查询词典 insurance

Insurance contract is aleatory contract, because whether insurer has the obligation to pay insurance benefit or not and the exact number of it all depend on whether insurance accident occurs or not and the degree of damage. Therefore, applicant can obtain huge amount of insurance benefit when insurance accident occurs, but on the contrary, applicant lose premiums when insurance accident does not occur.

保险合同是射幸合同，这是由于保险人是否负有保险金的给付义务以及应为给付时的具体数额的多少取决于保险事故是否发生及其损害的大小，因此对投保人而言，在保险事故发生时将获得巨额保险金；反之，在保险事故不发生时，投保人即丧失保险费。

During the first phase of the experiment, the insurance program provides four products—property insurance, employer's liability insurance, life accident insurance and hospitalization benefit insurance—which basically cover all the possible risks farmers may encounter in their businesses. Farmers will receive maximum preference in insurance fee and during the experiment period, farmers will be given 200 yuan per family as the government subsidy. Each family will get security from 650,000 to 850,000 yuan as a return of paying only 300 yuan.

在首期试点期间，将开设财产保险、雇主责任险、人身意外伤害险、住院津贴保险四个保险品种，基本涵盖了农户在产业过程中将面临的多种风险，在保费额度上也将给予最大的优惠，试点期间政府补贴每户200元，创业农户只需自行交纳300元就将得到65—85万元的风险保障。

During the first phase of the experiment, the insurance program provides four insurance products—property insurance, employer's liability insurance, life accident insurance and hospitalization benefit insurance — which basically cover all the possible risks farmers may encounter in their businesses.

在首期试点期间，将开设财产保险、雇主责任险、人身意外伤害险、住院津贴保险四个保险品种，基本涵盖了农户在产业过程中将面临的多种风险，在保费额度上也将给予最大的优惠，试点期间政府补贴每户200元，创业农户只需自行交纳300元就将得到65—85万元的风险保障。

If the corporate organization or the major object of insurance (above 50% of the amount of insurance) or the insured lies within the business area of the insurance institution, but some of the project or the part of business not subject to independent accountability lies in other places, the insurance institution may, while engaging in the insurance business of the local place, also engage in the aforesaid insurance business in the form of blanket policy.

投保的法人机构和主要保险标的（保险金额的百分之五十以上）所在地在保险机构经营区域范围内，但部分项目或不独立核算的部分业务在异地的，该保险机构可以在承保当地业务时，以统括保单形式一并承保上述异地业务。

As China's largest life insurance companies, the leading company not only the personal life insurance and annuity products suppliers, a leading group life insurance and annuity products suppliers, a leading accident insurance providers, leading health insurance providers, but also through Holdings of China Life Asset Management Co., Ltd. has become China's largest insurance asset managers and institutional investors, China's largest one.

作为中国最大的人寿保险公司，本公司不但是领先的个人人寿保险与年金产品供应商、领先的团体人寿保险和年金产品供应商、领先的意外险供应商、领先的健康险供应商，更通过控股的中国人寿资产管理有限公司成为了中国最大的保险资产管理者及中国最大的机构投资者之一。

In this study, the employee's willingness-to-participate in and willingness-to-pay for hypothetical supplementary health insurance packages designed by the research team was measured through contingent valuation method in Shanghai and Wenzhou. In Chengdu, the employee's actual rate of participation in supplementary health insurance was obtained through household survey. Logistic model was employed to establish the demand function and analyze the influencing factors. The organization and operation models for supplementary health insurance in different cities were summarized and comparatively analyzed. Based on the above results, proper coverage of health care and operation model for supplementary health insurance was discussed. Policy recommendation include the clear definition of the government's responsibility in the development of supplementary health insurance, the implementation of tax subsidy policy, the rule of the purchase of supplmentary health plans with personal saving accounts, and education and propagandism measures. At last, the regulation of supplementary health insurance is emphasized.

本研究根据上海和温州两地基本医疗保险框架分别设计了几个补充医疗保险方案，采用条件价值评估法调查了职工对这些补充医疗保险方案的意愿参加与意愿支付；在成都通过家庭入户调查获得了职工实际参加补充医疗保险情况，运用logistic模型建立了需求模型，进行了需求的影响因素分析；对国内补充医疗保险不同运作模式进行了总结与比较分析，探讨了补充医疗保险适宜的覆盖范围及其组织运作模式，并提出要明确界定政府在补充医疗保险发展中的职能定位，运用税收减免政策、允许用个人帐户购买补充医疗保险和宣传教育措施来扶持与引导补充医疗保险的发展以及加强补充医疗保险监管等政策建议。

Along with the implement of Regulation on Compulsory Insurance of Automobile Traffic Accident Liability and Compulsory Insurance of Automobile Traffic Accident Liability Clause, with the identifying the automobile third-party liability insurance as commercial insurance, the legal environment for automobile insurance business encounters a better change, which tardily drives the automobile insurance business to step out current dilemma.

随着《交强险》条例和条款的实施以及最高法院明确在2006年7月1日前投保的机动车第三者责任险的性质为商业保险，给车险经营的法律环境带来了转机，随着条例和条款的不断完善，车险经营将走出困境。

1 Lessor shall provide full insurance and taxation coverage for each vehicle, the minimum of which shall be: Vehicle damage insurance, Third party liability insurance,Uncalculating exempt compensation damage insurance, Car theft damage insurance and driver and passenger insurance which should carry a limit of liability of RMB20,000 for erery passenger.

乙方应该为每辆汽车保全险并交纳所有的税额，其中应至少包括：汽车损失险，第三方责任险，不计免赔险，全车乘员险。

On the basis of comparing the relative provisions of CMC and CIL, according to the basic theories of contract law, insurance law and marine insurance law, by reference to the Marine Insurance Act, 1906, laws in some other countries and clauses of marine insurance contract, the author analyzes in this paper the provisions of definition of marine insurance contract, disclosure, warranty, principle of indemnity, double insurance, subrogation, and modification, transfer and cancellation of marine insurance contract as well as rights and duties of the insurer and the insured. The author points out those provisions which are either duplicate, imperfect or reasonable in CMC and CIL, draws the conclusion which provisions shall be deleted, which provisions shall be modified and, if so, how they shall be modified.

本文以比较《海商法》与《保险法》相关规定为基础，结合合同法、保险法和海上保险法的基本理论，适当参照英国《1906年海上保险法》及其他一些国家的规定，并适当参考海上保险合同条款，对我国《海商法》海上保险合同的规定是否应引入投保人的概念，如何规定海上保险合同的定义，告知义务，保证义务，损失补偿原则，重复保险，保险人的代位求偿权，海上保险合同的变更、转让与解除，以及保险人和被保险人的权利义务等问题，进行了详细深入的研究，分析了《海商法》相关规定与《保险法》的重复之处、规定不完善之处以及规定合理之处，并在此基础上，进一步分析了哪些规定应当删除，哪些规定应当修改以及如何修改。

Based on the introduction about principle and the basis knowledge of the insurance, the foreign trade insurance emphases on the explanation of import and export goods transportation insurance, the property insurance, the liability insurance, the credit insurance and the life insurance and so on.

外贸保险从介绍保险的基本原理和基础知识入手，重点讲解进出口货物运输保险，财产保险，责任保险，信用保险和人身保险等涉外保险业务；介绍我国目前开设的涉外保险险种以及涉外保险业务的具体做法。

I didn't watch TV last night, because it .

昨晚我没有看电视，因为电视机坏了。

Since this year, in a lot of villages of Beijing, TV of elevator liquid crystal was removed.

今年以来，在北京的很多小区里，电梯液晶电视被撤了下来。