查询词典 consumer

On the basis of an analysis of the present profile of automobile consumer credit in China,a discussion is done on the meaning of its development. This thesis introduces the development of the market of automobile consumer credit overseas, and finds out the reasons why overseas automobile consumer credit leads to the successful development of automobile industry. It also analyses the causes of the slump in the market of automobile consumer credit in the country in aspects of influential elements such as economy,policies,society,consumption norms and so on. It has a deep discussion on some obvious problems in this field. For example,the market of automobile consumer credit is of no scale; the prices of automobiles are high; taxes are heavy and expenses are too much; average residents still have low income and no definite balance between income and predicted expenses; there is no perfect social credit system and individual credit system; there is not enough awareness of credit among the public. Taking theories in the area of industrial economics into consideration,it proposes basic measures of promoting the development of consumer credit in China: building up a credited society,a perfect and sound personal credit system.With credit database as the platform,all parties will be able to share information,improve the credit database,relevant regulations and laws as well as a risk warning system,thus operation and management of the operating entities will be improved,the cost of the practice of consumer credit will be reduced; strengthen the innovation of present financial system,develop financial products corresponding to different groups of customers,improve services,perfect the mode of "bank+insurance+automobile agents",make full use of the interne,adopt the practice of turning credit into securities.

本文在我国现阶段汽车消费信贷现状分析的基础上，对大力发展汽车消费信贷的意义进行了讨论；通过分析国外汽车消费信贷市场的发展概况，解析出国外汽车消费信贷促进汽车产业发展成功的原因；从影响汽车消费信贷市场发展的有关因素如经济环境、政策环境、社会环境和消费习惯等方面分析了我国汽车消费信贷市场现状低迷的症结所在；对中国汽车消费信贷市场的一些明显问题，如汽车消费市场尚未形成规模，汽车价格偏高，税费和使用费用负担沉重，相对较低的居民收入与预期收支不确定，社会信用体系尚未建立，个人信用制度缺失，公众信用意识淡薄等方面进行了深入探讨；立足于产业经济学理论，提出了构建信用社会，建立健全和完善个人信用体系，建立个人资信评估机构和登记制度，引入专业的资信中介机构，以信用数据库平台为基础，各方共享资源，组建客户信用数据平台，完善法规制度建设，建立健全汽车信贷消费的法律体系，建立风险预警机制，提高汽车消费信贷经营主体的经营管理水平，降低汽车信贷业务成本，加大金融制度创新的力度，开发适合不同消费群体的金融产品，提高服务质量，完善"银行+保险+汽车经销商"的汽车信贷模式，充分利用互联网、实行贷款证券化等促进我国汽车消费信贷发展的基本措施。

Essential requests: comprehending the basic concept and theories of consumer psychology, the general law of consumer's psychological activity and personal characters, perfectly and truly know the consumer's behavior which bases on psychology, understand such some important problems of market economy as consumer's psychology with advertisement, consumer's psychology with wares, consumer's psychology with prices, consumer's psychology with saving and investment, and for the more, definitize the psychological reasons of consumptive behavior, make proper management strategy and elevate the management level.

基本要求：了解消费心理学的概念、基本理论，消费者的心理活动和个性特征等一般规律，对在心理学基础上形成的消费行为学有较完整、准确的认识。理解当今市场经济中消费心理与广告、消费心理与商品、消费心理与价格、消费心理与储蓄和投资这些重要问题，从而明确消费行为的心理依据，制定恰当的经营策略，提高管理水平。

A that the consumer continues to meet the specific criteria used to select the consumer for the offer, by using information in a consumer report on the consumer, information in the consumer's application for the credit or insurance, or other information bearing on the credit worthiness or insurability of the consumer; or

通过使用消费者报告信息，消费者申请信贷或保险的信息或者其他证明消费者信贷价值或可保险能力的信息，消费者继续符合要约中的选择消费者的特定标准；或

If the completeness or accuracy of any item of information contained in a consumer's file at a consumer reporting agency is disputed by the consumer and the consumer notifies the agency directly of such dispute, the agency shall reinvestigate free of charge and record the current status of the disputed information, or delete the item from the file in accordance with paragraph (5), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer.

