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The risk of network finance is interrelates with technology closely. Besides the traditional risk such as credit risk, liquidity risk and market risk, network financial institutions also bear the peculiar risk i.e. operation risk, prestige risk and law risk.

网络金融风险与技术密切相关，网络金融机构除具有传统的信用风险、流动性风险及市场风险外，还要承担其特有的操作风险、信誉风险和法律风险。

This paper quantitates financial risk by constituting the model of measurement financial risk. And the samples are from the public companies'merger and acquisition from 2002 to 2005, this paper demonstrates perfectly the influence of financial risk of acquisition companies from different payment methods. The result of test analysis shows: in one side, the theory of risk-return is unfit in China (by being educed conclusions by other students: different payment methods bring different return, then the author detrusions different payment methods bringing different financial risk, and being tested direct proportion each other); in the other side, this paper answers different payment methods bringing different degree financial risk of acquisition companies: the smallest financial risk from cash payment method, the mean from commingle payment method, the biggest from stock payment method, which can supply reference in the choice of rational companies between payment methods and financial risk .

通过建立企业财务风险度量模型，将企业财务风险量化，并以中国上市公司2002年—2005年间的并购案中所采用的支付方式为样本，对我国上市公司并购中不同支付方式对并购方财务风险的影响做一个较系统、完善的实证检验，一方面从理论上验证了风险-收益理论的在我国的不具有适用性（通过对前人研究结论：不同支付方式带来不同收益，进而反推不同支付方式带来不同的财务风险，验证得出二者成正比关系）；另一方面回答在我国目前市场条件下并购中的不同支付方式引起收购公司不同程度的财务风险，其中现金支付方式下给收购公司带来的财务风险最小；混合支付次之，股票支付方式下财务风险最大，能给企业在并购时选择支付方式与财务风险的最佳组合提供参考。

What article base oneself upon builds a project at mouth of Chinese sea outport is actual, from inside, outside two angle are formed to the risk respectively undertook labor, the exterior risk that thinks abroad haven builds a project basically includes natural risk, politics risk, law hazard, economy risk and social environment venture 5 kinds big, and in-house risk basically includes material and technical risk, equipment venture, construction risk, management venture 4 kinds big.

本文立足于中国海外港口建设项目的实际，从内、外两个角度分别对风险构成进行了具体分析，认为海外港口建设项目的外部风险主要包括自然风险、政治风险、法律风险、经济风险和社会环境风险五大类，而内部风险主要包括技术风险、材料和设备风险、施工风险、管理风险四大类。

Exploration of the macro-management in agricultural risk:(1) Discern and define risk patterns and risk system with open complex giant system theory, then summarize four major risk systematic patterns: Namely systematic levels of risk distribution, risk convergent sport, risk transmit sport and risk scatteration.

农业风险宏观管理的探索：（1）用开放的复杂巨系统理论来定义风险系统和识别风险运动规律，总结概括出了风险系统运动的四大规律：即风险分布的系统层次性、风险发生发展过程的汇聚规律、风险运动的系统传递规律和风险系统中的风险扩散规律。

It tells particularly the debris flow"s the encironment and the development characteristic by numbers . And according to its character , selecting the latest research results at present , the anthor calculates the debris flow"s the moving , dynamical characteristics and the scale , such as , the velocity of flow , the wallop , the peak value flux , and the total flux . And the anthor calculates density in different design frequency by the empirical formula method . In the text, the author uses the modle of evaluating a single gully to evaluate the risk of the debris flow . First , the author calculates the hazard degree in different design frequency , and forecasts the risk range of debris flow in Shenjia gully based on the maximum pile thickness and the total solid amount of a denbris flow . Then , on the basis of the risk range in different design frequency , the author carries out the damageability and risk assessment . The basic purpose of risk management is reducing risk or transferring risk , reducing the loss of life and property . The text constructs the system of risk management of debris flow in Shenjia gully , basis on the condition of Shenjia gully .

