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And thus I provide the evidence to undermine the commonly held opinion that China's public companies improved their performance by increasing financial leverage ratio. Seventhly, the international comparison reveals that the development of capital market has direct influence on the industry performance and the capital markets of developed countries are more effective than those of developing ones. Whether the finance system is bank-dominated or capital-market-dominated means little to the effectiveness of capital market and also the industry productivity. Eighthly, capital market, bank and FDI differ markedly in the mechanism of financing selection, supervisory effectiveness and industry characteristics. Averagely, capital market is the most appropriate mechanism among the three out-sourcing financing, considering the supervisory cost and effectiveness comprehensively. Certainly, some flaws remain in this study.

因此，我们认为，中国各产业上市公司产业绩效的提高不是通过提高财务杠杆比例来实现的；第七，基于资本市场自身的国际比较研究表明，资本市场发展程度直接影响其对产业绩效的改善和促进程度，成熟市场的资本配置效率显著高于新兴市场，而金融体系以银行为主导还是以资本市场为主导，并不影响资本市场功能的有效发挥，也不对产业绩效的影响产生效率上的差异，仅仅表现为在多大规模或范围内对产业绩效产生影响；第八，基于资本市场、银行贷款及外商投资3种外源融资方式对产业绩效影响的比较研究，三种方式在融资选择机制、监督力以及所影响的产业特征方面均存在显著差异，三者对不同产业绩效的影响呈现互补作用，而资本市场是监督成本与效力结合较好的融资方式。

The movie is based on the true story about two best friends, Adam and Stefan, who decide to set up a business (import expensive motorbikes from Italy). Unfortunately bank refuses to give them credit. At the same moment Gerard offers them that he finds a proper guarantor in order they can get a credit form bank. Two young men accept his proposal but soon it turns out he demands a high percentage for a deal. Adam and Stefan come to a decision to resign form Gerard's offer. It means beginning of their nightmare: Gerard summits a check and demand paying back an imaginated debt. From this moment Adam and Stefan are physically and psychically tormented and humiliated and blackmailed. As police and justice are powerless, they decide to set free themselves by their own. Action turns unbelievably and cruelly

这部影片是一件真实的故事，是关于两个要好的朋友，Adarn 和 Stefan，他们决定一起做生意，不幸的是银行拒绝给他们贷款，就在此时 Gerard 给他们提供了担保人，就这样他们从银行得到了贷款，两个年轻人接受了他的建议，但是不久他们发现贷款的利率很高，Adarn 和 Stefan 决定退回 Gerard 提供的担保，Gerard 申请了一张支票转移了他所有的债务，此时 Adarn 和 Stefan 在精神上和身体上受到了极大的打激，警察对此也毫无办法，他们只有采取自己的办法来面对这件事

For a bank, especially a young, rapidly growing bank, in my opinion, Siebel's out-of-the-box scalability is the salient and differentiating feature, said Ahmed Saqib Asad, Chief Information Officer at EGIBL.

对于银行，尤其是一个年轻的，快速增长的银行来说，我认为， Siebel的出先进的系统盒可扩展性，是突出和区分功能，一位名叫艾哈迈德saqib阿萨德，首席信息官egibl 。

They add that the price SAUR paid for the bank's stake in Cofipex when it bought out the bank was based on the market price of Bouygues SA's shares.

他们补充说，SAUR为Cofipex的股份当时购买股票时所付的价格是基于布伊格股份有限公司当时的市场价。

The seventh chapter points out that,the eleven countries inthe European Union have created Euro and European Central Bank,bringing about,for the first time in the history of mankind,thereal supernational currency and supernational bank.Commoncurrency has become supernational value standard.

第七章指出，欧盟中的11国创立欧元和欧洲中央银行，在人类的历史上第一次出现真正的超国家货币、超国家银行、超国家价值标准。

However People's Bank of China started after 1984 carried out Central Bank's function completely, the monetary policy in our country reform and open policy's economic growth has played an unreplaceable role.

不过在1984年中国人民银行开始完全执行中央银行的职能之后，货币政策就在我国改革开放的经济增长中扮演了一个不可替代的角色。

Finally, profiting from other commercial bank credit examination and approval aspect, we will optimize and improve the Shaanxi Construction Bank credit examination and approval mechanism by carrying out the vertical management of credit risk management organization system, redesigning of the examine and approve program and establishing its decision-making model and differentiation for its

希望通过对陕西建行现行信贷审批机制的优化和改进，增强信贷风险的防控能力，更好的服务客户，提升陕西建行的综合竞争力。

This is why when most think of purchasing anything, you think of your credit cards or the bank for a loan; and the bank divvies out the dream for the possession or property and then charges high interest for the privilege.

这就是为什么大部分人当考虑购买任何东西的时候，首先想到信用卡或者银行来获得贷款的缘故；而银行则分配财产或住房的梦想，然后为此特权而收取高昂的利息。

3The bank employee toughens to the athletics with civil workout to have higher cognition degree, can know a nation to carry out《civil workout plan outline》of importance and necessity, the athletics toughens of meaning and function have already been known by the large bank employee and accept,"the everyone participate to do exercise to keep fit, the everyone possesses a health" realize to be strengthening.

3银行员工对体育活动和全民健身具有较高的认知程度，能认识到国家实施《全民健身计划纲要》的重要性与必要性，体育活动的意义和作用已被广大银行员工认识与接受，&人人参与健身，人人享有健康&的意识正在增强。

A beam of white sunlight entering a snow bank is so quickly scattered by a zillion ice crystals and air pockets that most of it comes zinging right back out of the snow bank.

当一道白色阳光进入一团雪时，光线很快被大量的雪的晶粒和空气包分散以致大部分的光线都刷刷地反射到雪团外面了。

In other research, chondroitin is being investigated for use in several other conditions.

在其它研究，软骨素被调查用於几个其它情况。

They would make fun of him for having to work.

他们拿他的工作来开玩笑。