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Regulators instead put more emphasis on improving banks' risk controls and did not require them to have excess capital.

相反，监管机构把重点更多地放在改善银行风险控制上，并不要求银行拥有过多的资本金。

After several years of relatively loose monetary policy, American banks were holding large quantities of reserves in excess of their legislated requirements.

在执行了几年相对宽松的货币政策后，美国银行手中持有了大量的储蓄，超过法律规定的上限。

Banks now have huge amounts of excess reserves, enabling them to make lots of net new loans.

现在银行持有巨额超额准备，这使它们能够发放大量新贷款。

Excess reserves are only a problem if banks turn them into new loans that generate new spending.

只有在银行将超额准备金转化为新的贷款，从而产生新的支出时，超额准备金才会带来问题。

Commercial banks are driven by the benefit of excess reserves,and thus they put large amount of funds in the central bank in form of excess reserves to get risk-less benefit, which influences the effect of central bank's money control and monetary policy.

商业银行在超额储备的利益驱动下，因此，他们把大量的资金放入中央银行形成超额储备，以获得低风险的受益，影响了中央银行对货币的控制力和货币政策。

In America, for instance, paying banks higher interest on excess reserves will sound to many like handing money to villains.

譬如，在美国，给银行的超额存款储备金支付更高的利息听起来就像是助纣为虐。

Foreign central banks and investors keep funding our excesses, and US spending, of course, depends on them.

外国的中央银行和投资者保持我们的资金过度，和美国的开支，当然，取决于对他们的影响。

The linking of China's foreign exchange market went through two stages,that is, the stage of foreign exchange market of adjustment and the stage of foreign exchange market between banks.

我国的外汇市场经历了外汇调剂市场和银行之间的外汇市场两个发展阶段，形成具有一定规模的市场体系。

Recently, the banks for credit card marketing campaign featured a integral exchange gifts, with the purchase of home appliances in a phased manner, there are a variety of privilege for freelance business operators and so on.

近来，各家银行针对信用卡的营销活动琳琅满目，有积分兑换小礼品的，有分期购买家电产品的，还有各种特约商户专享优惠等。

First, it reviews the background of investigation and the theories of exchange rate risk management of commercial banks.

在这种背景下，对我国商业银行的汇率风险的管理进行研究具有重大的现实意义。

I am accused of being overreligious," she said in her quiet, frank manner,"but that does not prevent me thinking the children very cruel who obstinately commit such suicide.""

客人们在卡罗利娜·埃凯家里，举止就文雅一些，因为卡罗利娜的母亲治家很严厉。

Designed by French fashion house Herm è s, this elegant uniform was manufactured in our home, Hong Kong, and was the first without a hat.

由著名品牌 Herm è s 设计，这件高贵的制服是香港本土制造，是我们第一套不配帽子的制服。