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At present, the enterprise annuity investments are based mainly on the "pension fund management business on a trial basis", investment bank demand deposits, the central Bank notes, bonds buy-back short-term liquidity, and other products and the ratio of money market funds, funds of not less than 20% of net assets; investment bank time deposits, deposit agreements, bonds, Jinrong Zhai, corporate debt, and other fixed-income products and Debt conversion, the ratio of bond funds, the fund does not exceed 50% of net assets.

目前，企业年金投资的依据是"养老基金管理业务，主要是试行"，投资银行活期存款，央行票据，债券回购的短期流动资金，以及其他产品和货币市场基金的比例，不低于净资产的20％资金，投资银行定期存款，协议存款，债券，锦荣翟，公司债务，以及其他固定收益产品和债务转换，债券基金的比例，不超过基金资产净值的50％。

Firstly, we set up commercial bank performance evaluation index system which focuses on liquidity, security, profitability, efficiency and continuous development; Secondly, in order to offset the deficiency of existing profitabilityperformance evaluation index system in our commercial bank, we explore the concepts on how to improve profitability evaluation index system with EVA analysis; At the same time, we discuss two problems of Commercial bank enforcing EVA by cost specification and reasonably establishing internal transfer price.

从讲求流动性、安全性、盈利性、效率性和成长性五个原则探讨设置商业银行评价指标体系：从探讨弥补盈利性评价指标体系的缺陷入手，探析运用EVA评价分析方法改进商业银行现行绩效评价指标体系的思路和方法体系：从细化成本核算和合理确立内部转移价格两个方面探讨我国商业银行实施EVA评价指标体系需注意的两个问题。

The thesis, which is a systemic study on interest rate risk measurement of Chinese commercial bank, quantitates accurately Chinese commercial bank interest rate volatility with VaR model based on GARCH(1,1) family model and will be a good reference for Chinese commercial bank to establish effective interest rate risk management system.

本文是对我国商业银行利率风险测度的系统研究，通过使用基于GARCH(1，1)族模型的VaR方法使商业银行的利率波动得到精确的估计，有利于我国商业银行建立有效的利率风险管理体系。

Payee:(You bank account number payee name) The account-open goes:* Bank account number:(Support card and agriculture bank card of the industry and business bank just now) Pay a treasure account number: Game species: The beautiful attire evil monster Europe takes an evil monster End imagination Gaia online Dofus Endless mission(EQ1) endless mission 2(EQ2) Confusion on-line River's lake(RS2) EVE Online Heaven 2 guild wars The Ring of the Lord Star war Fairyland legend Risky island RF Online ROSE Online SilkRoad Dragon and underground city Knavish city judgment day chariot The day goes SOH Verify code:(Proceed from safety consideration, please input the character list that the right noodles shows) Modify a password The modification registers an information Search account surplus amount My integral calculus I collect to clip Withdraw logging The stock registers The need registers

收款人：开户行：*银行帐号：(现只支持工商银行卡和农业银行卡)支付宝帐号：游戏品种：美服魔兽欧服魔兽最终幻想 Gaia online Dofus 无尽的任务(EQ1)无尽的任务2(EQ2)混乱在线江湖(RS2) EVE Online 天堂2 行会战争魔戒星球大战仙境传说冒险岛 RF Online ROSE Online SilkRoad 龙与地下城恶棍城市末日战车天行者SOH 验证码：(出于安全考虑，请输入右面显示的字符)修改密码修改注册信息查询账户余额我的积分我的收藏夹退出登录库存登记需求登记

It can be expected that the decline in interest rates there is still much space, it is necessary to know the lowest interest rates in previous years, the records of bank one-year return on investment rate was only 1.80% which, when the economic environment is now the case is far from grim, if interest rates drop several times, and its effect on the stock market there will be a process of quantitative to qualitative changes, bank deposits are not the proceeds of investors, there will be a "rentier" class from the bank gradually driven out.

可以预计，利率下降有很大的空间，但要知道前几年的最低利率，银行之一的记录一年的投资回报率仅为1.80％，其中，在经济环境现在的情况是远远严峻，如果利率下降几次，其对股市的影响将有一个过程量变到质变，银行存款是不是投资者的收益，将有一个"食利者"类从银行逐步淘汰。

The Industrial and Commercial Bank of China, the Bank of China, the China Construction Bank and the Bank of Communications were turned into stockholding companies and listed on stock markets.

中国工商银行、中国银行、中国建设银行和交通银行完成股份制改造并成功上市，资产质量和盈利能力明显提高，银行业发生了重大变化。

On the basis of double attributes of land as resources and assets, this paper puts forward the significance of implementing the bank of land use right in our country. By means of comprehensive analysis and antitheses, it sets up the mode of urban and rural bank of land use right, analyzes the problems that might arise in the course of the bank establishment, and proposes the solutions, concluding that it is feasible to implement land use right bank in our country.

基于土地具有资源和资产双重属性的特点，阐明在我国实行土地使用权银行的意义，通过文献资料法、对比法、综合分析法，建立了农村和城市土地使用权银行模式，最终分析了建立土地使用权银行可能带来的问题，并提出了可行的解决方案，认为在我国实行土地使用权银行是可行的。

" Mortgage-free, non-guaranteed loan only foreign rows and MCC has ", a joint-stock Bank Manager Mr Shi said that Chinese-funded line at the moment the introduction of personal loan business mainly divided into two types: one is about to be hypothecated, on a regular basis in the line of the time deposit amount in accordance with the 10% discount on impawning, the BLR for the people's Bank base rate, as well as those that the mortgage loan, which is a force pushing the Bank loan products.

&免抵押、免担保信用贷款只有外资行和小额贷款公司有&，某股份制银行理财经理施先生说，中资行目前推出的个人小额贷款业务主要分为两种，一种是定期存单质押，即将在该行的定期存款金额按照9折质押，贷款利率则为人民银行公布的基准利率；还有一种是房产抵押贷款，这也是银行力推的个贷产品。

Presently, Suo is a member of the Bank and Financial Legal Research Committee of Shanghai Lawyers Association, and published two books: Legal Practice on Preserve of Bank Assets (co-edited, published by Shanxi Technology Publishing House) and Audit (co-edited, an on-job training material for China Construction Bank).

著有《银行资产保全法律实务》和《稽核审计》（合编，中国建设银行岗位培训教材）等著述。现任上海市法学会会员和上海市律师协会银行金融法律研究委员会委员与国企改制上海律师法律服务团成员等社会职务。

On December 31, 2008, the bank deposit of TOM group and cash balance (include guaranty to deposit money) it is 1.331 billion HK dollar about, appear on the market bond total value restrains 393 million HK dollar, TOM group will guaranty grants bank, in order to obtain the loan of the bank.

于2008年12月31日，TOM集团的银行存款及现金结余约为13.31亿港元，上市债券总值约3.93亿港元，TOM集团将之抵押予银行，以取得银行的贷款。

However, as the name（read－only memory）implies, CD disks cannot be written onorchanged in any way.

然而，正如其名字所指出的那样，CD盘不能写，也不能用任何方式改变其内容。

Galvanizes steel pallet is mainly export which suits standard packing of European Union, the North America. galvanizes steel pallet is suitable to heavy rack. Pallet surface can design plate type, corrugated and the gap form, satisfies the different requirements.

镀锌钢托盘多用于出口，替代木托盘，免薰蒸，符合欧盟、北美各国对出口货物包装材料的法令要求；喷涂钢托盘适用于重载上货架之用，托盘表面根据需要制作成平板状、波纹状及间隔形式，满足不同的使用要求。