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If your credit report contains financial information which is linked to other peoples' names, if you have had a joint bank account with someone for example, then their credit rating could affect your own.

如果您的信用报告中包含的财务资料是与其他民族的名称，如果您已经有一个共同的银行帐户，例如与某人，那么他们的信用评级可能会影响到你自己的。

The main content of preparation before scoring is selection of characteristics, which mainly uses Logistic regression, contingency table analysis and artificial neural network. Personal credit scoring and evaluation mainly uses general discriminant analysis, refined decision tree model, improved genetic algorithm, probability neural network and behavioral scoring model. The effect test of personal credit scoring includes fitting effect test and fitness test. The former involves right prediction rate, Kappa consistency test, ROC curve, and the latter includes likelihood ratio test, Hosmer-Lemeshow test, etc.

评分前的准备工作主要是特征变量的筛选，其中使用的主要方法为Logisitic回归、列联表分析和人工神经网络；本文使用的个人信用评分与评估方法为广义判别分析、精练决策树模型、改进遗传算法、概率神经网络和行为评分模型；个人信用评估的效果检验包括拟合效果检验和拟合优度检验两个方面，前者涉及的方法有预测的正确率、Kappa一致性检验、ROC曲线，后者主要包括似然比检验、Hosmer-Lemeshow检验等。

Another is a federal tax credit wind production. The credit is almost two cents per kilowatt-hour for the first ten years of production for a project.

另一个是针对风力发电的联邦税收贷款，在一项工程的最初十年，每千瓦时的风力发电量获得差不多2美分的贷款。

Although our country's commercial banks credit risk,whose management methods are available in the past credit risk management practice,has made some achievements, techniques, methods and means are lagger.

虽然我国商业银行现有信用风险管理方法在过去信用风险管理的实践中取得了一定的成效，但其技术、方法和手段较为落后。

And the LAPP Method, the SWOT Method, as well as the Four Elements Method which is popular in China, i.e., Financial Analysis, Cash Flow Analysis. Non-financial Elements Analysis and Guarantee Analysis. The second section of this chapter introduces the credit rating methods for the assessment of commercial credit.

第一节介绍了几种传统而实用的经验分析方法，如最常用的"5C"法、"5P"法和"5W"法，还有"LAPP"法，"SWOT"法，以及国内常用的"四要素"法，即"财务分析、现金流量分析、非财务因素分析和担保分析"的所谓"四大技术工具"。

Besides the late fee and interest, they also affect your credit rating and we know how important the credit rating is.

此外，滞纳金和利息，他们还影响你的信用评级，我们知道，是多么重要的信用评级。

Actually, we can manage and control the lease risks effectively through a credit evaluation module and relevant policy, which can accesses leaseholder's credit with accuracy.

通过对承租人信息的收集，并借助信用评估模型来完成对承租人信用进行评估，并由此制定相关的租赁政策，可以有效的控制租赁风险。

The part analyzes profit and free-rent period through discussing probability of house in-and-out quantity in profit risk, proposes the risk management measures of cash supervisory mechanism and selectivity financing in capital gap risk, putts forward the measures of liquidity gap forecast, improving credit and adopting different free-rent period in house liquidity risk, and introduces the credit swap to transfer leaseholder default risk.

本部分主要分析了房屋置业中心的四个风险，分别是收益风险，通过引入给定时间段内的房屋存贷量的概率分布分析了房屋置业中心的收益风险和空租期的确定；资金缺口风险，并提出现金监理机制和选择性融资的风险预防措施；房屋流动风险，提出流动缺口预测、提升自身形象、采用不同空租期的风险管理措施；承租人的支付风险，主要引入了信用掉期合同来转移这种风险。

So according to 5C credit analysis model, we can see finance leasing has two C's super to loan, thus, leaser has more power in control credit risk compared with bank.

基于5C信用风险分析理论，我们论述了融资租赁类似于有担保的抵押贷款；而且由于设备的关键性、通用性迫使企业将租金偿还优先安排，提高了承租人的还款意愿。

Another 15 percent of your credit score is based on the length of time that you have had credit.

另有15 ％的你的信用评分是根据所用的时间，你曾经有信用。

You can snipe the second and third union leaders from this position.

您可以鹬第二和第三工会领袖从这一立场出发。

Aiming at the currently shortage of XML streams quality detecting, this paper proposes a new forecasting method of XML streams quality by least squares support vector machines, which is used the method of XML keys' vector matrix as windows, and vector product wavelet transform to multilevel decompose and refactor the XML streams series, that can fulfill real-time checking demand of XML quality, and ensure constraint, consist- ency and integrality. For even more adapting net load, it proposes a control strategy by weight and adaptive adjustment to ensure XML streams quality.

针对当前XML数据流质量检测存在的不足，提出构建XML键的矢量矩阵作为窗口，利用矢量积小波变换多级分解与重构XML数据流，再结合最小二乘支持向量机对XML数据流质量进行预测的一种方法，满足XML数据流质量重构时实时检测的要求，保证XML数据的约束性、一致性与完整性；为了更好的适应网络负载，采取加权与自适应窗口调整等调度策略充分保证XML数据流的质量检测。