查询词典 banks

More and more operational risk loss events of commercial banks cumber thedevelopment of commercial banks, and they make the researchers attach importance to theoperational risk management.

银行业层出不穷的操作风险损失事件，对银行业的发展形成了巨大的阻力，对操作风险的管理也日益得到银行从业人员及相关研究者的重视。

Chapter Three expounds the contents of the main risks confronted our state-owned commercial banks in current situation and then analyzed the cause of formation of the main risks. I hold the opinion that the key factors that curb the improvement of risk management in our state-owned banks are as follows: the limitation of the property right system, the imperfectness of the credit legal system and the backwardness of the technological means in risk management.

第三章阐述了现阶段我国商业银行面临的主要风险的内容，随后分析了主要风险的成因，认为产权制度缺陷、外部市场缺陷、信用法制环境不完善，风险管理的技术手段落后是制约目前国有商业银行风险管理能力提高的关键因素。

Indeed, any toxic asset purchase or guarantee programme must be an ineffective, inefficient and inequitable way to rescue inadequately capitalised financial institutions: ineffective, because the government must buy vast amounts of doubtful assets at excessive prices or provide over- generous guarantees, to render insolvent banks solvent; inefficient, because big capital injections or conversion of debt into equity are better ways to recapitalise banks; and inequitable, because big subsidies would go to failed institutions and private buyers of bad assets.

实际上，通过购买或担保问题资产来救助资金不足的金融机构，注定是一种不起作用、效率低下且不公平的手段：不起作用是由于政府必须以过高的价格购买大量可疑资产，或者提供过于慷慨的担保，才能使丧失偿付能力的银行重获偿付能力；效率低下是由于巨额注资或债转股才是对银行资本重组的更好方法；而不公平是由于巨额补贴将落入破产机构和不良资产的私人买家之手。

With the incessant derivatively development of financial tools and modern times communication ,the opertation over seas by the application of computers ,the operations of investment banks are also expand .The merger gradully become the core operation of investment banks.

投资银行不再专门从事证券市场业务而涉足存贷款业务，随着金融工具的不断衍生发展以及现代通讯，计算机应用带来的业务全球化，投资银行的业务也不断向纵深发展，在投资银行的新增业务中，并购业务逐渐成为核心。

Frequently, merging banks lose some deposits, as customers disgruntle d by a big, impersonal institution take their money elsewhere—sometimes to one of the 100- odd new banks set up in America each year.

合并后的银行常常失掉一些客户，因为客户们不愿意让一个大而非个人的机构把他们的钱放到别的地方——通常是在美国其它地方新开的100个网点中的其中一个。

Nevertheless, China's commercial banks face challenges of their own, including an over extended branch network and related overhead costs, impending additional deregulation in China, potential disintermediation of the banks as China's domestic capital markets develop, a slowing Chinese economy, and foreign competition. In the international marketplace, they lack experience and management skills.

不过，中国的商业银行同样面临挑战，其中包括过度扩张的分支机构网以及相关的营业间称本、中国境内外资管制的即将撤销、随中国资本市场发展而产生的银行脱媒风险、中国经济发展趋缓以及海外竞争压力增大；而从国际化市场的角度看，中资金融机构不仅缺乏经验，还缺乏管理技能。

"Disintermediation: Shift of funds away from financial intermediaries(commercial banks, etc.) into Treasury bills and other securities or, Shift by large corporations away from banks to a parallel market, involving other large corporations ."

金融中介作用减弱：把资金从金融中介机构转移到国库券和其他证券方面去；或一些大公司把资金从银行转移到和其他一些大公司有关的平行市场上去。

October 27 released by the CBRC data show that in the third quarter, state-owned, joint-stock, agricultural firms, foreign banks and other types of non-performing loans of commercial banks in both the balance of varying degrees of backlash, which is the trend of banking stocks or to produce a certain drag, and through the effects of weight at the bottom of the formation of the market.

10月27日，银监会公布的数据显示，今年第三季度，国有，股份制，农业企业，外资银行和其他类型的非表现在两个不同程度的反弹，这是平衡度商业银行贷款对银行股的趋势，或产生一定的阻力，并通过在市场形成底部的重量的影响。

After the publication of this Announcement, the measures for the administering the floating range of trading price of the US Dollar against the RMB in the inter-bank spot foreign exchange market and the spread of US Dollar exchange rate quotation of the banks to their clients will not be changed, and the Circular concerning Further Improving the Administration of Trading Exchange Rates in the Inter-bank Foreign Exchange Market and the Exchange Rate Quotations of Foreign Exchange Designated Banks (Yin Fa [2005] No. 250) as promulgated by the People's Bank of China on 23 September, 2005 is still applicable thereto.

本公告公布后，银行间即期外汇市场人民币兑非美元货币交易价的浮动幅度和银行对客户美元挂牌汇价价差幅度管理办法不变，仍按2005年9月23日中国人民银行发布的《中国人民银行关于进一步改善银行间外汇市场交易汇价和外汇指定银行挂牌汇价管理的通知》（银发〔2005〕250 号）规定执行。

So Is the existent system of banks efficient? How to adjust the structure of the system of banks?

因此我国现有的银行体系的有效性以及结构调整的方向就成为我们需要认真思考的问题。

On the other hand, the more important thing is because the urban housing is a kind of heterogeneity products.

另一方面，更重要的是由于城市住房是一种异质性产品。

Climate histogram is the fall that collects place measure calm value, cent serves as cross axle for a few equal interval, the area that the frequency that the value appears according to place is accumulated and becomes will be determined inside each interval, discharge the graph that rise with post, also be called histogram.

气候直方图是将所收集的降水量测定值，分为几个相等的区间作为横轴，并将各区间内所测定值依所出现的次数累积而成的面积，用柱子排起来的图形，也叫做柱状图。