查询词典 insurance expenses

No cedant may countervail the expenses or incomes formed by the relevant original insurance contracts with the incomes or expenses formed by the reinsurance contracts.

再保险分出人不应当将再保险合同形成的收入或费用与有关原保险合同形成的费用或收入相互抵销。

"Operating Costs" means the aggregate of all costs and expenses of maintaining, operating and supervising the Facility which are not properly capitalized but instead are normally charged as a current expense including without limitation: the cost of food and beverage inventories, supplies, and equipment; employment costs including but not limited to wages, salaries, employee fringe benefits, payroll taxes, bonuses, vacation pay, sick leave, profit-sharing, tax deferred compensation, retirement plans and/or pension fund contributions, costs of mobilizing and demobilizing employees, visa costs, housing allowances, automobile allowances, end of service benefits and all other employment costs arising under THE PRC law; advertising and promotional expenses incurred directly by the Facility, administrative and general expenses of the Facility, all reimbursable expenses due Troon, all insurance premiums for all insurance obtained pursuant to this Agreement (other than property insurance premiums), utility and energy costs, grounds and landscaping maintenance costs; Water Costs, routine maintenance and repair costs, operating licenses, fees and permits, credit card and travel agent commissions, and the Monthly Fee, the Base Fee, and the Cooperative Sales and Marketing Fee.

"经营费用"意谓花费在高尔夫设施上的所有维护、运作及管理的费用和开支。这些开支并不作为资本投入，而作为经常性开支的支出。其开支项目包括食品、饮料、物资和设备的花费；员工开销，如工资、薪金、员工福利、工资税、奖金、假日工资、病假工资、分红、税金递延补偿、退休计划及\或者养老金缴款、招聘或辞退员工所用花费、签证花费、住房补贴、汽车补贴、服务津贴终结费以及所有其他根据中华人民共和国有关法律支付的雇佣费用等。直接与高尔夫设施有关的广告和促销费用。高尔夫设施管理和一般费用。与特龙有关的所有可报销费用。根据本和约而购买的所有保险费公共事业费和能源费。场地与景观维护费。水费。日常维护与修理费。经营许可证、通行证等证件费用。信用卡和旅行代理费、月费、合作经营销售与营销费用等。

There are six points below serving as reasons: firstly, solvency report reveals company's solvency status at certain time point and discrete view regarding quarter as discrete accounting period is consistent with ideas of insurance surveillance and management; secondly, deferrals and withdrawals in advance of expenses in integral view make confirmed assets and liabilities inconsistent with definitions of admitted assets and ranking liabilities; thirdly, taking into account cost and expenses of the entire year also brings unnecessary troubles to accounting measurement; fourthly,"integral view" is more dependent on professional judgment and estimate by accounting personnel, which is likely to lead to incomparability of company's solvency reports; fifthly, it is consistent with provisions of enterprise accounting standards of our country, which is convenient for company to compile solvency report; sixthly, it is in compliance with methods adopted by most developed countries, which is helpful for international comparison.

其原因有以下六点：第一，偿付能力报告反映公司在某一时点上的偿付能力状况，"独立观"将季度视为独立的会计期间与保险监管的理念一致；第二，一体观下费用的递延和预提使确认的资产和负债不符合认可资产和认可负债的定义；第三，会计估计考虑全年的成本和费用也给会计计量带来不必要的麻烦；第四，"一体观"较多地依赖于会计人员的职业判断和估计，可能会导致不同公司的偿付能力报告不可比；第五，与我国的企业会计准则的规定一致，便于公司编制偿付能力报告；第六，与多数发达国家采用的方法一致，有利于国际比较。