一般规定。如果消费者就与其有关的档案中任一条款的完整性或准确性提出异议，且该异议被其直接向消费者报告机构提出，消费者报告机构应当免费重新调查并记录信息的当前状况，或在始于收到消费者争议通知后的30日内，根据(5)段从档案中删除则除。

In the theoretical model, the consumer expectation is presage latent variable, it affects the consumer\'s sensation quality evaluation, simultaneously is the weight of sensation quality satisfaction appraisal system; Housing price-income ratio sensation, consumer value and consumer sensation quality joint influences consumer satisfaction degree.

在满意理论模型中，消费者期望为前置潜在变量，影响着消费者感知质量评价，同时也是感知质量满意评价体系的权重；房价收入比感知、消费者价值与消费者感知质量共同影响消费者满意度。

Future changes in the structure of the overall consumer trends : consumer structure will undergo fundamental changes, from material consumption-oriented non-material consumption-oriented; Consumption will further reduce the proportion of survival information, enjoyment and development of information consumption increased; Changes in the structure of consumption and quality of life stage characteristics of high-grade consumer goods, such as housing, automobiles increased effective demand, consumer demand for services greatly enhance the awareness and quality requirements.

未来居民消费结构变化的总体趋势是：居民消费结构将发生根本性的变化，即从物质消费为主转变为非物质消费为主；生存资料消费比重将进一步降低，享受和发展资料消费比重上升；消费结构的变化越来越体现生活质量阶段的特征，各种高档消费品，如住房、汽车的有效需求上升，对服务消费的需求和质量要求意识大大提高等。

The proportion of tax burden of every group consumer to that of the consumer of lowest level income combined with the proportion of governable income of every group consumer to that of the consumer of lowest level income decide the progression of the taxation.

计算每组消费者可支配收入与最低收入消费者可支配收入的比，再计算每组消费者承担的税负与最低收入消费者承担税负的比，两组比例对比可以确定税收的累进或累退程度。

The model includes 7 groups of urban consumers and 5 groups of rural consumers. The proportion of tax burden of every group consumer to that of the consumer of lowest level income combined with the proportion of governable income of every group consumer to that of the consumer of lowest level income decides the progression of the income tax and the turnover tax.

模型中根据我国的二元经济结构，把城镇居民按收入水平分为7组、农村居民分为5组，运用一般均衡原理，分析流转税税收负担在各组居民之间的分布，再把每组居民承担的税负与可支配收入对比，计算我国流转税体系的具体累退程度。

If any information that has been deleted from a consumer's file pursuant to subparagraph is reinserted in the file, the consumer reporting agency shall notify the consumer of the reinsertion in writing not later than 5 business days after the reinsertion or, if authorized by the consumer for that purpose, by any other means available to the agency.

如根据 小段，任何已从消费者档案中删除的信息重新加入到档案中，消费者报告机构应当在重新加入后的5个工作日内以书面形式，或如经消费者为此授权，以任何其他可行使的方式，通知消费者。

Notwithstanding paragraph (1), a consumer reporting agency may terminate a reinvestigation of information disputed by a consumer under that paragraph if the agency reasonably determines that the dispute by the consumer is frivolous or irrelevant, including by reason of a failure by a consumer to provide sufficient information to investigate the disputed information.

一般规定。除(1)段的规定外，消费者报告机构可终止对消费者提出的异议的重新调查，当机构合理地决定消费者提出的异议是无意义的或无关的，包括由于消费者没有对争议信息的调查提供允分的信息

Objective To study the effect of chitosan in the prevention of fibrous scar formation in the epidural space after laminectomy.

目的 观察选择性脊神经后根切除术椎板切除后硬膜外几种防瘢痕粘连物质的作用并探讨其机制。

On his way to the lift, he looked back to us or was it me his eyes pointing?

当他要进电梯时，他回头看我们（或者说是我，他的眼光？