查询词典 discounting

The change of economics environment and competition rules,the adjustment and consummating of supervising policies and the increasing drastic competitions bring on several new instances and new problems. The bill discounting business of Harbin Commercial Bank is facing the huge challenges.

随着经济环境变化，利率的市场化、监管政策的调整和完善、竞争规则的改变，以及日益激烈的国际国内同业竞争等，随之而来出现了许多新情况和新问题。

Its main functions are in accordance with the modern financial enterprise management mode, and its members for the Group units for handling deposits and loans, clearing, bill discounting, financial and financing, the buyer credit, consumer credit, to issue or underwrite bonds, financial equity investment, lending, etc. financial services, and on behalf of Group external handle financial matters.

其主要职能是按照现代金融企业管理模式，为集团公司及其成员单位办理存贷款、结算、票据贴现、财务和融资顾问、买方信贷、消费信贷、发行或承销债券、金融股权投资、同业拆借等金融业务，并代表集团公司对外处理金融事务。

In Chinese commercial bank assets, bank discounting of bill business is looked upon as credit business, the person occupies the bank credit scale , the phenomenon appears but but not likely to be overdue , the bad assets owing a kind credit business on tradition significance almost is zero.

中国商业银行的资产中，银行票据贴现业务被视为信贷业务，其占用银行的信贷规模，但却不会出现逾期现象，传统意义上该类信贷业务的不良资产几乎为零。

The bank looks on strive to develop discounting of bill business as one means having strategy significance of effective commercial bank lessening non-performing loan rates therefore , respectively, to look forward to mentioning

因此，各家银行把大力发展票据贴现业务作为商业银行有效降低不良贷款率的一项具有战略意义的手段，以期提高商业银行的资产质量和市场竞争力，不仅如此，银行还可以通过加快转贴现速度来加速资金周转，以达到和流动资金贷款持平甚至更高的利润。

Split: bill discounting +Rmb135bn, others +Rmb117.1bn (including Rmb69.3bn to infrastructure projects).

其中，票据贴现1，350亿元人民币，其余贷款1，117亿元人民币（包括基础建设项目贷款693亿元人民币）。

PBoC / CBRC are in investigation as they worry about risks, as bill discounting accounts for 30%+ of the growth, and mid/long term loans are high.

由于票据融资增量约占总信贷增量的30%，且中长期信贷占比非常之高，为防范风险，央行、银监会等监管部门正在着手进行调查研究。

Loan surge: 1 BoC reported that Feb09 saw new loan of Rmb190bn, including Rmb80bn+ from bill discounting.

中行报告显示，2月份新增贷款高达1900亿元，其中票据贴现增量超过800亿元。

He said banks could not survive under very low interest rate. 3 RRR : China has noticed economists' call to lower RRR to below 12%, and will adjust RRR to a reasonable level. 4 Few companies deposit fund from bill discounting for interest rate difference, as the difference is minimal.

还指出利率太低银行无法生存。3）存款准备金率：已经注意到经济学家们建议将存款准备金率降到12%以下的看法，表示会把存款准备金率调整至一个适当的水平。4）企业可能通过票据贴现转移成存款进行套利，但实际上利差太小，很少企业会这么做。

In Jan09 BoC saw new loan of Rmb87.3bn. 2 ABC: Feb09 new loan was Rmb160bn, including Rmb100bn from bill discounting.

中行1月信贷增量是872.9亿元。2）农行：今年2月份新增贷款达到1600亿元，其中票据贴现增量约为1000亿元。

Credit surge: National Audit Office issued report yesterday: some bank loans from bill discounting did not flow to real economy but were deposited back to banks.

信贷激增：国家审计署昨日发布《审计署关于中央保持经济平稳较快发展政策措施贯彻落实的审计情况》称，一些银行的票据贴现资金未注入到实体经济运行中，而是被存入银行谋取利差。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。