On the basis of an analysis of the present profile of automobile consumer credit in China,a discussion is done on the meaning of its development. This thesis introduces the development of the market of automobile consumer credit overseas, and finds out the reasons why overseas automobile consumer credit leads to the successful development of automobile industry. It also analyses the causes of the slump in the market of automobile consumer credit in the country in aspects of influential elements such as economy,policies,society,consumption norms and so on. It has a deep discussion on some obvious problems in this field. For example,the market of automobile consumer credit is of no scale; the prices of automobiles are high; taxes are heavy and expenses are too much; average residents still have low income and no definite balance between income and predicted expenses; there is no perfect social credit system and individual credit system; there is not enough awareness of credit among the public. Taking theories in the area of industrial economics into consideration,it proposes basic measures of promoting the development of consumer credit in China: building up a credited society,a perfect and sound personal credit system.With credit database as the platform,all parties will be able to share information,improve the credit database,relevant regulations and laws as well as a risk warning system,thus operation and management of the operating entities will be improved,the cost of the practice of consumer credit will be reduced; strengthen the innovation of present financial system,develop financial products corresponding to different groups of customers,improve services,perfect the mode of "bank+insurance+automobile agents",make full use of the interne,adopt the practice of turning credit into securities.

本文在我国现阶段汽车消费信贷现状分析的基础上，对大力发展汽车消费信贷的意义进行了讨论；通过分析国外汽车消费信贷市场的发展概况，解析出国外汽车消费信贷促进汽车产业发展成功的原因；从影响汽车消费信贷市场发展的有关因素如经济环境、政策环境、社会环境和消费习惯等方面分析了我国汽车消费信贷市场现状低迷的症结所在；对中国汽车消费信贷市场的一些明显问题，如汽车消费市场尚未形成规模，汽车价格偏高，税费和使用费用负担沉重，相对较低的居民收入与预期收支不确定，社会信用体系尚未建立，个人信用制度缺失，公众信用意识淡薄等方面进行了深入探讨；立足于产业经济学理论，提出了构建信用社会，建立健全和完善个人信用体系，建立个人资信评估机构和登记制度，引入专业的资信中介机构，以信用数据库平台为基础，各方共享资源，组建客户信用数据平台，完善法规制度建设，建立健全汽车信贷消费的法律体系，建立风险预警机制，提高汽车消费信贷经营主体的经营管理水平，降低汽车信贷业务成本，加大金融制度创新的力度，开发适合不同消费群体的金融产品，提高服务质量，完善"银行+保险+汽车经销商"的汽车信贷模式，充分利用互联网、实行贷款证券化等促进我国汽车消费信贷发展的基本措施。

Mutual insurance company: a type of life insurance company in which there are no shareholders and apart from the money used for running expenses, all profits are distributed to policyholders.

出口贸易公司：出口货物和服务或为其他公司出口提供相关服务，而组建和经营的公司及其他商业机构。一个出口贸易公司可以归外国人所有，可以从事进口、以货易货和在第三国组织销售以及出口等项活动。

As we know, the insymmetry of medical information, the great ethical background and the indefinition of medical expenses, have greatly increase the supervising difficulty of medical insurance. It has been proved that we cannot control the growth of medical expenses simply by the enhancement of the supervision measures of insurance institutions. It is not the optimum choice. Through the analysis to behavior of the insurance institutions, medical agencies and the insurants, this paper has drawn a conclude that the fundamental reason of moral risk is the "third-party payment" social medical insurance system.

为了减少因道德风险而高涨的医疗费用，最安全的措施莫过于同时对医疗机构和被保险人进行监管，由于医疗信息的不对称，医疗消费浓重的伦理性色彩以及医疗消费的不确定性，增加了医保机构监管的难度，实践证明控制道德风险引发的医疗费用上涨，加大保险机构工作人员监管力度，往往不能达到预期的效果，显然不是一个最优的策略选择。

If the hospitalization is diagnosed to be necessary of the insured due toany accidental injury, or for any disease after the day of insurance policy become effective (Ambulatory Surgery and observation room treatment due to no bed available shall be treated as hospitalization medical treatment), Party B shall be liable for the actual and reasonable expenses for medical treatment including nursing fee (limited to RMB100 Yuan per day for accumulative 30 days), ambulance fee, medical record fee, heating fee, air conditioner fee, bed fee (limited to RMB300 Yuan per day), expenses for docimasia, special examination and treatment, operation, medicine, treatment, laboratory test, radiation and etc., and shall pay 100% of the costs of hospitalization medical treatment.

