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Group under the China Life Insurance Co., Ltd., China Life Asset Management Co., Ltd., China Life Insurance Company Limited, China Life Property Insurance Co., Ltd., China Life Insurance Annuity Insurance Company, State Investment Holdings Limited, as well as life insurance Vocational College, Chengdu insurance companies and other schools and institutions.

集团公司下设中国人寿保险股份有限公司、中国人寿资产管理有限公司、中国人寿保险股份有限公司、中国人寿财产保险股份有限公司、中国人寿养老保险股份有限公司、国寿投资控股有限公司以及保险职业学院、成都保险学校等多家公司和机构。

Despite the China Insurance Regulatory Commission for approval of the Prudential Life Insurance, EMC agricultural security, Tian An Insurance, the National Security 4 million farmers commissioned third-party insurance companies to carry out stock investment qualifications, but from the insurance asset management company news show that many insurance companies to avoid risks, not eager to enter the secondary market, only a small amount of insurance funds for the short-term operation.

尽管中国保险监督管理委员会的信诚人寿保险，EMC的农业安全天安保险，国家安全4万农民委托审批第三方保险公司进行股票投资资格，但是从保险资产管理公司的消息表明，许多保险公司规避风险，并不急于进入二级市场，只有少量保险资金的短线操作。

Despite the China Insurance Regulatory Commission for approval of the Prudential Life Insurance, EMC agricultural security, Tian An Insurance, the National Security 4 million farmers commissioned third-party insurance companies qualifications to carry out stock investment, but the insurance asset management companies from the news show that many insurance companies to avoid risks, not eager to enter the secondary market, only a small amount of insurance funds for the short-term operation.

新的军队单位的利率风险并不大，规模行为的猎人进入市场或短期尽管中国保险监督管理委员会的信诚人寿保险，EMC的农业安全天安保险，国家安全四百万农民委托第三方保险的批准公司的资格进行股票投资，但保险资产的消息显示，不少保险公司为规避风险，并不急于进入二级市场的管理公司，只有少量保险资金的短线操作。

The forms of insurance company, the classification of insurance,the exertion and regulation of insurance capital,the nullification systems of insurance contract,the limitations of right of insurance subrogation in the Chinese insurance law are existing bugs incorresponding to the international insurance laws and the universal regulations of WTO.

中国的保险法在保险公司的组织形式、保险的分类、保险业资金的运用及监管、保险合同的无效制度和保险代位权的适用范围等方面，存在着不合乎国际保险法律以及世贸组织通行规则的缺陷。

The author studied foreign sports insurance system modes and their inspi-ration to China, and revealed the following findings: different countries have different sports insurance system modes: 1 sports insurance system mode governed and participated by the government; 2 civil sports insurance system mode supported by the government; 3 commercial sports insurance system mode sponsored by the govern-ment; 4 sports insurance system mode selectively supported by the government; 5 sports insurance system mode monopolistically run by the government.

对国外体育保险制度模式及其对我国的启示进行了研究。研究表明，各个国家有不同的体育保险制度模式：(1)政府主导参与型体育保险制度模式；(2)政府支持下的民间体育保险制度模式；(3)政府资助的商业性体育保险制度模式；(4)政府重点选择性扶持型体育制度模式；(5)政府垄断经营体育保险制度模式。

By this way, it can be seen that the risks of natural disaster and accident can be transferred by construction insurance and that man-caused risks by construction bond. Furthermore, this paper studies the legal problems in the implementation of construction insurance and bond system and the correspondent laws that need to be improved. With reference to construction insurance, it is compulsive to carry out Contractor"s All Risks, Erection All Risks, Employer"s Liability Insurance, Supervisory Engineer/Designer Professional Liability Insurance and Maintenance Insurance. As for construction bond, it is suitable to take the method of surety bond and implement obligatorily Bid Bond, Performance Bond, Employer Payment Bond and Contractor Payment Bond. In addition, this paper analyses the problems in the implementation of construction insurance and bond system in China and presents corresponding solutions. In the end, it provides a method by option price theory to estimate the costs of construction bond.

