查询词典 earthquake insurance

In this paper, the author records followed, in February 1996 the capacity of 3 to 7 day and night and seismic November 9, 1996 Health and Activity 160 kilometers before and after the 6.1 earthquake, meteorological cloud anomalies of the whole process of change , and 2-4 days in advance of earthquake prediction and the magnitude of the region; the earthquake in China's Xinjiang, Tibet, earthquake, earthquake in Yunnan Province, four Kawasaki Wenchuan 8 earthquake, the Taiwan earthquake, Iran earthquakes, the earthquake in Pakistan, Afghanistan, earthquake, earthquake in Indonesia and Japan earthquake happened before and after the anomaly caused by meteorological satellite cloud images and the different characteristics of the atmospheric circulation anomalies; describes the November 4, 1952 Kamchatka 8.5 earthquake and November 6, 1958 Kuril Islands 8.2 earthquake in 1960, May 21 Day 2 after 7.9 earthquake occurred in Chile and 8.5 earthquakes, August 25, 1933 North Sichuan Timor-mao Diego River and the 7.5 earthquake in 1976 in Tangshan, Hebei 7.8 earthquake happened before and after the abnormal atmospheric circulation features; analyzed, drought in our country large floods, heavy rain and local in 2008 China's 21 provinces in spring Serious frozen snow disasters, which occurred due to seismic activity.

本文介绍了笔者跟踪观察记录的，1996年2月3日云南丽江7级地震和1996年11月9日上海东160公里6.1级地震发生前后，气象卫星云图异常特征变化的全过程，并提前2—4天预测出地震发生区域和震级；阐述了我国新疆地震、西藏地震、云南地震、四川汶川8级大地震、台湾地震、伊朗地震、巴基斯坦地震、阿富汗地震、印尼地震和日本地震，发生前后引起气象卫星云图异常变化的不同特征和异常的大气环流；描述了1952年11月4日堪察加8.5级地震和1958年11月6日千岛群岛8.2级地震，1960年5月21日后24日智利发生7.9级地震和8.5级地震，1933年8月25日四川茂汶北迭溪7.5级地震和1976年河北唐山7.8级地震，发生前后大气环流出现异常的特征；分析研究了，我国大旱大涝、局部大暴雨和2008年春季我国21个省发生严重冰冻雨雪灾害，发生的原因是地震活动。

The analyzing aboved is made from earthquake's space distributing, periodicity, migration phenomenon, repetition, strength, frequency, b value etc., according to data of earthquake station net in Shaanxi Province and microseisms station net watching results in Xi'an area. 3 group faults which are NEE, NW and EW direction control earthquake activities in Guanzhong area. Epicenter depth mostly is 5-25km and in shallow-focus earthquake. Earthquake in east area of Guanzhong was stronger and weaker in the West in history. Fen-Wei earthquake belt showed more activity. Microseisms and small seisms is main movement in recent earthquake, it has 8-10years' period of movement and show the trend that they are strong in the West but weaker in the East. And frequency and biggest magnitude of earthquake is supplement each other. In next years earthquake frequency will lessen but strength enhance, about M4. It presumes there is earthquake climax period in Guanzhong area in 2040 and M5-6 earthquake is happened at that time.

本文在对关中地区区域构造及重磁异常特征的分析基础上，根据陕西省地震台网监测资料及西安地区微地震台网监测成果，从地震的空间分布特征、周期性、迁移现象、重复性、强度、频度、b值分析等方面，对区域地震活动特征、关中地区地震活动规律进行了分析研究，关中地区地震活动主要受北东—北东东向、北西向、东西向三组方向的断裂控制，震源深度多为5—25公里，均属浅源地震，历史地震表现为东强西弱，东部的汾渭地震带表现出较强的地震活动性，近代地震活动主要以微震或小震为主，存在着8—10年的活动周期，近期表现出西强东弱的趋势，地震的频度与地震最大震级呈互补关系，未来的几年间，地震频度会有所减少，强度会增大，将有可能发生4级左右的地震，推测在2040年左右，关中地区将进入地震高潮期，届时将可能有5—6级左右的地震发生。

