查询词典 credit rating

The CBRC allows commercial banks to implement the internal rating method by stages, however, when a commercial bank obtains the approval for using the internal rating method, its asset coverage ratio calculated according to the internal rating method (risk-weighted assets calculated according to the internal rating method)/(risk-weighted assets calculated according to the internal rating method + risk-weighted assets of other credit risk exposures calculated according to the revised capital supervisory provisions) shall not be lower than 50%, and it shall formulate the plan for the implementation of internal rating method by stages, so as to ensure that the asset coverage ratio reach 80% in three years.

银监会允许商业银行分阶段实施内部评级法，但在获得许可使用内部评级法时，采用内部评级法的资产覆盖率（按内部评级法计算的风险加权资产/［按内部评级法计算的风险加权资产＋按修订后资本监管规定计算的其他信用风险暴露的风险加权资产］）应不低于50％，并制定分阶段实施内部评级法规划，以保证3年内资产覆盖率达到80％。

Therefore, the enterprise credit system establishment is focus of focus in the whole construction of social credit system. In the international market, bond rating is a market need.

因此，公司信用体系的建立是整个市场信用体系建立的重中之重在国际市场，债券等级是市场需要的产物。

Why should you want to check your credit report rating?

为什么你要检查你的信用评级报告？

In order to keep up with the advanced approaches which international banks use nowadays, in this paper we present a new credit risk rating model, based on Principal Components and fizzy BP nerve network.

本文在对我国商业银行当前信用评级过程中存在的问题的认识和国内外相关研究成果的比较分析的基础上，提出了构建我国商业银行信用风险预警模型，所选用的研究方法有主成分分析法、模糊BP神经网络法。

In a typical CDO, senior securities can achieve credit ratings much higher than those of the underlying debt - sometimes triple-A, the same rating as US government securities.

在一个典型的CDO里，高级证券可以获得比相关债务高得多的评级——有时是AAA级，与美国政府证券评级相同。

The top-notch rating played a key role in stoking the excesses of the credit bubble.

这一最高评级在信贷泡沫的膨胀过程中发挥了关键作用。

Private technology enterprises in Jiangsu Province, China Animal Husbandry and Veterinary Medicine Institute of Animal Nutrition unit credits will be corporate members, Jiangsu Province Industry Association corporate members of units, Jiangsu Province, Biotechnology Association of corporate members of units, Jiangsu Province, the study of feed nutrition group members, Jiangsu Province Technical Supervision Product quality standards for qualified units, corporate credit ratings AAA rating, Xuzhou City, well-known trademarks, the Trade and Industry Authority Peixian Products exempt units, and county contracts and keeping promises, such as product quality trustworthy unit.

江苏省民营科技企业，中国畜牧兽医学会动物营养学分会团体会员单位、江苏省工业协会团体会员单位，江苏省生物技术协会团体会员单位，江苏省饲料营养研究会团体会员单位，江苏省技术监督局产品质量标准合格单位，企业资信等级AAA等级，徐州市知名商标，沛县工商管理局产品免检单位、及县重合同守信用，产品质量信得过单位等。

From the point of practice and dvelopment, how to impove the ability of credit risk management for Yinchuan city commercial bank is discussed surrounding the client raiting and credit extention, measures of credit risk, management strategies of credit risk, conclusions of the paper are listed as the following:Through positive analysis, the current methods of client rating and credit extension is simple and convenient for application, there are four disadvantages in index system of it: non-customer subdivision, non-consideration factors on industrial risks, larger quantitative indicators ratio, non-consideration factors on affiliated enterprise risk, and some corrective measures are put forward to solve it, customer subdivision, factors-added on industrial risks, set stationarity indices ratio in reason, factors-added on affiliated enterprise risk; From the point of development, Based on the technology of Value-at-Risk and CreditMetrics model we discussed the methods of credit risk analysis and measurement and gave the example of how to calculate the VaR value of individual loan and combined loan; This paper probes into the strategies which raise the ability of credit risk management for Yinchuan city commercial bank from five aspects, including strengthen the inner control, improve the technique level of risk management through information technique, solve the problem of non-performing loan, adjust the credit orientation and structure, foster credit culture with its core based on risk control.

从实践和发展的角度出发，围绕客户评级授信、信贷风险测量、信贷风险管理策略三个方面，就如何提高银川市商业银行信贷风险管理水平展开研究，得出以下结论：通过实证分析，银川市商业银行现有的客户评级授信方法具有方法简单、易于推广的优点，但客户评级授信指标体系具有客户分组不细、未考虑行业风险因素、定量指标占比过大、未考虑关联企业风险因素的缺点，应通过细化客户分组，增加行业风险因素指标、合理设定定性指标比重、增加关联企业风险评价指标等措施进行改进；从发展的角度出发，在基于VaR框架和CreditMetrics模型技术的基础上，探讨了银川市商业银行信贷风险分析和度量的方法，给出了采用CreditMetrics模型技术计算单笔贷款、组合贷款VAR值的例子；从五个角度探讨了提高银川市商业银行信贷风险管理能力的策略和手段，包括强化信贷风险内控管理机制、利用信息技术提高信贷风险管理技术水平、综合治理化解不良资产、调整信贷结构、建立以风险控制为核心的信贷文化等对策。

Over the past five years, Pacific Life has created a Chinese life insurance market, younger, better educated and more specialized the "three-high team" from 2003 to 2006, for four consecutive years by the international authority of the international rating agency Fitch grant BBB rating, Fitch credit quality of companies that good, sound financial strength, a good business model; 2005-2006, the operator service system has access to "a new lease office services,""claims management services," and "protection services" And "customer service system," the four BSI ISO9001: 2000 quality management system certification indicates that the level of service has been operating with international standards; October 2006, Taiping Life won the 14th World Productivity Congress Innovation Development Forum "Top Ten outstanding innovative enterprises," the title, is also China's finance and insurance sector was the only one of the awards business.

五年来，太平人寿创建了一支中国寿险市场上年轻化、知识化、专业化的&三高团队&；2003年至2006年，连续四年被国际权威评级机构惠誉国际授予BBB+评级，惠誉认为公司信用质量良好，财务实力稳健，建立了良好的商业模式；2005年至2006年，运营服务体系先后获得&新契约保单服务&、&理赔管理服务&、&保全服务&和&客户服务体系&四项BSIISO9001：2000质量管理体系认证，标志着公司运营服务水平已经与国际接轨；2006年10月，太平人寿荣获第14届世界生产力大会创新发展论坛&十佳创新型杰出企业&称号，也是中国金融保险业中唯一一家获得该奖项的企业。

This assessment of the major credit rating of Soochow Fund relies on its own research.

这是东吴基金的信用等级评估主要依赖于自己的研究。

For a big chunk of credit-card losses; the number of filings (and thus charge-off rates) would be rising again, whether

年美国个人破产法的一个改动使得破产登记急速下降，而后引起了信用卡大规模的亏损。

Eph. 4:23 And that you be renewed in the spirit of your mind

弗四23 而在你们心思的灵里得以更新