查询词典 capital loan

The article tries to use personal fiduciary loan among consume finance product. To focus on customers of this product by data collection, analyze customer's credit risk, default risk...etc., in order to assist loan decision and minimize the chance for loan to become bad debt.

本文拟就消费性融产品中个人信用贷款，针对此产品的客户，藉由资的收集，分析其信用风险与违约风险，以帮助授信决策，低贷款案件成为呆帐的机。

Consuming loan is personal fiduciary loan, the loan amount for the short-medium term revolving fund is approximately between one hundred thousand to one millions dollars. Therefore, credit auditors must depend on scoring charts for efficiency and reduce the credit risks, especially emphasis on personal credit risk assessment. The key to this study is effective identifying the risk by instantly grasp customer's risk attribute and give it a proper quantifiable indicator.

消费性贷款为个人信用贷款，贷放额约在10 万元至100 万元间，为短中期周转用途，所以徵授信审核员为效及低授信风险，就必须凭靠好的评分表，特别强调个人的信用风险评估，有效辨风险之所在就在於即时掌握客户的风险属性，给予适当的化指标，此即本研究之重心。

In fact, some of the loan programs even let buyers finance their closing costs into the loan, so you are essentially taking out a loan for 103% or 107% of the purchase price.

事实上，一些贷款计划甚至让买家自己的财务费用，截止到贷款所以你基本上采取了贷款103%或107%的货款。

LOANER agrees to loan to the LOANEE and the LOANEE agrees to loan from LOANER, the equipment( the" Equipment") described in this Agreement for the entire Term of loan as stipulated herein, subject to the Terms and Conditions of this Agreement.

根据合同条款所述，出租人同意在租用期限内向承租人出租租用物件，承租人也同意对本租用物件以接受。

Under the condition that the market interest rates descend, the residential mortgage of a fixed rate may face these two occurrences. One is that the loanee refuses to return the money and breaks the contract because the LTV rise to a certain extent .The other is that the loanee return the money he loaned by the price on the account because the market loan price is higher than the price of the account, its said to be a kind of afresh margin by returning the loan ahead of the appointed time and selling the loan at the raised market price.

固定利率的住房抵押贷款在市场利率下降的情况下，其市场价值上升，既可能因LTV上升到一定程度而使借款人通过拒绝还款违约，还可能因为贷款的市场价值高于帐面价值，促使借款人提前还贷，重新融资。

Fixed Rate loan — The 2nd mortgage at a fixed rate loan is similar to a first mortgage where you can get a lump sum payment and then pay up the loan in installments over a set period of time.

固定利率贷款-二号抵押贷款在固定利率贷款是类似第一按揭你能得到一笔金额，然后支付了这笔贷款分期一套的一段时间。

The main content include:Firstly, main five risks of overseas personal real estate loans;Secondly, the main two theories and main measures of the foreign commercial banks on dodge the risk of housing mortgage loan, emphasizing the foreign running mode of personal real estate loans, for example, research, loan management and risk management;Thirdly, the research on the risk pre-warning system of the foreign commercial banks on dodge the risk of housing mortgage loan and experiences of their successful dodge and control of risks.

主要内容有，一是我国个人住房贷款面临的主要风险(系统性风险和非系统性风险)，重点分析各种非系统性风险：来自开发商的风险(①虚假按揭，骗取银行贷款、②多种原因造成楼盘烂尾、虚假广告、③承诺落空造成的风险)，(2)来自项目的风险(①项目存在合法性瑕疵，形成风险、②项目市场前景黯淡造成的银行风险、③房屋品质恶劣或有缺陷造成银行风险)，(3)来自借款人的风险(①借款人能力风险、②借款人恶性违约)，(4)来自抵押物的风险，(5)来自中介合作机构的风险，(6)来自银行自身的风险。

The loan applies to the students who apply for overseas study loan and reeducation and advanced study loan, etc.

贷款适用于学生的出国留学贷款、再教育进修贷款等。

Simple Interest Loan ---- never agree to a car loan that is not a simple interest loan.

简单的贷款利息----永远不会同意以汽车贷款，这不是一个简单的贷款利息。

So the article puts forward a series of measures and suggestions that the loan risk should be controlled from loan whereabouts. Secondly, the paper has established a system of credit levels of enterprises' loan and the vague comprehensive evaluation of project risk .By objectively analyzing the risk elements and related links in all aspects, the article has set up a relatively all-round risk elements matrix and raised the relevant construction approach of subordinate angle function according to the state value of risk elements.

第二，本文建立了项目贷款企业信用等级和项目风险的模糊综合评价体系，用层次分析法对风险因素及其相关联系进行定量的分析，构建了比较全面的风险因素判断矩阵，根据风险因素的状态值分别提出了相应的隶属度函数的构造方法，然后对其进行模糊综合评价，对不同的模糊评价模型进行了讨论，为商业银行加强项目贷款贷前风险管理，进行风险识别和评价提供了有效的工具。

As of Tuesday, Google's results were still censored in China.

截至周二，谷歌的搜索结果仍受中国审查。

In order to make the positive action increase and negative one decrease, the sub-forces of the social factors must be adjusted to form a centripetal force.

在这一过程中，人的主体性发挥是社会有机体健康发展的灵魂。