This article analyzes the profit model of insurance companies in detail and validates the relevance between the prescripts which have been constituted by the China Insurance Regulatory Commission in the operation of insurance funds and the investment income of insurance companies through financial statements of the three companies, China Life, Ping An of China and China Pacific, which have been coming into A-stock market. It analyzes the relationship between the insurance company asset allocation and the funds income and risk of insurance companies by simulating the different insurance companies' earnings on different asset allocation and different equity investment yield, so as to arrive at the objective how to configure which prescripts to funds operation of insurance companies is reasonable, demonstrates the rationalities of insurance funds operation prescripts which have been constituted by the China Insurance Regulatory Commission, and considers the equity investment of insurance companies can be properly enhanced to thirty percent of total assets because China's economy will develop stably, chronically and at high-speed .

文中通过借助目前A股上市的中国人寿、中国平安和中国太保三家保险公司的报表详细地分析了保险公司的盈利模式，验证了保监会关于保险资金运用的管理规定与保险公司的投资收益率存在的相关性，并通过模拟在不同资产配置及不同股权投资收益率下保险公司最后的收益情况，用数据分析了保险公司资产配置与保险公司的资金收益和风险的关系，从而得出保险公司的资金运用怎样规定才是合理的，也论证了保监会对保险资金运用的管理规定的合理性，并认为在我国经济仍将长期稳定高速发展的情况下，可适当将保险公司的股权投资比例提高到总资产的30%。

Minimum investment for maximum interest is the internal origin of insurance swindling; the policy-holder, the insurant, the beneficiary or the clerk of the insurance company take advantages of the bugs in insurance contracts and insurance company management to aim at illegal income by means of inventing insurance object, producing false notice about the risk faced by the insurance object, repeating buying the same insurance item, or buying insurance services via insurance object without insurance interest.

投保人以较少的&投入&获得奇高的回报，是保险欺诈产生的内在基础；投保人、被保险人、受益人或者保险公司的工作人员利用保险合同与保险公司管理上的缺陷，通过虚构保险标的、对保险标的所面临的风险做虚假告知、购买重复保险、以不具有保险利益的保险标的投保。

Hull war risk is an independent insurance separated from hull insurance, which posses some characteristics of hull insurance, the principles of the hull insurance therefore apply to it. On the other hand, the fact that the hull war risk become an independent insurance illustrates that it has some special natures such as the risks it covers are exclusive, the premiums categorize general and special one, the Notice of Termination Clause is so distinguished that not covered by the hull insurance. However, PICC hull war risk insurance is an additional insurance to its hull insurance, which is improper as an independent risk.

船舶战争险是从船壳险中分离出来的独立风险，它具有与船壳险相同的特征，保险法的基本原则同样适用于战争险；另一方面，船舶战争险能够成为独立的风险，说明它具有不同于船壳险的特征，它承保的风险具有专属性，它的保费分为一般保费和特殊保费，它的通知终止条款是船壳险所没有的……但是，中国人保船舶战争险却是船壳险的附加保险，与战争险作为独立风险的性质不相适应。

The responsibilities of the States body in charge of insurance management are:toformulate insurance industry policy and guidelines, to approve the establishment of insurance enterprises, to direct and supervise the business activities of insurance enterprises, to examine and decide on basic insurance clauses and insurance rates, to examine the accounting books and statements of insurance enterprises, and to levy economic penalties including ordering a cessation of business on those insurance enterprises which during their operation take actions which violate the States laws, regulations and policies, or harm the legal interests of insured parties.

国家保险管理机关的职责是：拟定保险事业的方针、政策，批准保险企业的设立，指导、监督保险企业的业务活动，审定基本保险条款和保险费率，检查保险企业的会计帐册和报表单据，并对保险企业在经营业务中违反国家法律、法规、政策、或者损害被保险方的合法利益的行为，给予经济制裁，直至责令其停业。

Through the nowadays situation of the international community insurance industry and the developments of the present condition with the economy, we can see that the environment liability insurance starts presenting the tendency of insurance industry being combined with banking and stock certificate industry, the insurance means combined with tax means, the insurer combined with insured benefits, the insurer combined with insurer, the insurance liability insurance compensation combined with environmental indemnification fund and the insurance being commercial combined with the insurance acculturates increasingly.