本文首先借鉴国外工程保险和担保制度，通过工程保险可以有效的转移自然灾害和意外事故风险，通过工程担保转移各种人为风险；其次研究了在我国实行工程保险和担保制度存在的法律问题和需完善的相关法律，提出在工程保险方面，应强制实行建筑工程一切险、安装工程一切险、质量保修保险、设计/监理责任险，在工程担保方面，宜采取保证担保的方式，强制实行投标保证担保、履约保证担保、业主履约保证担保和付款保证担保，分析了在我国实行工程保险和担保制度存在的问题，提出相应对策；最后运用期权价格理论给出了确定工程担保费用的一种方法。

The internal factors of the existence of insurance fraud is that the insuranced can repay expensively on less investment.Insurance fraud can be specified such conduct as misstating the insurance object,making up the Insurance reasons,exaggerating the Insurance loss or even wiffully creating Insurance accident in default of Insurance contract and the management of insurer .

投保人可以以较少的&投入&获得奇高的回报，是保险欺诈产生的内在基础；投保人、被保险人、受益人或者保险公司的工作人员利用保险合同与保险公司管理上的缺陷，通过虚拟保险标的、谎报保险事故、编造保险原因、夸大损失程度、故意制造保险事故等获得保险金，是保险欺诈的主要表现形式；对保险欺诈行为的宽恕与怂恿以及司法机关对保险欺诈行为打击不力，也是保险欺诈广泛存在、屡禁不止的社会原因。

Insurance brokerage professionals: both upper leaders and business clerk have "Insurance brokerage" qualifications, the upper leaders were the first professionals engaged in Insurance brokerage business in the country, were from the frontline, they experienced every circle from client's communication to claim settlement in property insurance, engineering insurance, liability insurance, special risk insurance, reinsurance.

保险经纪专业人士：公司从高层到业务人员均拥有&保险经纪人&资格证书。

China Pacific Insurance Company was incorporated in Shanghai on April 26, 1991 as the first nationwide joint stock commercial insurance company in China.Approved by the State Administration for Industry and Commerce, the company was renamed "China Pacific Insurance Co., Ltd" on October 24, 2001 and divided into two controlled divisions, China Pacific Property Insurance Co., Ltd and China Pacific Life Insurance Co., Ltd. With more than 1100 branches and offices in major cities across China, the two divisions have formed well-established insurance service networks. Besides, the new company invested in setting up China Pacific Services Inc in the US, China Pacific Insurance H.K.

中国太平洋保险公司1991年4月26日在上海正式开业，是中国第一家全国性的股份制商业保险公司。2001年10月24日经国家工商行政管理总局批准，公司正式更名为&中国太平洋保险股份有限公司&，公司在国内控股投资设立中国太平洋财产保险股份有限公司和中国太平洋人寿保险股份有限公司，产、寿险公司在国内主要城市设有1100多个分支机构，拥有较为完善的保险服务网络。

Haier New York Life Insurance Co., Ltd. is the Haier Group in Qingdao Haier's investment in the development of the United States and New York Life Insurance Company Limited is jointly funded and set up a joint venture life insurance company, the China Insurance Regulatory Commission approved, on November 28, 2002 official The establishment, is now a registered capital of 420 million yuan, based in Shanghai, specifically for the community to provide all types of life insurance, health insurance and personal accident insurance and other products.

海尔纽约人寿保险有限公司是由海尔集团旗下的青岛海尔投资发展有限公司和美国纽约人寿保险公司共同出资设立的一家合资寿险公司，经中国保险监督管理委员会批准，于2002年11月28日正式成立，注册资本现为人民币4.2亿元，总部设在上海，专门为社会大众提供各类人寿保险、健康保险和人身意外伤害保险等产品。

In contrast to the ubiquitous rising-sun-with-rays military flag of the Japanese, Chinese banners and ensigns feature a range of designs.

与遍地都是的太阳军旗不同，中国人的旗帜和徽章设计得各式各样。

From their small corner of Feng's Guangzhou headquarters -- a jumble of pink leashes, squeezable rubber steaks, and plastic doggy Santas for Fido's stocking -- Soleil's designers come up with at least five new products a month.

从Feng 设在广州总部的产品展示柜台上可以看到，Soleil的设计师每月至少设计出5件新产品。