能在针对货物所有人的共同海损诉讼中作为共同原告。

Both insurers signed so-called cut-through endorsements with a subsidiary of Berkshire Hathaway Inc. to offer some policyholders a guarantee that if the insurers couldn't pay claims, Berkshire Hathaway would.

旗下一家子公司签定了所谓的直接给付条款，为一些保险客户提供担保，在保险公司无法支付索赔的情况下，将由伯克希尔支付。

I can not make it blossom and suits me

我不能让树为我开花

When temperatures are above approximately 80 °C discolouration of the raceways or rolling elements is a frequent feature.

当温度高于 80 °C 左右时，滚道或滚动元件褪色是很常见的特征。