查询词典 consumer credit

Lending of all types, including consumer credit, mortgage credit, factoring and financing of commercial transaction

所有类型的贷款，包括消费信贷、抵押信贷、商业交易的代理和融资

This article analyzes the role of mortgage and credit reporting system in the development of consumer credit.

本文分析了抵押和个人信用制度在消费信贷发展中的作用。

Of course, consumer culture also can be changed, such as the "consumer credit" of identity.

当然，消费文化也可以随时更改，如"消费信贷"的身份。

It's only perfect personal credit system that can keep the consumer credit developing healthily in China.

通过构建完善的个人信用体系，以保障我国消费信贷健康发展。

As China's sustained economic development and improve people's living standards, personal demand rising, China's consumer credit market is growing, housing loans, auto loans, student loans, consumer durables loans, personal loans and other short-term rapid development of business .

随着我国经济持续的发展和人民生活水平的提高，个人需求的不断上涨，我国消费信贷市场也不断扩大，住房贷款、汽车贷款、助学贷款、耐用消费品贷款、个人短期借贷等业务得到迅速发展。

Credit card is a sort of popular and advanced medium of payment and consumer credit, settlement instrument in the world.today, the criminal activity with credit card becoming rampant increasingly in many country and regions of the world.

信用卡是当今世界上广为流行的一种先进的支付手段和消费信贷、结算工具，而利用信用卡犯罪的活动在包括我国在内的世界许多国家和地区也越来越猖獗。

To increase the supply of housing consumer credit, the expert suggested that, in future years, whether the consumer account pension, unemployment benefits, and several special funds included in the entry unified account, and Manpower.

为增加住房消费信贷的供应量，专家建议，在未来几年中，能否把消费者个人帐户中的养老金、失业金、医保等几项专项资金一并列入统一帐户，统筹使用。

On the basis of an analysis of the present profile of automobile consumer credit in China,a discussion is done on the meaning of its development. This thesis introduces the development of the market of automobile consumer credit overseas, and finds out the reasons why overseas automobile consumer credit leads to the successful development of automobile industry. It also analyses the causes of the slump in the market of automobile consumer credit in the country in aspects of influential elements such as economy,policies,society,consumption norms and so on. It has a deep discussion on some obvious problems in this field. For example,the market of automobile consumer credit is of no scale; the prices of automobiles are high; taxes are heavy and expenses are too much; average residents still have low income and no definite balance between income and predicted expenses; there is no perfect social credit system and individual credit system; there is not enough awareness of credit among the public. Taking theories in the area of industrial economics into consideration,it proposes basic measures of promoting the development of consumer credit in China: building up a credited society,a perfect and sound personal credit system.With credit database as the platform,all parties will be able to share information,improve the credit database,relevant regulations and laws as well as a risk warning system,thus operation and management of the operating entities will be improved,the cost of the practice of consumer credit will be reduced; strengthen the innovation of present financial system,develop financial products corresponding to different groups of customers,improve services,perfect the mode of "bank+insurance+automobile agents",make full use of the interne,adopt the practice of turning credit into securities.

本文在我国现阶段汽车消费信贷现状分析的基础上，对大力发展汽车消费信贷的意义进行了讨论；通过分析国外汽车消费信贷市场的发展概况，解析出国外汽车消费信贷促进汽车产业发展成功的原因；从影响汽车消费信贷市场发展的有关因素如经济环境、政策环境、社会环境和消费习惯等方面分析了我国汽车消费信贷市场现状低迷的症结所在；对中国汽车消费信贷市场的一些明显问题，如汽车消费市场尚未形成规模，汽车价格偏高，税费和使用费用负担沉重，相对较低的居民收入与预期收支不确定，社会信用体系尚未建立，个人信用制度缺失，公众信用意识淡薄等方面进行了深入探讨；立足于产业经济学理论，提出了构建信用社会，建立健全和完善个人信用体系，建立个人资信评估机构和登记制度，引入专业的资信中介机构，以信用数据库平台为基础，各方共享资源，组建客户信用数据平台，完善法规制度建设，建立健全汽车信贷消费的法律体系，建立风险预警机制，提高汽车消费信贷经营主体的经营管理水平，降低汽车信贷业务成本，加大金融制度创新的力度，开发适合不同消费群体的金融产品，提高服务质量，完善"银行+保险+汽车经销商"的汽车信贷模式，充分利用互联网、实行贷款证券化等促进我国汽车消费信贷发展的基本措施。

George Merkle, who heads the nonprofit Consumer Credit Counseling Service in San Antonio, Texas, counsels parents to 'crack the whip ,' get kids on a budget , and if necessary, help out only with a loan -- not a gift -- with a written repayment agreement.

乔治·？默克勒是德克萨斯州圣安东尼奥市非营利性组织Consumer Credit Counseling Service的负责人。他建议家长们采取严厉手段，要求孩子们量入为出。如果有必要，用贷款，而不是无偿赠与的方式帮助他们──还要签下书面的偿还协议。

Because credit rationing binged by reverse choice under information asymmetry make consumer credit market appear unbalance phenomenon, so research the harmony of consumer credit market further seem very important.

由于信息非对称下逆向选择所带来的信贷配给使消费信贷市场会出现失衡现象，所以进一步研究分析消费信贷市场均衡性则显得非常重要。

This one mode pays close attention to network credence foundation of the businessman very much.

这一模式非常关注商人的网络信用基础。

Cell morphology of bacterial ghost of Pasteurella multocida was observed by scanning electron microscopy and inactivation ratio was estimated by CFU analysi.

扫描电镜观察多杀性巴氏杆菌细菌幽灵和菌落形成单位评价遗传灭活率。