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The study object of this dissertation is the state-exclusive-owned commercial bank property right system, the dissertation firstly expounds the connation and function of the property right and its system of commercial bank, comparatively analyzes natural person property right system and corporate property right system, exposes the administrative structure and action of pattern and efficiency of action of commercial bank are controlled by property right system of commercial bank.

论文以中国国有独资商业银行产权制度为研究对象，首先阐述了商业银行产权和产权制度的内涵、功能，比较分析了商业银行的两种产权制度（自然人产权制度和法人产权制度），提出商业银行的产权制度根本性地决定了商业银行的治理结构、行为方式和行为效率。

WE, BANK OF CHINA REPRESENTED BY THE UNDERSIGNED OFFICERS, HEREBY CONFIRM WITH FULL BANK RESPONSIBILITY AND LIABILITY, AND ACKNOWLEDGE THAT THE BANK GUARANTEE ISSUED BY THE BANK OF CHINA WITH A FACE VALUE OF EIGHTEEN MILLION, EIGHT HUNDRED AND SIXTY-FOUR THOUSAND, SEVEN HUNDREDAND SIXTY-ONE (18,864,761) EUROS HAVE BEEN UNILATERALLY AND FIRMLY PLACED BY OUR CLIENT; WEIHAI ZHONGFU XIGANG SHIP Co.,LTD, ACCOUNT NUMBER XXXXXX FOR A PERIOD OF (1) YEAR, VALIDITY OF THE INSTRUMENTS FROM THE DATE OF THE DEED OF ASSIGNMENT UNDER REF.

我们，签名于末尾的官员代表的中国银行，特此证实以充分的银行责任和责任，并且承认银行担保由中国银行有面值的发布了的十八百万，八百和六十四一千，七HUNDREDAND六十一(18，864，761)欧元单方地是和坚定地安置由我们的客户；威海有限公司，帐号(1)年，仪器的有效性的期间从分配协议书的日期的在之下的，倾向于仅专属用途和好处的。

This paper using the panel data of50 developing countries studies the influence of foreign bank entry on bakingefficiency (growth rate of deposit, growth rate of lend, growth rate of net interestincome and spread) and draws the experiential conclusion: foreign bank entry hasmuch influence on lending market and profit growth, but this influence can force thereform and development of domestic banking. Foreign bank entry decreases the spreadof domestic banking, and this means the efficiency of domestic banking increases.Foreign bank entry dose not cause the deposit diffluence of domestic banking.

利用50个发展中国家的银行样本数据分析了外资银行进入对本土商业银行效率(存款增长率、贷款增长率、净利息收入增长率和存贷利差)的影响，并得出了经验结论：外资银行进入对贷款市场和利润增长形成了巨大的冲击，但是这种冲击会推动东道国银行业改革和发展；外资银行进入降低了本土银行业的存贷利差，说明本土银行由于外资银行进入银行效率得到了提升；进一步验证了外资银行进入没有造成本土银行业存款市场的分流。

In these branches in the Rheinische Hypotheken Bank, located in Essen Hypotheken Bank, this is a great influence in Europe, the direct one of the agent bank, the bank is now the area of network development.

在这些分行中有Rheinische Hypotheken银行、位于埃森的Hypotheken银行，这是在欧洲影响很大的直接代理银行之一，目前正在网络银行领域发展业务。

China Construction Bank, Industrial and Commercial Bank of China, Pu Fa Bank, China Merchants Bank, a number of commercial banks in the Grand confident, and hopes to continue to borrow from the top.

建设银行、工商银行、浦发银行、招商银行等多家商业银行对金茂很有信心，希望继续借钱给金茂。

Sunny area procuratorate is found out via cognizance, guo Mou and Sun Mou chat through video after getting acquainted with, in December 2006, mix at Daqing city respectively Shanghai the Internet bar of two ground, pass " grey dove " letter of bank of electron of virus software download, record bank Zhang date, password, purloin bank of bank of construction of two pieces of China blocks Beijing Mr Zhang wife civilian money 483083.82 yuan.

朝阳区检察院经审理查明，郭某和孙某通过视频聊天结识后，于2006年12月，分别于大庆市和上海市两地的网吧，通过"灰鸽子"病毒软件下载电子银行证书，记录银行账号、密码，盗取了北京张先生两张中国建设银行银行卡内人民币483083.82元。

Construction Bank pointed out that the holdings twice before this year, Bank of America a total of 19.133 billion shares held by China Construction Bank shares, the shares and lock-up period in the year ended October 27, when Construction Bank H shares closed at 2.62 Hong Kong dollars, after the Hong Kong dollar fell to around 2.5, significantly less than the exercise price.

建设银行指出，今年前两次的馆藏，美国银行是由中国建设银行股份，股票，锁定在截至10月27日，今年的时期举行的191.33亿股的总施工时银行H股收于2.62港元后，港元下跌至2.5，大大低于行使价少。

The managing subsystem realize the quintuplicate system of bank, obligation center,product, subject and client. The subsystem also can manage the identity and purview of operator, prevent the illegal users from invading the system , and the legal user from exceeding their authority;The apportioning subsystem read the data stored in computer firstly. In the second it proportion the cost of the bank to the obligationg centers . The apportioning subsystem continue apportioning until the cost is proportioned to the group of clients; The evaluating of achievement subsystem evaluate the achievement of bank, and grade the bank according to the evaluating result.

管理子系统对网点、责任中心、产品、科目、客户等基本信息进行了管理，对操作人员的的身份、权限进行管理，防止非法用户的入侵，避免操作人员越权操作；成本自动分摊子系统首先对各网点的大机数据的导入，然后将网点的成本向下分摊到各责任中心，再由各责任中心继续向下分摊，直到最后将成本分摊到了各个客户群；业绩价值评价子系统对各网点的业绩价值进行了确定，并进一步根据网点的业绩价值进行业绩价值评分。

To improve the venture supervisory system of our country and to enhance the competition level of the commercial bank is the only way to make the commercial bank a better challenge for the whole opening of our commercial bank. Also, it is the only way for commercial bank to grow up rapidly in the condition of opening and to inosculate in international market.

我国的商业银行风险监管体系包括静态监管体系和动态监管体系，通过分析动态监管体系和静态监管体系之间的关系，可以得出，静态监管条目下的法律体系、组织体系和技术体系可以代表整个风险监管体系的内容，该风险监管体系要对我国商业银行面临的信用风险、市场风险、操作风险等进行监管。

The World Bank is commonly known as the World Bank Group,"World Bank" name has been used to refer to International Bank for Reconstruction and the International Development Association.

世界银行是世界银行集团的俗称，"世界银行"这个名称一直是用于指国际复兴开发银行和国际开发协会。

Breath, muscle contraction of the buttocks; arch body, as far as possible to hold his head, right leg straight towards the ceiling (peg-leg knee in order to avoid muscle tension).

呼气，收缩臀部肌肉；拱起身体，尽量抬起头来，右腿伸直朝向天花板（膝微屈，以避免肌肉紧张）。

The cost of moving grain food products was unchanged from May, but year over year are up 8%.

粮食产品的运输费用与5月份相比没有变化，但却比去年同期高8％。