查询词典 compensation insurance

The forms of insurance company, the classification of insurance,the exertion and regulation of insurance capital,the nullification systems of insurance contract,the limitations of right of insurance subrogation in the Chinese insurance law are existing bugs incorresponding to the international insurance laws and the universal regulations of WTO.

中国的保险法在保险公司的组织形式、保险的分类、保险业资金的运用及监管、保险合同的无效制度和保险代位权的适用范围等方面，存在着不合乎国际保险法律以及世贸组织通行规则的缺陷。

The author studied foreign sports insurance system modes and their inspi-ration to China, and revealed the following findings: different countries have different sports insurance system modes: 1 sports insurance system mode governed and participated by the government; 2 civil sports insurance system mode supported by the government; 3 commercial sports insurance system mode sponsored by the govern-ment; 4 sports insurance system mode selectively supported by the government; 5 sports insurance system mode monopolistically run by the government.

对国外体育保险制度模式及其对我国的启示进行了研究。研究表明，各个国家有不同的体育保险制度模式：(1)政府主导参与型体育保险制度模式；(2)政府支持下的民间体育保险制度模式；(3)政府资助的商业性体育保险制度模式；(4)政府重点选择性扶持型体育制度模式；(5)政府垄断经营体育保险制度模式。

By this way, it can be seen that the risks of natural disaster and accident can be transferred by construction insurance and that man-caused risks by construction bond. Furthermore, this paper studies the legal problems in the implementation of construction insurance and bond system and the correspondent laws that need to be improved. With reference to construction insurance, it is compulsive to carry out Contractor"s All Risks, Erection All Risks, Employer"s Liability Insurance, Supervisory Engineer/Designer Professional Liability Insurance and Maintenance Insurance. As for construction bond, it is suitable to take the method of surety bond and implement obligatorily Bid Bond, Performance Bond, Employer Payment Bond and Contractor Payment Bond. In addition, this paper analyses the problems in the implementation of construction insurance and bond system in China and presents corresponding solutions. In the end, it provides a method by option price theory to estimate the costs of construction bond.

本文首先借鉴国外工程保险和担保制度，通过工程保险可以有效的转移自然灾害和意外事故风险，通过工程担保转移各种人为风险；其次研究了在我国实行工程保险和担保制度存在的法律问题和需完善的相关法律，提出在工程保险方面，应强制实行建筑工程一切险、安装工程一切险、质量保修保险、设计/监理责任险，在工程担保方面，宜采取保证担保的方式，强制实行投标保证担保、履约保证担保、业主履约保证担保和付款保证担保，分析了在我国实行工程保险和担保制度存在的问题，提出相应对策；最后运用期权价格理论给出了确定工程担保费用的一种方法。

The internal factors of the existence of insurance fraud is that the insuranced can repay expensively on less investment.Insurance fraud can be specified such conduct as misstating the insurance object,making up the Insurance reasons,exaggerating the Insurance loss or even wiffully creating Insurance accident in default of Insurance contract and the management of insurer .

投保人可以以较少的&投入&获得奇高的回报，是保险欺诈产生的内在基础；投保人、被保险人、受益人或者保险公司的工作人员利用保险合同与保险公司管理上的缺陷，通过虚拟保险标的、谎报保险事故、编造保险原因、夸大损失程度、故意制造保险事故等获得保险金，是保险欺诈的主要表现形式；对保险欺诈行为的宽恕与怂恿以及司法机关对保险欺诈行为打击不力，也是保险欺诈广泛存在、屡禁不止的社会原因。

Insurance loss adjuster is a newly rising intermediary industry in the insurance market of our country, insurance loss adjuster, insurance agent and insurance broker constitute the integrated system of insurance intermediary market, and it plays an important role for the fast, steady and healthy development of the insurance industry of our country.

保险公估人是我国保险市场上刚刚形成的一个新兴的中介行业，它和保险代理人、保险经纪人构成保险中介市场的完整体系，对我国保险业的快速、稳定、健康发展有重要作用。

The factors mainly include four aspects:(1) The laws and policy in connection with construction insurance system are not perfect,(2) The parties who participate in the construction project are lack of risk and insurance consciousness,(3) The operation level of Insurance companie is not high ,(4) Insurance intermediary which includes insurance agent, insurance broker and insurance adjuster is in underdevelopment .

值得我国借鉴的是，有必要参照FIDIC的合同条件，在建设工程合同条件中完善有关保险的规定，使其具有可操作性，并且要完善建筑市场机制来保证合同条件的运用。其次，分析了法国工程保险制度的特点及对我国的启示。

Insurance brokerage professionals: both upper leaders and business clerk have "Insurance brokerage" qualifications, the upper leaders were the first professionals engaged in Insurance brokerage business in the country, were from the frontline, they experienced every circle from client's communication to claim settlement in property insurance, engineering insurance, liability insurance, special risk insurance, reinsurance.

