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That is to say,the insurer is liable for all total or partial loss of or damage to the insured goods caused by natural calamities or by sea perils.

也就是说，对于自然灾害或海上风险造成的被保险货物全部损失或部分损失，保险人都负有责任赔偿。

Indeed, more than any other insurer, we write high-limit policies that are tied to single catastrophic events.

实际上，我们为单独一种巨大灾难事件承保远远超过其保险公司的 high-limit 保险金额。

We are quite willing to accept huge risks. Indeed, more than any other insurer, we write high-limit policies that are tied to single catastrophic events. We also own a large investment portfolio whose market value could fall dramatically and quickly under certain conditions ( as happened on October 19, 1987). Whatever occurs, though, Berkshire will have the net worth, the earnings streams and the liquidity to handle the problem with ease.

我们很愿意去承担任何大型的风险，事实上，我们比任何保险公司承担更多单一事件最高上限的保单，我们同时持有大量与股市连动性极高的投资组合，在某些情况下，其股价可能会发生重挫，就像1987年十月股市大崩盘时那样，但不论发生什么事，Berkshire拥有庞大净值与稳定的收入来源以及足够的流动性资金，因应任何可能发生的状况。

We are quite willing to accept huge risks. Indeed, more than any other insurer, we write high-limit policies that are tied to single catastrophic events. We also own a large investment portfolio whose market value could fall dramatically and quickly under certain conditions (as happened on October 19, 1987). Whatever occurs, though, Berkshire will have the net worth, the earnings streams and the liquidity to handle the problem with ease.

我们很愿意去承担任何大型的风险，事实上，我们比任何保险公司承担更多单一事件最高上限的保单，我们同时持有大量与股市连动性极高的投资组合，在某些情况下，其股价可能会发生重挫，就像1987年十月股市大崩盘时那样，但不论发生什麼事， Berkshire 拥有庞大净值与稳定的收入来源以及足够的流动性资金，因应任何可能发生的状况。

A variable annuity is a contract between you and an insurance company, under which the insurer agrees to make periodic payments to you, beginning either immediately or at some future date.

浮动年金是一种合同关系，你和一家保险公司，即保险人同意定期支付给你，一开始要么立即或在将来某个日期。

Life sector. In addition to the above noted general pressures, Fitch believes life insurer exposures to variable annuity and unit-linked-type products, which offer guarantees typically linked to equity performance, further expose the sector to market risks and capital volatility.

除了上述压力之外，惠誉认为寿险公司还暴露在多种年金和投连保险产品（unit-linked-type products）的风险之下，因而此类保险公司容易遭受市场风险和资本金波动的影响。

Record numbers of companies will go bankrupt next year with 200,000 insolvencies in Europe alone and "an explosion" of failed businesses in the US, according to the world's largest credit insurer.

世界最大的信用保险机构表示，明年公司倒闭数字将创纪录，仅在欧洲就将有20万家公司破产，美国的倒闭企业也将&激增&。

Record numbers of companies will go bankrupt next year with 200,000 insolvencies in Europe alone and "an explosion" of failed businesses in the US, according to the world's largest credit insurer.

世界最大的信用保险机构表示，明年公司倒闭数字将创纪录，仅在欧洲就将有 20 万家公司破产，美国的倒闭企业

Record numbers of companies will go bankrupt next year with 200,000 insolvencies in Europe alone and "an explosion" of failed businesses in the US, according to the world's largest credit insurer.

世界最大的信用保险机构表示，明年公司倒闭数字将创纪录，仅在欧洲就将有20万家公司破产，美国的倒闭企业也将

It's the line between 'acute' and 'chronic' that causes conflict between insurer and policyholders.

它的界线'急性'与'长期'，造成冲突，保险公司和投保人的利益。

On the other hand, the more important thing is because the urban housing is a kind of heterogeneity products.

另一方面，更重要的是由于城市住房是一种异质性产品。

Climate histogram is the fall that collects place measure calm value, cent serves as cross axle for a few equal interval, the area that the frequency that the value appears according to place is accumulated and becomes will be determined inside each interval, discharge the graph that rise with post, also be called histogram.

气候直方图是将所收集的降水量测定值，分为几个相等的区间作为横轴，并将各区间内所测定值依所出现的次数累积而成的面积，用柱子排起来的图形，也叫做柱状图。