结合世界各国保险业和经济发展现状，可以看出，环境责任保险开始呈现出保险业与银行业、证券业结合，保险手段与税收手段结合，保险人与被保险人利益结合，保险人与保险人结合，环境责任保险与环境赔偿基金结合以及保险商业化与保险社会化日益结合等方面的趋势。

Article 88 If an insurance company with life insurance operations is cancelled or declared bankrupt according to law, the life insurance contracts and reserve funds it holds shall be transferred to another insurance company undertaking life insurance. If the company fails to reach transfer agreement with another life insurance company, the insurance supervision and administration department shall designate a life insurance company to accept the business.

第八十八条经营有人寿保险业务的保险公司被依法撤销的或者被依法宣告破产的，其持有的人寿保险合同及准备金，必须转移给其他经营有人寿保险业务的保险公司；不能同其他保险公司达成转让协议的，由保险监督管理机构指定经营有人寿保险业务的保险公司接受。

Chapter one of this text has recommended the foreign insurance to apply financial economy to the products pricing method of insurance company, but these methods have not explained how to determine the fair premium of the multiple-line insurance company .In order to solve many business line insurance company pricing problem, chapter two introduce an very important model in insurance company capital allocation field - MR capital allocation model, through deriving capital allocation formula and simulation analysis indicate MR model allocate multiple- line insurance company capital scientifically. In order to apply MR model to non-life insurance pricing, chapter three will extend MR model to introduce loss 3 and layer P . Since the premise of MR model is a certain market price of loss, the chapter four will use the risk-neutral probability transformation technique to get the market value of loss. Under lognormal distribution, we will use location parameter shift and proportional PH transformation to illuminate the technique. The final chapter combines the prior sections result to deduce out the fair premium formula, and apply it to price the catastrophe insurance.

本文的第一章介绍了国外保险业将财务经济学应用到保险公司产品定价的方法，但是这些方法都没有说明如何确定多业务线保险公司的公平保费；为了解决多业务线保险公司定价问题，第二章引入保险公司资本配置领域非常重要的一个模型—MR资本配置模型，通过推导资本配置公式及模拟分析表明MR模型科学地配置了多业务线公司的资本；为了将MR模型应用到非寿险公司的定价中去第三章扩展了MR模型，引入了损失β和层β的概念：由于MR模型的前提条件是有一个确定的损失市场价值，第四章利用风险中性转化方法获得损失的市场价值，在损失为对数正态分布的条件下，通过位置参数转化和比例危险转化方法给出了实例说明；第五章结合前几章的结果给出非寿险公司公平保费的定价公式，并运用它给出了巨灾保险价格的模拟分析。

The thesis tends to investigate the establishment of the insurance cycle score and business cycle of the premium of new business. We utilize six kinds of different insurance of new business to be our investigate object, that including ordinary life insurance, group life insurance, individual health insurance, group health insurance, personal accident insurance and group accident insurance. Besides observing fluctuate of the firsthand information, we used the maximum likelihood estimation to estimate the unknown parameter of Markov switching models. Try to cognizance the peak and the trough of business cycle.

本研究在探讨保险新契约之保费的景气循环状况与景气分数的制定，其中我们利用六种不同的保险新契约保费当研究对象，包括个人人寿保险保费、团体人寿保险保费、个人健康保险保费、团体健康保险保费、个人伤害保险保费和团体伤害保险保费，除了观察原始资料的波动外，亦采用最大概似估计法来估计马可夫转换模型的未知参数，尝试著去认定景气循环的高峰与谷底。

I'm going tor her!

我这就去救她！

As rise are design to help keep a several toney , a brain chemical at continues lever.

SSRI被设计来帮助保持血液中的复合胺即在大脑中一个连续水平的化学物质。