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Seasonal self-liquidating business loans, consumer home-mortgage loans, tax anticipation notes, business term loans, bank credit cards, and many other forms are used.

季节性的自偿商业贷款、消费者住房抵押贷款、预期税捐本票、商业定期贷款、银行信用卡、及许多其它形式。

In the development of document developer loans, loans to individuals for housing land bank loans chain, elevating the housing threshold.

文件在开发商开发贷款、土地储备贷款到个人住房贷款等各个环节，抬高了房贷门槛。

Personal loans business buyers will need at least three types of risk protection: First, the protection of property suffered major accidents and natural disasters, the risk of collateral damage to housing and property insurance; Second, lenders regular credit life insurance, primarily in the repayment period lenders due to illness or accidental injury of incapacity or death circumstances, to ensure safe recovery of bank loans, loans to family members can continue to live; Third, the performance bond purchase mortgage insurance, mainly because of the death of a guarantor when , unemployment and other reasons can not afford repayment agreement, the insurance companies on behalf of liquidity to banks than debt recovery at the same time exercise the right to receive from the collateral to the policyholder to recover compensation or reparations.

个人贷款业务的买家将至少需要三种类型的风险保障：第一，保护财产遭受重大事故和自然灾害的风险抵押损坏的住房和财产保险；第二，贷款人定期信用人寿保险，主要是在还款贷款期间因疾病或意外伤害的丧失工作能力或死亡的情况下，以确保安全收回银行贷款，贷款的家庭成员可以继续居住；第三，履约保证金购买按揭保险，这主要是因为死亡的担保人时，失业和其他原因不能还款协议，保险公司的名义向银行流动资金超过债务追偿同时行使的权利，接受该抵押给投保人收回补偿或赔偿。

Generally, the process of getting loans on the basis of the existence of different risk factors, personal loans purchase at least three types of business risk protection : First, the housing mortgage property insurance, the main victims of accidents and protect property damaged by natural disaster risks; Second, lenders regular credit life insurance, mainly in the loan owing on the loan period of injury as a result of illness or accident and incapacity or death of bank guarantee safe recovery loans to the families of those who continue to live; Third mortgage purchase insurance performance bond, mainly because when the guarantor of death, unemployment causes an inability owing on the loan, insurance companies on behalf of their debt to banks liquidated I, at the same time exercise the right to recover from the collateral, or to the insured recover compensation awards.

一般而言，根据贷款买房过程中存在的不同风险因素，个人贷款购房业务至少需要三类风险保障：一是抵押住房的财产保险，主要保障房产遭受意外事故和自然灾害毁损的风险；二是贷款者的定期信用人寿保险，主要是在还贷期内贷款人因疾病或意外伤害而丧失工作能力或死亡的情况下，保证银行能安全收回贷款，贷款者的家人能继续居住；三是抵押贷款购房履约保证保险，主要是在当被担保人因为死亡、失业等约定原因无力还贷时，保险公司代其向银行清偿余债，同时行使追偿权，从抵押物中得到补偿或向投保人追回赔款。

Personal loans business buyers will need at least three types of risk protection: First, housing and property mortgage insurance, the protection of property suffered major accidents and natural disasters, the risk of damage; Second Loan the regular credit life insurance, primarily in the loan repayment period, a result of illness or accidental injury and the incapacity or death, to ensure safe recovery of bank loans, loans to family members can continue to live; Third Mortgage purchase a performance bond insurance, mainly in when the guarantor because of death, causes of unemployment can not afford repayment agreement, the insurance companies on behalf of liquidity to banks than debt recovery at the same time exercise the right to receive from the collateral compensation or to the policyholders recover compensation.

个人贷款业务的买家将至少需要三种类型的风险保障：第一，住房和财产抵押贷款保险，保护财产遭受重大事故和自然灾害的风险损害；第二贷款定期信贷人寿保险，主要是在还款期内，因疾病或意外伤害和丧失工作能力或死亡，以确保安全收回银行贷款，贷款的家庭成员可以继续居住；第三按揭购买履约保证保险，主要是在当担保人，因为死亡，失业原因不能还款协议，保险公司的名义向银行流动资金超过债务追偿同时行使有权获得赔偿的抵押品或投保人赔偿。

Financial institutions in the park include Agricultural Bank of China, Rural Cooperative Bank and Bank of China, Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank and China Pacific Insurance Company in the close area.

金融服务：镇中心设有中国农业银行、农村合作银行等金融机构，临近区域内还设有中国银行、中国工商银行、中国农业银行、中国建设银行和中国太平洋保险公司等金融机构，为园区内企业提供全方位、多层次的金融服务。

In his words, foreign banks' development in Jiangsu is accelerating. At present, there are nine such banks in the whole province, three in Nanjing (Chartered Bank, KBC Group and Evergrowing Bank), four in Suzhou (Sumitomo Mitsui Bank, HSBC, the Chartered Bank, DBS Bank) and two in Wuxi Mizuho Bank and MUF Group

他认为，外资银行在江苏的发展呈加快趋势，目前省内营业性外资银行已有9家，其中南京3家：分别是渣打银行、比利时联合银行和恒生银行；苏州四家：三井住友银行、汇丰银行、渣打银行、星展银行；无锡两家：瑞穗银行和三菱东京日联银行。

Please remit the full payment to our account through a bank which has a direct business relation with Bank of China, otherwise extra handling fee might be charged by your bank or the bank between your bank and Bank of China, and it will be born by the remitter.

自翻译成：请将全额款项通过与中国银行有直接业务联系的银行电汇至我方公司账户，否则将在汇款处理期间自动收取额外手续费。

For collection pay to the order of B Bank Pay to the order of B Bank for collection only,prior indorsement guaranteed Pay to the order of B Bank of deposit Pay to the order of B Bank value in collection Pay to the order of B Bank by procuration Pay to any Bank 69 (5)质押背书 pledged

质押背书是背书人以票据的债权作抵押物而对票据所作的一种背书。质押背书并不是债权的转移如果被背书人进行再背书，只能以委托收款的方式。

Is an expert to good expert the manner when colludes with with other people carries on the cheating, exists with the bank staff colludes with the implementation cheating the situation, in the current our country actual situation, the bank nature has the state-owned bank and difference the non-state-owned bank, therefore the author and the heterogeneity bank staff colludes with the implementation loan cheating the nature to be different, this article only colludes with the implementation on the author and the state-owned bank staff the behavior to make the discussion.

在行为人与他人勾结进行诈骗时，存在着与银行工作人员相勾结实施诈骗的情形，在当前我国实际情况下，银行的性质有国有银行和非国有银行之别，因此行为人与不同性质银行的工作人员勾结实施贷款诈骗的性质不同，本文仅就行为人与国有银行工作人员勾结实施的行为作探讨。

"Please accept this talisman as a token of our thanks."

请收下这个护身符以表达我们的感谢。

If I have that magic, I will be more acceptable in the society.

如果我拥有那种魔法，我将更加被这个社会所容纳。