保险经纪专业人士：公司从高层到业务人员均拥有&保险经纪人&资格证书。

China Pacific Insurance Company was incorporated in Shanghai on April 26, 1991 as the first nationwide joint stock commercial insurance company in China.Approved by the State Administration for Industry and Commerce, the company was renamed "China Pacific Insurance Co., Ltd" on October 24, 2001 and divided into two controlled divisions, China Pacific Property Insurance Co., Ltd and China Pacific Life Insurance Co., Ltd. With more than 1100 branches and offices in major cities across China, the two divisions have formed well-established insurance service networks. Besides, the new company invested in setting up China Pacific Services Inc in the US, China Pacific Insurance H.K.

中国太平洋保险公司1991年4月26日在上海正式开业，是中国第一家全国性的股份制商业保险公司。2001年10月24日经国家工商行政管理总局批准，公司正式更名为&中国太平洋保险股份有限公司&，公司在国内控股投资设立中国太平洋财产保险股份有限公司和中国太平洋人寿保险股份有限公司，产、寿险公司在国内主要城市设有1100多个分支机构，拥有较为完善的保险服务网络。

Haier New York Life Insurance Co., Ltd. is the Haier Group in Qingdao Haier's investment in the development of the United States and New York Life Insurance Company Limited is jointly funded and set up a joint venture life insurance company, the China Insurance Regulatory Commission approved, on November 28, 2002 official The establishment, is now a registered capital of 420 million yuan, based in Shanghai, specifically for the community to provide all types of life insurance, health insurance and personal accident insurance and other products.

海尔纽约人寿保险有限公司是由海尔集团旗下的青岛海尔投资发展有限公司和美国纽约人寿保险公司共同出资设立的一家合资寿险公司，经中国保险监督管理委员会批准，于2002年11月28日正式成立，注册资本现为人民币4.2亿元，总部设在上海，专门为社会大众提供各类人寿保险、健康保险和人身意外伤害保险等产品。

On the basis of comparing the relative provisions of CMC and CIL, according to the basic theories of contract law, insurance law and marine insurance law, by reference to the Marine Insurance Act, 1906, laws in some other countries and clauses of marine insurance contract, the author analyzes in this paper the provisions of definition of marine insurance contract, disclosure, warranty, principle of indemnity, double insurance, subrogation, and modification, transfer and cancellation of marine insurance contract as well as rights and duties of the insurer and the insured. The author points out those provisions which are either duplicate, imperfect or reasonable in CMC and CIL, draws the conclusion which provisions shall be deleted, which provisions shall be modified and, if so, how they shall be modified.

本文以比较《海商法》与《保险法》相关规定为基础，结合合同法、保险法和海上保险法的基本理论，适当参照英国《1906年海上保险法》及其他一些国家的规定，并适当参考海上保险合同条款，对我国《海商法》海上保险合同的规定是否应引入投保人的概念，如何规定海上保险合同的定义，告知义务，保证义务，损失补偿原则，重复保险，保险人的代位求偿权，海上保险合同的变更、转让与解除，以及保险人和被保险人的权利义务等问题，进行了详细深入的研究，分析了《海商法》相关规定与《保险法》的重复之处、规定不完善之处以及规定合理之处，并在此基础上，进一步分析了哪些规定应当删除，哪些规定应当修改以及如何修改。

According to our present broadcasting situation,the thesis proposes using new technology to update and reform the present HFC. It also suggests broadcasting using self-advantage and arranging EPON in order to win the supermarket.

论文从我国广电的现状出发，结合实际，积极倡导采用新技术更新、改造我国现有的HFC网络；倡导广电现阶段利用自身优势，部署EPON网络来赢取市场。

A new general kinetic equation was derived in which the effect of the removal of condensation water was taken into account completely, and was applied to the polyesterification kinetic study of AA/HPHP and AA/NPG. It was found that the reaction order of self-catalyzed polyesterification was not constant. For these polyesterifications, the reaction order was 2.5 at a low temperature, while 3.0 at a high temperature.

考虑缩合水的排除对反应体系的影响，用体积浓度单位推导出一个新的聚酯反应总包动力学方程，并应用到AA/HPHP和AA/NPG两个聚酯化反应的动力学研究中，研究发现，自催化聚酯反应的反应级数并不是固定值，对于AA/HPHP和AA/NPG两个聚酯化反应而言，低温时反应级数为2.5，高温时反应级数为3.0。