查询词典 casualty insurance

The internal factors of the existence of insurance fraud is that the insuranced can repay expensively on less investment.Insurance fraud can be specified such conduct as misstating the insurance object,making up the Insurance reasons,exaggerating the Insurance loss or even wiffully creating Insurance accident in default of Insurance contract and the management of insurer .

投保人可以以较少的&投入&获得奇高的回报，是保险欺诈产生的内在基础；投保人、被保险人、受益人或者保险公司的工作人员利用保险合同与保险公司管理上的缺陷，通过虚拟保险标的、谎报保险事故、编造保险原因、夸大损失程度、故意制造保险事故等获得保险金，是保险欺诈的主要表现形式；对保险欺诈行为的宽恕与怂恿以及司法机关对保险欺诈行为打击不力，也是保险欺诈广泛存在、屡禁不止的社会原因。

Insurance loss adjuster is a newly rising intermediary industry in the insurance market of our country, insurance loss adjuster, insurance agent and insurance broker constitute the integrated system of insurance intermediary market, and it plays an important role for the fast, steady and healthy development of the insurance industry of our country.

保险公估人是我国保险市场上刚刚形成的一个新兴的中介行业，它和保险代理人、保险经纪人构成保险中介市场的完整体系，对我国保险业的快速、稳定、健康发展有重要作用。

The factors mainly include four aspects:(1) The laws and policy in connection with construction insurance system are not perfect,(2) The parties who participate in the construction project are lack of risk and insurance consciousness,(3) The operation level of Insurance companie is not high ,(4) Insurance intermediary which includes insurance agent, insurance broker and insurance adjuster is in underdevelopment .

值得我国借鉴的是，有必要参照FIDIC的合同条件，在建设工程合同条件中完善有关保险的规定，使其具有可操作性，并且要完善建筑市场机制来保证合同条件的运用。其次，分析了法国工程保险制度的特点及对我国的启示。

Insurance brokerage professionals: both upper leaders and business clerk have "Insurance brokerage" qualifications, the upper leaders were the first professionals engaged in Insurance brokerage business in the country, were from the frontline, they experienced every circle from client's communication to claim settlement in property insurance, engineering insurance, liability insurance, special risk insurance, reinsurance.

保险经纪专业人士：公司从高层到业务人员均拥有&保险经纪人&资格证书。

China Pacific Insurance Company was incorporated in Shanghai on April 26, 1991 as the first nationwide joint stock commercial insurance company in China.Approved by the State Administration for Industry and Commerce, the company was renamed "China Pacific Insurance Co., Ltd" on October 24, 2001 and divided into two controlled divisions, China Pacific Property Insurance Co., Ltd and China Pacific Life Insurance Co., Ltd. With more than 1100 branches and offices in major cities across China, the two divisions have formed well-established insurance service networks. Besides, the new company invested in setting up China Pacific Services Inc in the US, China Pacific Insurance H.K.

中国太平洋保险公司1991年4月26日在上海正式开业，是中国第一家全国性的股份制商业保险公司。2001年10月24日经国家工商行政管理总局批准，公司正式更名为&中国太平洋保险股份有限公司&，公司在国内控股投资设立中国太平洋财产保险股份有限公司和中国太平洋人寿保险股份有限公司，产、寿险公司在国内主要城市设有1100多个分支机构，拥有较为完善的保险服务网络。

Haier New York Life Insurance Co., Ltd. is the Haier Group in Qingdao Haier's investment in the development of the United States and New York Life Insurance Company Limited is jointly funded and set up a joint venture life insurance company, the China Insurance Regulatory Commission approved, on November 28, 2002 official The establishment, is now a registered capital of 420 million yuan, based in Shanghai, specifically for the community to provide all types of life insurance, health insurance and personal accident insurance and other products.

海尔纽约人寿保险有限公司是由海尔集团旗下的青岛海尔投资发展有限公司和美国纽约人寿保险公司共同出资设立的一家合资寿险公司，经中国保险监督管理委员会批准，于2002年11月28日正式成立，注册资本现为人民币4.2亿元，总部设在上海，专门为社会大众提供各类人寿保险、健康保险和人身意外伤害保险等产品。

On the basis of comparing the relative provisions of CMC and CIL, according to the basic theories of contract law, insurance law and marine insurance law, by reference to the Marine Insurance Act, 1906, laws in some other countries and clauses of marine insurance contract, the author analyzes in this paper the provisions of definition of marine insurance contract, disclosure, warranty, principle of indemnity, double insurance, subrogation, and modification, transfer and cancellation of marine insurance contract as well as rights and duties of the insurer and the insured. The author points out those provisions which are either duplicate, imperfect or reasonable in CMC and CIL, draws the conclusion which provisions shall be deleted, which provisions shall be modified and, if so, how they shall be modified.

本文以比较《海商法》与《保险法》相关规定为基础，结合合同法、保险法和海上保险法的基本理论，适当参照英国《1906年海上保险法》及其他一些国家的规定，并适当参考海上保险合同条款，对我国《海商法》海上保险合同的规定是否应引入投保人的概念，如何规定海上保险合同的定义，告知义务，保证义务，损失补偿原则，重复保险，保险人的代位求偿权，海上保险合同的变更、转让与解除，以及保险人和被保险人的权利义务等问题，进行了详细深入的研究，分析了《海商法》相关规定与《保险法》的重复之处、规定不完善之处以及规定合理之处，并在此基础上，进一步分析了哪些规定应当删除，哪些规定应当修改以及如何修改。

Based on the introduction about principle and the basis knowledge of the insurance, the foreign trade insurance emphases on the explanation of import and export goods transportation insurance, the property insurance, the liability insurance, the credit insurance and the life insurance and so on.

外贸保险从介绍保险的基本原理和基础知识入手，重点讲解进出口货物运输保险，财产保险，责任保险，信用保险和人身保险等涉外保险业务；介绍我国目前开设的涉外保险险种以及涉外保险业务的具体做法。

PICC Property and Casualty Company Limited Linyi Branch is a secondary branch company of PICC Property and Casualty Company Limited. Its a property insurance company with the longest history, the best credit, the broadest business field and the solidest strength in property insurance market of Linyi City.

中国人民财产保险股份有限公司临沂市分公司是中国人民财产保险股份有限公司的二级分支机构，是临沂市财产保险市场历史最悠久、信誉度最高、业务领域最广、实力最雄厚的财产保险公司，目前占据临沂财产保险市场60％以上的市场份额。

Insurance contract is aleatory contract, because whether insurer has the obligation to pay insurance benefit or not and the exact number of it all depend on whether insurance accident occurs or not and the degree of damage. Therefore, applicant can obtain huge amount of insurance benefit when insurance accident occurs, but on the contrary, applicant lose premiums when insurance accident does not occur.

保险合同是射幸合同，这是由于保险人是否负有保险金的给付义务以及应为给付时的具体数额的多少取决于保险事故是否发生及其损害的大小，因此对投保人而言，在保险事故发生时将获得巨额保险金；反之，在保险事故不发生时，投保人即丧失保险费。

"Bird Man's Diary, Butting on the Love Island", Changsha, China

2008年"鸟人日记，顶在爱情岛"，中国长沙

As long as they were in the service of a family of wizards, their magic would remain dormant.

只要他们一天为家庭服务，他们的法力就潜藏不动。