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ICBC act as inland famous commercial bank,held most bushiness halftone dot and comprehensive client resource,held presently compare advanced data warehouse system ,act as a branch ,xuzhou branch want develop credit card business, first of all energetically promote use advanced data warehouse technique best to learn client effective demand, prepare stipulate for marketing policy,combine at specific business region endue difference ministrant ability,withal torsion gently state subsidiary bank banker"s card trade development slowness, competitive power not strong, market share and enterprise strength unmatched disadvantage complexion with torsion xuzhou branch banker"s card trade development slowness competitive power not powerful ,share of market and enterprise strength unmatched disadvantage situation share of market and enterprise strength unmatched disadvantage complexion.

本文认为，中国工商银行作为国内最大的商业银行，拥有最多的营业网点和广泛的客户资源，拥有目前国际上较为先进的数据仓库系统，作为基层分行的徐州行，要发展信用卡业务，首先应大力提升利用先进的数据仓库技术更好地了解客户的有效需求，从而制订营销策略，并在特定的业务领域提供差异化服务的能力，以扭转徐州分行银行卡业务发展缓慢、竞争力不强、市场份额与企业实力不匹配的不利局面，推动银行卡业务的可持续发展。

1ST FINANCIAL BANK USA ACCESS FEDERAL CREDIT UNION ACMG FEDERAL CREDIT UNION ALASKA USA FEDERAL CREDIT UNION ALDENVILLE CREDIT UNION AMERICA FIRST FEDERAL CREDIT UNION ANCHOR MUTUAL SAVINGS BANK APPLIED CARD BANK ARIZONA FEDERAL CREDIT UNION ARIZONA STATE CREDIT UNION ARLINGTON FEDERAL CREDIT UNION BANCO POPULAR DE PUERTO RICO BANK MIDWEST, NATIONAL ASSOCIATION BANK OF AMERICA, NATIONAL ASSOCIATION BANK OF UTAH BANNER BANK BARCLAYS BANK DELAWARE BARCLAYS BANK PLC BELCO COMMUNITY CREDIT UNION BRANCH BANKING AND TRUST COMPANY BURBANK CITY FEDERAL CREDIT UNION CAPITAL ONE, F.S.B. CAPITAL ONE, NATIONAL ASSOCIATION CAPITAL ONE BANK CARD SERVICES FOR CREDIT UNIONS, INC. CHARTWAY FEDERAL CREDIT UNION CHASE BANK USA, NATIONAL ASSOCIATION CHELSEA GROTON SAVINGS BANK CITIBANK, N.A. CITIBANK SOUTH DAKOTA, N.A. CITIZENS BANK CITIZENS EQUITY FIRST CREDIT UNION CLYDESDALE BANK PLC.

金融银行美国第一联邦信用合作社ACMG可信联邦信用合作社阿拉斯加美国联邦信用合作社奥尔登维尔储蓄互助社美国第一联邦信用合作社主播银行双方储蓄银行卡应用美国亚利桑那州联邦信用合作社亚利桑那州立储蓄互助社阿灵顿联邦信用合作社波多黎各人民银行银行中西部，美国全国银行协会，美国犹他州横幅银行全国性协会银行巴克莱银行巴克莱银行特拉华贝尔科合作信用社分支银行与信托公司的伯班克市联邦信用合作社第一资本，联邦安全局第一资本，全国性的协会，首都一家银行卡服务信用社股份有限公司查特韦联邦信用合作社美国大通银行，全国性协会切尔西格罗顿储蓄银行花旗银行，北美花旗银行南达科他，不适用国民银行公民的权益第一信用卡联盟格士德银行有限公司。

This text combine the actual conditions of Agricultural Bank of China FuShun Branch, analyzed the organization structuring; workflow, personnel structure, salary system, etc. Takes the administration as the visual angle, uniting the contemporary business administration combine strategic objective of Agricultural Bank of China FuShun Branch. The problem is diagnosed and analyzed to corporation human resource management, and then proposes improving proposals and schemes. The original researches aim the resting with help enterprise overcomes defect in the human resource management implements in dispensability step and the administration system, guarantees that the business continue to develop speedily.

本文结合抚顺市农业银行的实际情况，对抚顺市农业银行内部的组织机构设置、工作流程、人员结构、薪酬制度等进行分析，以管理学为视角，结合现代企业管理理念，并结合抚顺市农业银行的战略目标，对抚顺市农业银行人力资源管理中存在的问题进行诊断和分析，进而提出改进建议和方案，目的在于帮助抚顺市农业银行实施必要的措施和管理制度，克服人力资源管理中的不足，确保抚顺市农业银行持续快速发展。

At present, Zhao organized and the management Chinese side Enterprise has been evaluated by the Chinese five ore chemical industry import and export chamber of commerce AAA the level credit enterprise, by the Agriculture Bank of China Shanxi Province Branch, the letter bank Taiyuan Branch, the Minsheng Bank Shanxi branch is evaluated not bad record and defends the credit enterprise, is evaluated tax payment pivot man, the demonstration enterprise by Internal Revenue Service, in the customs, the outer tube aspect is prompt, the code of honor, does not have any bad record, evaluates the model enterprise by Tianjin and Dalian Customs, and after-crops "not bad records" the enterprise document; Zhao managed the foreign enterprise is evaluated the No.1 enterprise, some section of Listed enterprise produced the product was also commended US's; Zhao now in the US, Japan, Singapore, Australia, Germany and Britain has the enterprise and the staff, altogether managed 15721 professional supervisors, to buy the hand, to sell the hand and the staff member.

