查询词典 credit paper

This paper focuses on the bank credit card research, to explore the development of China's credit card business.

本论文侧重于对银行信用卡的研究，来探讨我国信用卡业务的发展。

In this paper, the bond market listed companies, from government policies, credit rating, the phenomenon of internal control, lack of security bonds, bonds and other varieties of single-level analysis of the corporate bonds of listed companies failed to become the main form of direct financing of the reasons,And from government control, regulate credit rating, improve the ownership structure of listed companies, the implementation of strict enterprise security and bankruptcy system, the bond layer breeds innovation by the listed companies to strengthen the bond financing measures.

本文通过上市公司债券市场的问题，从政府政策、信用评级、内部人控制现象、债券安全性不足、债券品种单一等层面分析了企业债券未能成为上市公司直接融资的主要形式的原因，并分别从加强政府调控、规范信用评级、改进上市公司股权结构、实施严格的企业担保及破产制度、债券品种创新等层而提出加强上市公司债券融资的措施。

In this paper we first analysed existing credit evaluation model the most logistics freight trading websites are using,and then pointed out three main limitations in the model:no consideration on the influence of user's credit level itself,lacking of discrimination on the risk degree of trade and insufficient punishment on trading swindle.

首先对目前大多数货运交易网站所采用的信用评价模型进行了研究，指出现有模型所存在的三个主要问题：没有考虑用户自身信用水平的影响、缺少对交易风险大小的区分、对交易欺骗惩罚不足。

In this paper, we use approximate distribution comes from probability generating function in estimating credit VaR. Further, we perform the credit VaR sensitive analysis for multi-sector factors based on different sector correlation assumption.

本文在信用风险加成模型之下，利用机率产生函数的近似分配计算信用风险值，并在多个部门因子中，在不同相关性部门因子分配假设下，比较信用风险值之敏感度分析。

This paper also applies game theory to set up game models for ante-accommodation and post-accommodation. In the information model for ante-accommodation, commercial banks expect the occurrence of separate game equivalence not the pooled game equivalence, for in pooled game equivalence, commercial banks may easily choose adverse selection to provide loans because of asymmetric information, while in the supervision model for post-accommodation, banks and enterprises hardly make pure strategic equivalence, that is, they can not achieve Pareto optimum in the same time, meanwhile, when the supervision model for post-accommodation achieve pooled strategic equivalence, we will make use of probabilities of enterprises not keeping their promises and probabilities of bank supervision as indexes for describing qualitatively the credit risk for enterprises and the credit risk for bank supervision.

首先，论文对信贷活动中信息不对称所产生的逆向选择与道德风险及由此产生的信贷风险进行了一般理论分析，并提出了防范逆向选择和道德风险的一般模型；其次，论文结合我国信贷市场预算约束软化这一根本特征，研究了我国信贷活动中由信息不对称而产生的信贷风险形成机理的特殊性进行了分析；接着，运用博弈论方法对我国信贷市场中商业银行与企业在申请贷款、偿还贷款时的博弈行为进行了深入分析；最后，文章提出了消除信贷市场信息不对称的对策和建议。

This paper first analyzes the current situation of the Line of Credit management in China, points out the disadvantages of present methods, and then discusses the supporting environment of the Line of Credit decision.

本文首先对我国授信管理的现状进行了分析，指出了现有方法的不足之处，然后又对授信管理决策的环境支持进行了讨论。

Firstly, this paper expounds the characters of SME and the contents of enterprise credit system. It also introduces Marxist credit theory, contracts theory, information nonsymmetrical theory and game theory etc.

本文首先从经济学角度阐述了中小企业信用的特征及企业信用制度的内容，并引入马克思的信用理论、契约理论、信息不对称理论、博弈论等，旨在为全文的分析提供理论基础。

According to the request of IRB system in NBCA, this paper analyzes the core factors of IRB system, combs and portrays the IRB process adding the step of risk precaution, describes several quantitative methods of risk precaution and compares them, then collets the methods of credit rating, does some deep researches in measurement of PD which are the core contents of IRB system, and does some empirical analysis using EDF model, finally gives the application of the IRB system and draws the chart of credit risk quantization in terms of portfolio theory, wishes to provide beneficial reference for the development and improvement of Chinese commercial banks'IRB system.

本文按照巴塞尔新资本协议中内部评级系统的要求，分析和解读了内部评级系统中的关键要素，梳理并描画了添加风险预警环节后的内部评级流程，分析了风险预警的各种定量方法并进行了比较，然后汇总了信用评级的方法，深入研究了违约概率的测度方法，用EDF模型作了些实证分析，最后归纳整理出了内部评级系统的应用，并描画了基于资产组合的信用风险量化流程图，以期为我国商业银行内部评级系统的发展和完善提供有益的参考。

In this paper, the author analyzes the scope of the credit card, all kinds of behavior in credit card fraud and the recognition in judicial practice. Meanwhile, the author also focuses on the qualitative problem in malicious overdraft and theft of the credit card.

本文对信用卡的范围，信用卡诈骗的各种行为表现方式及司法实践中的认定做了逐一分析，并重点探讨了恶意透支和盗窃信用可并使用的定性问题。

In this paper we will discuss the effects of credit concentration comprehensively, analyze the behavior of commercial banks with game theory and try to explain the phenomenon of credit concentration from the angle of bank credit system, macro policy and behavior of local government.

本论文重点对对信贷集中效应进行正反两方面分析，并运用博弈论方法，对商业银行信贷集中行为进行了分析，同时从银行信贷体制以及宏观政策、地方政府行为等方面解释了信贷集中的成因。

The labia have now been sutured together almost completely.The drains and the Foley catheter come out at the top.

此刻阴唇已经几乎完全的缝在一起了，排除多余淤血体液的管子和Foley导管从顶端冒出来。

To get the business done, I suggest we split the difference in price.

为了做成这笔生意，我建议我们在价格上大家各让一半。