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Based on the research of current situation of risk management of capital allocation for commercial banks both at home and abroad at present, this paper put forward a unified VaR theory framework and model by using reserve for bad debts, capital at risk and deposit insurance system. The reserve for bad debts, capital at risk and deposit insurance system are used to execute grading risk prevention and to develop a comprehensive quantification method that executing risk management to commercial banks.

因此，在对目前国内外商业银行资本配置风险管理现状进行研究的基础上，本文提出了包含损失准备金、风险资本和存款保险的商业银行资本配置风险管理的统一的VaR理论框架和模型，用损失准备金、风险资本、存款保险制度来分级防范风险，并在此理论框架和模型下发展出完整的从资本配置的角度对商业银行进行风险管理的量化方法。

In author's opinion, in theory and practice, the risk management through capital allocation for commercial banks both at home and abroad at present does not clearly define risk prevention functions of reserve for bad loans, capital adequacy ratio and deposit insurance system and does not use clear and quantitative theory model to guide the recognition of reserve for bad debts, capital adequacy and deposit premium ratio, especially without reasonable basis and model to support the management of 8% capital adequacy ratio for commercial banks by analysis of current condition of risk management for commercial banks both at home and abroad.

上述分析表明，目前国内外商业银行在资本配置风险管理中没有清晰地界定呆帐准备金、资本充足率和存款保险制度的风险防范功能，没有用清晰的、定量的理论模型来指导呆帐准备金、资本充足率、存款保险费率的确定，特别是商业银行8％的资本充足率管理没有理论依据和模型支持。

Focusing on them, author has been investigating in open country and collecting, arraging and analyzing material for one and a half year. After having done the study on the new deep prediction, author presents new opinion on the base of part of precious geological opinion .1, Xiaohe deposit direction and turn are mainly controlled by the second structure rochet vault in the back of Bigsnown mountain. It is conjectured that the axis extent with the current direction to the 180# exploring line and turn to northwest-southeast direction. During the extension, the deposit body would extend from deep to low instead from low to deep. The turning place was level corresponding to the core of rocket vault.2, There are a chain of radiate blind regmagenesis controlled by the rocket vault.

笔者针对这两个问题，通过一年半的野外实地调查和室内资料收集整理分析，在进行了新的深部找矿研究工作之后，在认同前人部分地质观点(即小河～石门坎矿带的连续是存在的)的基础之上，又提出了新的观点，即： 1、小河矿床矿体的走向及转向位置主要受大雪山背斜的次级构造火箭山穹隆控制，推测其轴线将沿现在的走向，延伸至180#勘探线附近发生转向，轴线方向逐渐转为北西——南东方向，同时矿体从由浅至深逐渐变为由深至浅的延伸状态。

Safe-deposit box保险箱 She kept her jewels in her safe-deposit box.

她将珠宝放在她银行保险箱。

Demand deposit, sight deposit

银行存款 20。

Surface exploration during the same time period identified three separate zones of consistent +1 g/t surface oxide anomalies, extending to 400m southwestof the known deposit. A 2003 airborne survey over Cerro Quilish utilizing Newmont's NEWTEMS geophysical electromagnetic system has identified the continuation of strong silicification extending up to 0.75 miles (1.2 kilometers) southwest of the known deposit.

同一时期所进行的地表勘探确定了三个分离的矿区，其地表的氧化异常都在1克/吨以上，在已知矿床的西南方向上延伸了400公尺。2003年在Cerro Quilish上空使用纽蒙特的NEWTEMS物理探矿电磁系统进行了一次航空测量，结果表明连续的强硅化从已知的矿床向西南方向延伸了0.75英里（合1.2公里）。

Dongan gold deposit is a epithermal gold deposit occurring in the strong silicification zone of Late Indosinian alkali feldspar granite and Late Yanshanian fine-grained alkali feldspar granite in the intermediate-acidic volcanic-intrusive rock.

东安金矿床是浅成低温热液型金矿床，赋存于中酸性火山-侵入岩、印支晚期碱长花岗岩和燕山晚期细粒碱长花岗岩脉强硅化蚀变带中，受库尔滨断裂的次级断裂控制。

Based on references and experiments, this paper illustrates the cause and harmfulness of deposit during spinning process of polyester staple fiber, with focus on the analysis of composition of deposit on drawing roller and spinning frame.

综合文献资料及实验工作对涤纶短纤维棉纺加工中脱落物的发生及其危害进行论述，对重点发生部位如并条脱落物及细纱白粉的成分进行了分析，对其成因和解决措施进行了讨论。

Malmstone copper ore is an important stye of copper deposit. In china, malmstone copper ore are mainly distributed over the Mesozoic era continental facies basin in the middle area of Yunnan province. Dayao copper deposit is the typical representative.

砂岩型铜矿是铜矿床的一种重要类型，我国砂岩型铜矿主要分布在云南滇中地区的中生代陆相盆地中，大姚铜矿床是其典型代表。

As the lake basin shoals and silts up, the color of clastic sediment gradually changes from black, black gray, gray and grayish green to purplish grey and red purple, meaning that the subaerial alluvial fan deposit of late stage has replaced the fan-delta deposit and that the coal-forming process ends.

待湖盆逐渐变浅和淤积，碎屑沉积物的颜色由黑、黑灰、灰、灰绿逐渐变为紫灰和紫红，表明晚期陆上冲积扇沉积已经代替了扇三角洲沉积，成煤作用随之结束。

He paid $5,000 for this cupcake.

他我这个纸杯蛋糕花了5000美元。

I mean, if you want to, that is

我的意思是，如果你们想吃的话。