目前，赵尚阳创办和管理的中方企业已被中国五矿化工进出口商会评为AAA级信用企业，被中国农业银行山西省分行、中信银行太原分行、民生银行山西分行评为无不良记录和守信用企业，被国税局评为纳税标兵、示范企业，在海关、外管方面规范、守信，无任何不良记录，被天津和大连海关评为模范企业，并下发"无不良记录"企业文件；赵尚阳管理的外商企业被评为No.1企业，有一上市企业生产的产品还受到美国的肯定和表彰；赵尚阳现在在美国、日本、新加坡、澳大利亚、德国和英国都有企业和工作人员，共管理着15721名职业管理人、买手、卖手和职员。

Where a mode of issuing the bank bills of another bank upon agency is adopted, the head offices of urban commercial banks, foreign-funded banks, urban credit cooperatives and rural credit cooperatives unions at the county level shall conclude the agency agreement with the local branch office of the principal bank and report to the head office of the principal bank or the branch office authorized by the head office for approval and effectiveness.

采取代理签发他行银行汇票方式的，城市商业银行总部、外资银行、城市信用合作社和农村信用合作社县联社与被代理行当地分支行签订代理协议，并报被代理行总行或其授权的分支行批准生效。

And I long-term and Jinniu branch of the Industrial and Commercial Bank of China, China Industrial and Commercial Bank of grass City Branch, Chunxi branch of the Industrial and Commercial Bank of China, Chengdu, Shanghai Pudong Development Bank branches to maintain long-term friendly cooperative relations between the personal loan business, the company has so far accumulated loan customers More than 10,000 households, Xin Insurance Agency Ltd. in joint resources on this issue, providing strong support.

并且我公司长期与中国工商银行金牛支行、中国工商银行草市支行、中国工商银行春熙支行、上海浦东发展银行成都分行保持长期友好的个人贷款业务合作关系，到目前为止公司已累计贷款客户10000余户，为鑫联合保险代理有限公司在客户资源这一问题上提供了强有力的支持。

The most powerful advantage of Bank of China is the face brand, which has influenced HENAN clients profoundly and lastingly. During the recent 30 years, BOC HENAN branch has kept a nice reputation of steady and standard running and has set up an internationalized bank image in the society. The branch owns stable style, comparatively stronger fund power, outstanding overseas superiority as well as absolute dominant position in provincial foreign exchange business. However, the branch running presently still has some problems which cannot be ignored.

中国银行的最大优势是品牌优势，在河南客户中有着深远影响。30年来中国银行河南省分行在社会上树立了稳健、合规经营的良好口碑和国际化银行形象；经营稳健，资金实力相对较强，海外优势明显，外汇业务在河南占绝对主导地位，但在当前经营过程中也存在一些不容忽视的问题。

In June 1985, Zhuhai branch, Bank of China issued the first credit card—zhongyin card. But this card is not the truly credit card, if the cardholder want to pay the bill with overdraft, they must deposit some money in the card-a shot in the locker.

自1985年6月中国银行珠海分行发行了第一张信用卡&中银卡&以来，我国信用卡市场已经存在了20多年，但是这时的信用卡从严格意义上来讲还不能算是真正的信用卡，还只是准贷记卡，即持卡人必须交纳一定的备用金才可以使用信用卡先消费后还账。

In June 1985, Zhuhai branch, Bank of China issued the first credit card一zhongyin card, but this card is not the truly credit card, if the cardholder want to pay the bill with overdraft, they must deposit some money in the card-a shot in the locker.

中国银行珠海分行自1985年发行了第一张信用卡&中银卡&以来，我国信用卡市场己经有了20多年的历史，但那时的信用卡只能算是准贷记卡。

In 1998 the abandoned bank building became the first metropolitan and third ever Community Bank branch of Bendigo Bank, a model that returns branch profits into the community.

1998年，被遗弃的银行大厦，成为第一和第三大城市都社区银行分行的本迪戈银行，一个模型，分行的利润回报社会。

I didn't watch TV last night, because it .

昨晚我没有看电视，因为电视机坏了。

Since this year, in a lot of villages of Beijing, TV of elevator liquid crystal was removed.

今年以来，在北京的很多小区里，电梯液晶电视被撤了下来。