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This article is the city commercial banks to the status of empirical study, based on this and other banks at home and abroad to carry out a comparative analysis of existing problems and carry out scientific analysis, and finally to improve the competitiveness of city commercial banks to promote their healthy development provide the corresponding countermeasures and suggestions.

本文就是要对城市商业银行的现状进行实证考察，在此基础上和国内外其他银行进行比较分析，并对存在的问题进行科学地分析，最后为提高城市商业银行的竞争力、促进其健康发展提供相应的对策和建议。

Commercial banks allowed to sponsor funds management companies, they can develop funds activities on the condition that groups undertake mixed-operation while its funds filiation only can undertake its own activities. In fact, this is an important act for Chinese commercial banks to impulse to commingle all kinds of activities. Also, this act should be favorable to healthy capital market's developing and financial reform deepening. In addition, this act makes sense to change unbalance financing structure, the single assets structure of commercial banks, and to improve the international competition strength of Chinese financial industry.

允许商业银行投资设立基金管理公司，商业银行在"集团混业"、"公司分业"的条件下开展自营投资基金业务，是提高中国银行业综合竞争能力的一项重要举措，有利于促进资本市场健康发展，也有利于促进金融改革的深化；并且，对于解决我国当前融资格局失衡，改变商业银行较为单一的资产结构，提高金融业的国际竞争力，具有重要的意义。

For the commercial banks in china, if we can solve the problem of view and mechanism and production and function in comparison with the international banks, which is the existence and the development of the commercial banks in china in course of the economic globalization.

就我国商业银行而言，能否在中国入世缓冲期内尽早解决中间业务发展的理念、机制、品种和功能等方面的问题，缩小与国际先进商业银行的发展差距，直接关系到我国商业银行在全球经济金融一体化格局中的生存和发展。

The paper analyzes the issues on compensation incentives of commercial banks of China,includes status quo, relations between employee compensations and achievements of banks , compensational rationality. It puts forward some proposals to improve current compensation incentives of commercial banks.

对我国股份制商业银行薪酬激励制度的现状、薪酬水平与股份制商业银行经营业绩的关联性、股份制商业银行薪酬水平的合理性进行分析探讨，提出了完善现有股份制商业银行薪酬激励制度的探索性建议。

City commercial banks in China in the banking industry, known as the four major state-owned commercial banks and joint-stock banks after the "third tier" since the beginning of its founding, it has a congenitally deficient vulnerable.

城市商业银行在中国的银行业中被称作四大国有商业银行和股份制银行之后的"第三梯队"，自成立伊始，它就有着先天不足的弱势。

In this paper, both quantitative method and logical discursion are applied. After analyzing the influence of tax-burden on banks' operating in an all-round way, based on the data(1996-2007)of seven commercial banks that have been listed. The paper makes an empirical study on the correlation between the tax-burden and the profitability of commercial banks.

本文采用理论与实证结合的方法，在对我国现行银行税负对银行经营影响的一般分析基础上，利用我国七家已上市商业银行1996-2007年的数据对银行税收负担与银行盈利能力的关系进行了实证检验。

Secondly, this paper briefly introduces the development background of western commercial banks and analyzes the development course of their intermediary business both interiorly and exteriorly, and concludes the international references for the development of intermediary business of commercial banks through analysis of current development of intermediary business of western commercial banks.

然后，通过对中国金融年鉴近五年的数据，对我国13家商业银行的损益表进行了深入分析，揭示出我国与西方商业银行相比，中间业务在品种开发、中间业务收费、收入所占比重、管理等方面都存在一定差距。

At first, the author made an analysis on the influence of the entry of WTO over domestic banking industry from the aspects of operation system, business development, and personnel management, referring to the relevant content of WTO provisions, then the author mainly focused on those growing and profitable Small and medium size banks as his object of study in this thesis, and comprehensively analyzed those banks exteriorly on their political, economic, technological and business environments though the theory of strategic management. Meanwhile, the author made a detailed investigation on the internal elements of Small and medium size banks, including their "3 characteristics", share-holding features, management characteristics, business operation, and personnel resources.

文章首先结合世贸组织的相关内容，从经营制度、业务和人才角度来分析WTO对整个国内银行业的影响，然后以新兴的、业绩优秀的中小银行为主体，运用战略管理理论的分析方法，从其所处的政策环境、经济环境、技术环境、业务经营环境以及国内竞争环境着手，对其进行了全面真实的外部环境分析；同时就中小银行的"三性"、股权特征、管理特色、业务运作和人力资源状况等方面进行了详实的内部因素分析。

In view of the coefficients of CDF9/7 wavelet filter are irrational number, we use the trigonometric function transform to factorize the perfect restruction and the biorthogonal conditions of biorthogonal wavelets filter banks, then optimize the coefficients of the original 9/7 wavelet filter banks, consequently a novel 9/7 wavelet filter banks with binary digit coefficients can be obtained.

2针对CDF9／7小波系数为无理数的缺点，对CDF9／7小波滤波器组的完全重构条件和双正交条件进行三角基函数变换和因式分解，并对求出的小波滤波器系数进行优化设计，得到一组滤波器系数都为二进制分数的9／7双正交小波滤波器组，大大降低了离散小波变换的算法复杂度。

Since the economic opening to the world, many theories and methods of risk management of international banks have gone to china, and evaded Chinese banks to accelerate their reform and development. They have made a greater effort and minded much more to risk management, and foreshorten the distance to international advanced banks.

实施对外开放以来，国际银行风险管理的理念、方法不断涌入中国，推动了国内商业银行加快改革和发展的步伐，商业银行风险管理得到了前所未有的重视和加强，与国际先进银行的差距不断缩小。

I am accused of being overreligious," she said in her quiet, frank manner,"but that does not prevent me thinking the children very cruel who obstinately commit such suicide.""

客人们在卡罗利娜·埃凯家里，举止就文雅一些，因为卡罗利娜的母亲治家很严厉。

Designed by French fashion house Herm è s, this elegant uniform was manufactured in our home, Hong Kong, and was the first without a hat.

由著名品牌 Herm è s 设计，这件高贵的制服是香港本土制造，是我们第一套不配帽子的制服。