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This paper analyses the homogenous tendency of open-end fund at first,pointing out that unperfect development of market and investors' immature investment opinions is the origin of such phenomena. Secondly,having compared the fund sizes and purchase fee rates of 25 open-end funds in China,conclude that there are problems of diseconomy of scale and indistinctive relativity between fees and achievement in Chinese open-end funds. Then this paper introduces benefit and cost function to analyze the problem of lack of motivation and constrain mechanism towards fund managers because of unreasonable fees in China. Thirdly,this paper analyze funds managers' normal hazards by static game model,and then points out fund managers have serious tunneling behaviors in Chinese open-end fund industry. In the end,this paper analyzes the causes of liquidity risk of open-end fun and the particularity of liquidity risk of open-end fund in China,and concludes that liquidity risk in Chinese open-end fund industry is higher through calculating the rates of share change and comparing the portfolio selections of top 20 open-end funds in China.

本文首先分析了我国目前存在的基金产品同质化现象，指出市场发展的不完善以及投资者投资理念的不成熟是同质化的根源所在；其次对比了我国现有的25只开放式基金的规模和申购费率，得出了我国开放式基金存在着规模效应不明显以及基金业绩与费率相关性不强的问题，并引入效益函数和成本函数分析了由于我国开放式基金费率不合理引发的基金管理者激励约束机制缺失的问题；再次，应用静态博弈模型分析了基金管理人面临的道德风险，指出目前我国开放式基金由于监管机制脆弱而存在着较为严重的管理者利益输送行为；最后，分析了开放式基金流动性风险的形成原因以及我国基金市场流动性风险的特殊性，并通过计算目前我国基金资产规模前20位的开放式基金的份额变动率以及比较它们的投资组合结构，得出了目前我国开放式基金流动性风险偏大的结论。

At our country, for long time the risk management of commercial bank lay particular emphasis on in the control and the after the event in the business of risk remediable, usually neglected risk to manage in advance.

在我国，长期以来商业银行的风险管理侧重于风险的事中控制和事后补救，往往忽视了风险的事先管理。

Because commercial banks have expected to prevent the losses at certain confidence level by using their own reserve for bad debts and capital at risk, commercial banks won't go bankrupt within certain confidence level. If the confidence level were a, the probability of bank failure is 1-a, so the recognition of deposit premium ratio should be performed based on 1-a of risk assets in commercial banks.

由于商业银行自身用损失准备金和风险资本来防范了一定置信水平内的损失，因此，在该置信水平内商业银行是不会破产的：如果一定置信水平为α，则银行破产的概率就为1—α，存款保险费率的确定就以商业银行风险资产的1—α倍为基础进行。

To construct the social medical moral risk uncomplimentary information KMRW game model based on the happening reasons of the moral risk of social medical insurance , Some advice about how to control the moral risk efficiently gives at last to improve the security of social medical insurance fund .

通过对社会医疗保险道德风险产生原因与特征的探讨，根据不完全信息重复博弈模型对社会医疗保险道德风险进行了系统分析，据此提出了社会医疗保险道德风险的防控措施，以期实现对道德风险的有效防控，提高社会医疗保险基金的安全。

Risk factors of mortality by univariate analysis were: outborn babies, resuscitation before admission, first born baby, low pH, high oxygen index, high alveolar- arterial oxygen tension gradient (AaDO2) at admission, high Of and AaDO2 at 2 hours after admission, shock, pneumothorax, asphyxia, pulmonary hemorrhage, persistent pulmonary hypertension of newborn, and renal failure. Logistic regression analysis showed asphyxia, pneumothorax and PPHN are the most important risk factors of mortality in MAS. How to diminish these events is the key point for reducing the mortality rate of MAS.

又变项分析显示，死亡危险因子包括院外出生婴儿，黑心诊时需急救，第一胎，刚入院时的Ph、OI、AaDO2，住院后2小时的OI、AaDO2，休克、气胸、室息、肺出血、新生儿肺动脉高压；回归分析则显示窒息，气胸及新生儿肺动脉高压是死亡的危险因子，如何减少这些事故，将是降低便吸入症候群死亡的重要因素。

Third, this paper introduces the primary western measure techniques of systematic risk. And then, through the demonstration analysis of listed banks in our country, it can be seen that the risk quotiety obviously appears ascending from 2007. So the bank systematic risk needs to be paid more attention at the moment.