被保险人因意外伤害事故或于保单生效日后因疾病，经医院诊断必须住院治疗（门诊手术及医院无床位原因的观察室治疗视同住院医疗），乙方就其实际支出的护工费（限额100元/天，累计30天）、救护车费、建病历费、取暖费、空调费、床位费（限额300元/天）、检查检验费、特殊检查治疗费、手术费、药费、治疗费、化验费、放射费等合理医疗费用，按100%给付&住院医疗保险金&。

If the hospitalization is diagnosed to be necessary of the insured due to any accidental injury, or for any disease after the day of insurance policy become effective ( Ambulatory Surgery and observation room treatment due to no bed available shall be treated as hospitalization medical treatment), Party B shall be liable for the actual and reasonable expenses for medical treatment including nursing fee (limited to RMB100 Yuan per day for accumulative 30 days), ambulance fee, medical record fee, heating fee, air conditioner fee, bed fee (limited to RMB300 Yuan per day), expenses for docimasia, special examination and treatment, operation, medicine, treatment, laboratory test, radiation and etc., and shall pay 100% of the costs of hospitalization medical treatment.

被保险人因意外伤害事故或于保单生效日后因疾病，经医院诊断必须住院治疗（门诊手术及医院无床位原因的观察室治疗视同住院医疗），乙方就其实际支出的护工费（限额100元/天，累计30天）、救护车费、建病历费、取暖费、空调费、床位费（限额300元/天）、检查检验费、特殊检查治疗费、手术费、药费、治疗费、化验费、放射费等合理医疗费用，按100%给付&住院医疗保险金&。

"Operating Costs" means the aggregate of all costs and expenses of maintaining, operating and supervising the Facility which are not properly capitalized but instead are normally charged as a current expense including without limitation: the cost of food and beverage inventories, supplies, and equipment; employment costs including but not limited to wages, salaries, employee fringe benefits, payroll taxes, bonuses, vacation pay, sick leave, profit-sharing, tax deferred compensation, retirement plans and/or pension fund contributions, costs of mobilizing and demobilizing employees, visa costs, housing allowances, automobile allowances, end of service benefits and all other employment costs arising under THE PRC law; advertising and promotional expenses incurred directly by the Facility, administrative and general expenses of the Facility, all reimbursable expenses due Troon, all insurance premiums for all insurance obtained pursuant to this Agreement (other than property insurance premiums), utility and energy costs, grounds and landscaping maintenance costs; Water Costs, routine maintenance and repair costs, operating licenses, fees and permits, credit card and travel agent commissions, and the Monthly Fee, the Base Fee, and the Cooperative Sales and Marketing Fee.

&经营费用&意谓花费在高尔夫设施上的所有维护、运作及管理的费用和开支。这些开支并不作为资本投入，而作为经常性开支的支出。其开支项目包括食品、饮料、物资和设备的花费；员工开销，如工资、薪金、员工福利、工资税、奖金、假日工资、病假工资、分红、税金递延补偿、退休计划及\或者养老金缴款、招聘或辞退员工所用花费、签证花费、住房补贴、汽车补贴、服务津贴终结费以及所有其他根据中华人民共和国有关法律支付的雇佣费用等。直接与高尔夫设施有关的广告和促销费用。高尔夫设施管理和一般费用。与特龙有关的所有可报销费用。根据本和约而购买的所有保险费公共事业费和能源费。场地与景观维护费。水费。日常维护与修理费。经营许可证、通行证等证件费用。信用卡和旅行代理费、月费、合作经营销售与营销费用等。

The main article is based on China"s current industrial injury insurance,"added weight, light to prevent" an analysis of the status that the current "industrial injury insurance regulations on the provisions of injury prevention systems clear enough; Injury prevention expenses not clear; work injury insurance system is not sound different rates, premium rates and the state of production safety link industrial injury insurance management system chaos, the administration and injury prevention is insufficient, and so on - all factors constraining the injury prevention work the launching.

本文的主要内容就是通过对我国当前工伤保险&重补充、轻预防&的现状进行分析，认为当前《工伤保险条例》对工伤预防的规定不够系统明确；工伤预防费用支出不明确；工伤保险差别费率制度不健全，保险费率与安全生产状况脱钩；工伤保险管理体制混乱，工伤预防的行政管理和经办力量不足等等因素都制约了工伤预防工作的开展。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。