本文从地形地貌、地层岩性、地质构造、气象水文等方面系统地阐述了深家沟泥石流的发育环境及发育特征；分别从形成区、流通区、堆积区对深家沟流域特征进行描述；依据泥石流沟自身特点，选用现阶段最新的研究成果，推算了不同设计频率下的深家沟泥石流流速、峰值流量、总流量、冲击力等动力特征和规模数据；并且根据经验公式法来确定深家沟不同设计频率下的泥石流容重；本文采用单沟泥石流风险评价模型对深家沟泥石流进行风险评价，首先对不同的设计频率下的深家沟泥石流进行危险度评价，根据最大堆积厚度与一次泥石流冲出量来预测不同频率下的泥石流危险范围，然后，根据预测的评估范围，评价对应范围内的易损度，最后作出风险评价；城镇泥石流风险管理的根本目的是降低风险或转移风险，减少生命财产的损失，本论文根据泸定深家沟泥石流的具体情况，构建了深家沟泥石流风险管理体系。

The thought of slope safety and landslide prevention based on risk management processes is discussed from the risk factors identification, risk assessment, risk control, and risk prevention measures of the landslide in this paper, and it is pointed out that the risk management technique is a efficient method, which helps manager to cope with the possible risk preparedly and rationally and to adopt measures to reduce the risk in a maximum limit and finally to avoid and reduce the loss of property finally.

从滑坡的风险因素识别、风险评价、风险控制、滑坡风险防范措施等风险管理流程入手，对基于风险管理技术的边坡安全与滑坡预防思想进行了论述，指出应用风险管理技术是帮助管理者有准备地、理性地面对所可能遇见的风险，并采取措施最大限度地减少风险，最终减少或避免财产损失和人员伤亡的预防手段。

Depend the consumption by credit, risk and consume the theoretical cognition in risk of consumption by credit with make use of, point out the consumption by credit's risk is objective existent of, the scheme exterminates the risk, getting around the risk, is not realistic, only have to know the risk progressively, control risk, will consume to lend money the risk as low as lowest degree, then can realize the target of the management of the commercial bank.

通过对消费信贷、风险以及消费信贷风险理论的认识和运用，指出消费信贷风险是客观存在的，企图消灭风险，回避风险，是不现实的，只有积极地认识风险、控制风险，将消费贷款风险降低到最低程度，才能实现商业银行的经营目标。

The type of commercial bank risk in our nation is almost the same with that of the western commercial bank, and can be divided into credit risk, market risk, liquidity risk, operation risk, policy risk and financial grifting risk and so on based on risk factor.

我国商业银行的风险类型与西方商业银行的风险类型基本相同，从风险因素角度，划分为信用风险、市场风险、流动性风险、操作风险、政策性风险和金融诈骗风险等基本风险。

According to the said analysis and recent situation, it finally try to set up a risk management system in the general investment bank department in Southern Security Company, which is appropriate for the present financial environment in our country. In the design of independent matrix risk management system which makes risk supervision obtain comprehensive, controllable results, which puts risk under tight network system control, and which makes risk supervisors keep up with risk endurers from beginning to end, I describes the job content and duty in every position, investigate the operating way of the whole risk management system, make the duties of the full-time risk management perfect, and whole system.

根据上述分析，针对现有情况的问题，最后尝试为南方证券投资银行总部建立适合我国现有金融环境的风险管理体系，将投资银行的风险管理体系设计为独立的矩阵式风险管理系统，它使风险监管达到横向到边、纵向到底的效果，使风险置于纵横交错的网络式控制体系之下，使风险监管者与风险承受者保持始终的联系，不至于脱节。

The business enterprise buys the risk to mainly have also four kinds of:Evaluate the risk, financial risk, the management risk and the integration risks, business enterprise also buy the risk to have the long-term, delitescence, dynamic state, conductibility, layer and many source end to guard against the business enterprise and bought the risk to put forward what time suggestion, such as:Also before buy wanted the quilt and bought the condition of the business enterprise reality to do the thorough understanding;Buy and should be careful to the multinational also;Want to value to the government behavior risk;Value and integration buy behind.

企业并购风险主要有四种：评估风险、财务风险、经营风险和整合风险，企业并购风险具有长期性、潜伏性、动态性、传导性、层次性和多源性最后对防范企业并购风险提出了几点建议，如：并购前要被并购企业真实的状况做深入了解；对跨国并购应该谨慎；对政府行为风险要重视；重视并购后的整合。关键字企业并购企业并购风险防范

Listen,point and check your answers.

听，指出并且检查你的答案。

Warming needle is one of effective treatment methods for knee arthralgia aggravated by cold,and it is simple,safety,so it should be developed in clinical acupuncture and moxibustion extensively.

但以本院科针灸门诊在2005年1月—2006年6月期间共收治膝痛患者100余例，经过临床的诊断后，其中施以温针治疗的48例，疗效显著，报道如下。1临床资料本组病例48