再次，本文介绍了西方银行系统性风险的测度模型，并结合我国实际情况对上市银行的系统性风险进行了实证分析，从分析结论可以看出，2007年开始主要商业银行的值出现明显的上升趋势，说明现阶段需要对银行系统性风险给予高度的关注。

The ANRS 116 SALTO trial, a prospective, open-label, multicenter trial conducted in France, enrolled 99 patients, 63 of whom were men. At 24 months, 88% of patients (95% CI, 80 ??93) did not meet study criteria to reinitiate HAART: a decrease in CD4 cell count to 300 cells/弮L or the occurrence of an AIDS-defining event. More than three quarters (77%) did not resume HAART. Statistical analysis indicated that HIV- DNA level, CD4 nadir, CD4 at HAART initiation, CDC stage, and HIV risk category were significant risk factors for HAART reinitiation.

ANRS 116 SALTO试验则是法国的一个前溯式、开放标记、多中心试验，包含99位病患、63位是男性，24个月时，88%的病患(95% CI， 80 – 93)未达重新启动HARRT的研究规范：CD4细胞计数降低至 300 cells/μL 或者出现AIDS相关事件，超过四分之三(77%)未恢复 HAART；统计分析指出HIV-DNA值、CD4最低值、HAART开始时之CD4值、CDC分期、HIV 风险分类都是HARRT重新启动的显著风险因素。

There were 15 pediatric ALL patients, which had received 50 times of chemotherapy with HD-MTX. The records about blood concentration of MTX and clinical conditions for 50 times chemotherapy were divided into two groups. Group I: contained 25 records of stand-risk patients, administering MTX 3.0g/m2; Group II: contained 25 records of mid and high-risk patients, administering 5.0g/m2. Continuous intravenous dripped MTX for 24th in both two groups, while implemented hydrating and alkalizing for 4 days. All patients were rescued 6 times through leucovorin, 15mg/m~2, since 12th after the end of MTX dripping. Then examined the blood concentration of MTX by fluorescence polarization immunoassay approach at 24h, 44h, 68h, at the same time inspected liver function, blood routine examination, the occurrence time and degree of toxicological reactions.

观察15例ALL住院患儿，接受大剂量MTX共50例次，按ALL危险度分2组，低危治疗组接受MTX剂量为3.0g/m2为I组；中高危治疗组接受MTX剂量为5.0g/m2为II组，连续静脉点滴MTX共24小时，同时给予水化碱化治疗，共4天，全部病例均在MTX滴注结束后12小时开始静脉推注四氢叶酸钙(leucovorin，LV)解救，15mg/m2/次，共6次，采用免疫偏振荧光法检测药物滴注24、44、68小时MTX血药浓度，同时检测两组病例的肝功、血常规，观察临床出现MTX毒副反应的时间及程度，观察每个病例毒副反应出现程度与MTX血药浓度关系，两组毒副反应程度比较，进行统计学分析。

Landslide hazard is one of the most serious and frequent natural hazards. Each year it causes a loss up to billions of dollars in the whole world. This hazard gives great damages to the country and people's lives and properties. And they are the very single--landslides that lead to the loss directly. So, in front of the serous landslide hazard, in order to measure the influence of hazard on life and property a risk assessment theory needs to be applied to. At the same time, Lijiaxia landslide which is in Long area, Shan Xi province, is unstable and imperiling life and property at present, so it is very necessary to make a risk assessment.

滑坡灾害是地质灾害中最为常见且危害严重的灾种之一，每年因滑坡灾害造成的损失数以亿计，给国家和人民生命财产带来巨大损失，产生严重社会影响，而最直接造成损失的，正是一个个的单体滑坡，因此，面对严重的滑坡灾害，为合理确定并评价滑坡灾害对生命财产的影响尺度，需研究和应用单体滑坡风险评价理论和方法；同时，作为单体滑坡的陕西省陇县李家下滑坡目前处于不稳定状态，且威胁到当地居民的生命财产安全，对其进行风险评价尤为重要。

Party A will, at its sole cost and expense, purchase Property All Risk Insurance for the Premises with the Policy Form of Property All Risk at the replacement and/or reinstatement value of the Premises; and Public Liability Insurance, which will include an Advertising Sign and Decorations Extension Clause, Elevators Liability Extension Clause and Cross Liability Extension Clause.

甲方应自行购买如下保险：A按房屋重置的价值为该房屋购买财产一切险且保单格式为&一切险&；和B公众责任险并附加广告牌和装饰物扩展条款、电梯责任条款和交叉责任扩展条款。

But we don't care about Battlegrounds.

但我们并不在乎沙场中的显露。

Ah! don't mention it, the butcher's shop is a horror.

啊！不用提了。提到肉，真是糟透了。